Central Government Schemes

Prime Minister Employment Generation Programme (PMEGP) is a central government self-employment scheme launched to help unemployed youth and aspiring entrepreneurs establish new businesses through bank loans and subsidy support. Under the revised guidelines, manufacturing projects can receive support up to ₹50 lakh, while service-sector projects can receive support up to ₹20 lakh. The scheme primarily promotes micro-enterprise development, … Read more

NPS Vatsalya is a government-backed pension and long-term financial security scheme launched for children below 18 years of age under the National Pension System framework. Through this scheme, parents or legal guardians can start retirement-focused investments for children from an early age with a minimum contribution of ₹1000 per year. The scheme also allows seamless … Read more

NPS Sanchay is a simplified variant of the National Pension System (NPS) launched by PFRDA mainly to improve pension accessibility for informal sector workers and individuals looking for an easier retirement savings option. The scheme simplifies pension planning by reducing the complexity of investment selection and asset allocation while allowing eligible citizens between 18 and … Read more

The PM Vidyalaxmi Scheme is a Central Government initiative launched in November 2024 to provide collateral-free education loans to meritorious students. The scheme ensures that financial constraints do not stop students from pursuing higher education in top institutions. It offers interest subsidy, credit guarantee, and a fully digital application process, making education loans simple, transparent, … Read more

The Pradhan Mantri Unauthorized Colonies in Delhi Awas Adhikar Yojana (PM-UDAY) is a central government initiative that grants legal ownership rights to residents of unauthorized colonies in Delhi. Under this scheme, beneficiaries can obtain conveyance deeds or authorization slips, enabling them to sell, transfer, or mortgage their properties. As a result, residents get legal security … Read more

An internship opportunity will be provided by the Ministry of Information and Technology to eligible students under the MeitY Digital India Internship Scheme. A 2-month internship with a monthly stipend of Rs. 10,000/- is also applicable. Read the complete article to get full information about the scheme. Meity Digital India Internship Scheme Highlights Scheme Name … Read more

The National Pension Scheme for Traders and Self-Employed Persons (NPS-Traders) is a government pension scheme aimed at providing financial security to small traders, shopkeepers, and self-employed individuals in their old age. Under this scheme, eligible beneficiaries receive a fixed monthly pension after the age of 60 by contributing a small amount during their working years. … Read more

The Pradhan Mantri Kisan Maandhan Yojana is a government pension scheme launched to provide financial security to small and marginal farmers during old age. Under this scheme, eligible farmers receive a fixed monthly pension after the age of 60 by contributing a small amount during their working years. With government co-contribution and assured returns, the … Read more

The Pradhan Mantri Shram Yogi Maandhan Yojana (PM-SYM) is a government pension scheme launched to provide financial security to unorganised-sector workers in their old age. Under this scheme, eligible workers receive a fixed monthly pension after the age of 60 by contributing a small amount during their working years. With government co-contribution and assured pension … Read more

The Nikshay Poshan Yojana is a government-backed scheme launched by the Government of India to provide financial assistance to Tuberculosis (TB) patients for their nutritional needs during treatment. Under this scheme, eligible TB patients receive Rs. 1,000 per month through Direct Benefit Transfer (DBT) to support a proper diet and recovery. The scheme ensures that … Read more