Central Government Schemes

Atal Bhujal Yojana (Atal Jal) is a community-driven groundwater management programme implemented by the Ministry of Jal Shakti. The scheme covers 8,203 water-stressed Gram Panchayats across 7 states and promotes sustainable groundwater use through Water Security Plans, community participation, and water conservation measures. There is no individual application process, as implementation takes place through Gram … Read more

Surya Shakti Solar Finance Scheme, offered by the State Bank of India (SBI), helps businesses, MSMEs, and commercial establishments finance grid-connected solar power projects. Eligible applicants can avail loans of up to Rs. 10 crore for captive-use projects and up to Rs. 50 crore for non-captive projects developed for power sale under long-term agreements. SBI … Read more

Pradhan Mantri Krishi Sinchayee Yojana (PMKSY) is a flagship irrigation initiative of the Government of India, jointly implemented by the Ministry of Jal Shakti, Ministry of Agriculture & Farmers Welfare, and Ministry of Rural Development. The scheme promotes efficient water management through micro-irrigation subsidies, irrigation infrastructure development, and watershed conservation activities across the country. Pradhan … Read more

Thalassemia Bal Sewa Yojana (TBSY) is a flagship healthcare initiative of Coal India Limited (CIL), implemented in partnership with the Ministry of Health & Family Welfare, Government of India. The scheme provides financial assistance of up to Rs. 10 lakh for Bone Marrow Transplant (BMT) treatment of eligible children suffering from Thalassemia or Severe Aplastic … Read more

AICTE Sarswati Scholarship Scheme is a flagship scholarship initiative of AICTE, Ministry of Education, designed to support meritorious girl students pursuing BBA, BCA, and BMS programmes. Under the scheme, selected students receive Rs. 25,000 per year for up to 3 years, helping them manage academic expenses and continue higher education with confidence. Applications are accepted … Read more

Sovereign Gold Bond (SGB) Scheme was introduced by the Reserve Bank of India (RBI) on behalf of the Government of India as a secure alternative to holding physical gold. Investors earn 2.50% annual interest along with returns linked to gold prices, while also enjoying significant tax advantages on redemption. Although no new SGB tranches have … Read more

BHAVYA (Bharat Audyogik Vikas Yojana) is a flagship industrial infrastructure scheme of the Department for Promotion of Industry and Internal Trade (DPIIT), Ministry of Commerce & Industry. The scheme aims to develop 100 world-class, plug-and-play industrial parks across India with a total outlay of Rs. 33,660 crore, helping states create investment-ready manufacturing ecosystems and attract … Read more

Niramaya Health Insurance Scheme is a disability-focused health insurance scheme implemented by The National Trust, Ministry of Social Justice & Empowerment, Government of India. The scheme provides eligible persons with Autism, Cerebral Palsy, Intellectual Disability, and Multiple Disabilities with annual health coverage of up to Rs. 1,00,000 for medical treatment, therapies, hospitalisation, and rehabilitation expenses. … Read more

AMNESTY, 2026 is a one-time regularisation initiative launched by the Employees’ Provident Fund Organisation (EPFO) to help eligible establishments operating Income Tax-recognised PF Trusts without a formal exemption notification. The scheme offers an opportunity to regularise past compliance issues and avail relief from certain damages, interest liabilities, and penalties, subject to prescribed conditions. Eligible establishments … Read more

Gold Monetization Scheme (GMS) is a Government of India initiative regulated by the Reserve Bank of India (RBI), allowing individuals and institutions to deposit idle gold and earn interest on it. Currently, only the Short Term Bank Deposit (STBD) option with a tenure of 1 to 3 years is available for fresh deposits, making it … Read more