Central Government Schemes

BHAVYA (Bharat Audyogik Vikas Yojana) is a flagship industrial infrastructure scheme of the Department for Promotion of Industry and Internal Trade (DPIIT), Ministry of Commerce & Industry. The scheme aims to develop 100 world-class, plug-and-play industrial parks across India with a total outlay of Rs. 33,660 crore, helping states create investment-ready manufacturing ecosystems and attract … Read more

Niramaya Health Insurance Scheme is a disability-focused health insurance scheme implemented by The National Trust, Ministry of Social Justice & Empowerment, Government of India. The scheme provides eligible persons with Autism, Cerebral Palsy, Intellectual Disability, and Multiple Disabilities with annual health coverage of up to Rs. 1,00,000 for medical treatment, therapies, hospitalisation, and rehabilitation expenses. … Read more

AMNESTY, 2026 is a one-time regularisation initiative launched by the Employees’ Provident Fund Organisation (EPFO) to help eligible establishments operating Income Tax-recognised PF Trusts without a formal exemption notification. The scheme offers an opportunity to regularise past compliance issues and avail relief from certain damages, interest liabilities, and penalties, subject to prescribed conditions. Eligible establishments … Read more

Gold Monetization Scheme (GMS) is a Government of India initiative regulated by the Reserve Bank of India (RBI), allowing individuals and institutions to deposit idle gold and earn interest on it. Currently, only the Short Term Bank Deposit (STBD) option with a tenure of 1 to 3 years is available for fresh deposits, making it … Read more

PM-KUSUM (Pradhan Mantri Kisan Urja Suraksha evam Utthaan Mahabhiyan) is a flagship solar agriculture scheme of the Ministry of New and Renewable Energy (MNRE), helping farmers reduce irrigation costs, install solar-powered pumps, and earn additional income from solar energy generation. Eligible beneficiaries can receive substantial government subsidy under Components B and C or set up … Read more

Atal Vayo Abhyuday Yojana (AVYAY) is a comprehensive senior citizen welfare scheme of the Department of Social Justice and Empowerment, Government of India. The scheme supports elderly citizens through old age homes, free assistive devices, re-employment opportunities, elderly care services, and the Elderline Helpline (14567). Eligible beneficiaries can access services through District Social Welfare Offices, … Read more

Senior Citizens’ Savings Scheme (SCSS) is a government-backed retirement savings scheme administered by the National Savings Institute (NSI), Ministry of Finance. The scheme currently offers 8.2% annual interest, paid quarterly, on deposits of up to Rs. 30 lakh. Eligible senior citizens can open an SCSS account through India Post or authorised bank branches across the … Read more

GOBARdhan Scheme (Galvanizing Organic Bio-Agro Resources Dhan) is a flagship waste-to-wealth initiative of the Government of India, coordinated by the Department of Drinking Water and Sanitation, Ministry of Jal Shakti. The scheme promotes the conversion of cattle dung, agricultural residue, and organic waste into biogas, Compressed Bio Gas (CBG), and organic manure, helping villages generate … Read more

Pradhan Mantri Jan Dhan Yojana (PMJDY) is the Government of India’s flagship financial inclusion scheme, implemented by the Department of Financial Services, Ministry of Finance. It provides a zero-balance bank account, a free RuPay Debit Card, accident insurance coverage of up to Rs. 2 lakh, Direct Benefit Transfer (DBT) facilities, and access to banking services … Read more

PM CARES for Children Scheme is a Central Government welfare initiative launched on 29 May 2021 by the Ministry of Women and Child Development to support children who lost their parents or legal guardians due to COVID-19. The scheme provides long-term financial security through a Rs. 10 lakh corpus, educational assistance, Rs. 5 lakh annual … Read more