Central Government Schemes

The Government of India launched the Pradhan Mantri Mudra Yojana (PMMY) on 8 April 2015 to provide easy and affordable collateral-free business loans to small entrepreneurs, street vendors, and micro business owners across the country. Under this scheme, eligible applicants can get loans of up to Rs. 20 lakh to start or expand their income-generating … Read more

Prime Minister Research Chair (PMRC) Scheme is a Central Sector Scheme of the Department of Higher Education, Ministry of Education, Government of India, launched to attract accomplished Indian-origin researchers, scientists, and professionals working abroad to premier government institutions and national laboratories in India across 14 national priority thematic areas. Applications are open from 1 June … Read more

National Apprenticeship Training Scheme (NATS) is a flagship apprenticeship programme launched in 1973 by the Ministry of Education under the Apprentices Act 1961 to provide one year of practical On-the-Job Training to engineering graduates, diploma holders, and non-engineering degree holders with a monthly stipend of Rs. 9,000 for graduates and Rs. 8,000 for diploma holders. … Read more

National Apprenticeship Promotion Scheme (NAPS) is a flagship apprenticeship initiative launched on 19 August 2016 by the Ministry of Skill Development and Entrepreneurship to promote apprenticeship training across India by providing partial stipend support to apprentices. Currently running as NAPS-2 from 2022-23, the scheme covers ITI pass-outs, freshers, diploma holders, graduates, and skill certificate holders … Read more

Pradhan Mantri Vaya Vandana Yojana (PMVVY) was a Government of India subsidized pension scheme operated solely by Life Insurance Corporation of India (LIC) that provided assured pension income to senior citizens aged 60 and above for a 10-year policy term. The scheme offered a maximum investment of Rs. 15 lakh with assured pension up to … Read more

Ayushman Bharat Vay Vandana Card Scheme provides free cashless health coverage of up to Rs. 5 lakh per year to every Indian senior citizen aged 70 years and above, regardless of income, under Ayushman Bharat PM-JAY. Senior citizens can register online at beneficiary.nha.gov.in or through the Ayushman App on Android or iOS. Ayushman Bharat Vay … Read more

PM-DAKSH Yojana (Pradhan Mantri Dakshata Aur Kushalata Sampanna Hitgrahi Yojana) is a Central Sector Scheme launched in 2020-21 by the Ministry of Social Justice and Empowerment to provide completely free skill training to SC, OBC, EWS, DNT, Safai Karamcharis, and Transgender candidates aged 18 to 45 years for wage employment and self-employment. Candidates apply online … Read more

Divyangjan Kaushal Yojana is a Central Government initiative announced in the Union Budget 2026-27 by Finance Minister Nirmala Sitharaman to provide industry-relevant, customised skill training to persons with disabilities in IT, AVGC, Hospitality, and Food and Beverages sectors for dignified livelihood opportunities. The scheme is implemented by the Department of Empowerment of Persons with Disabilities … Read more

Divyang Sahara Yojana is a Central Government initiative announced in the Union Budget 2026-27 by Finance Minister Nirmala Sitharaman to improve access to modern assistive technologies for Divyangjan across India. The scheme strengthens ALIMCO, expands 100 PM Divyasha Vayoshri Kendras (PMDVKs), and sets up Assistive Technology Marts as modern retail-style centres where Divyangjan can see, … Read more

Pradhan Mantri Anusuchit Jaati Abhyuday Yojana (PM-AJAY) is a 100% Centrally Sponsored Scheme launched in FY 2021-22 by the Ministry of Social Justice and Empowerment to reduce poverty among SC communities through three components: Adarsh Gram development, Grants-in-Aid for livelihood and infrastructure projects, and Hostel construction in top-ranked institutions. The scheme covers 28 States and … Read more