Beti Hai Anmol Yojana is a scheme launched by the Government of Himachal Pradesh on 5 July 2010 to provide financial assistance to the first two daughters of BPL families through a birth deposit of Rs. 21,000 and annual scholarships from Class 1 to undergraduate level. The scheme is applicable for girl children born on or after 5 July 2010 and before 01 April 2026. Families apply online at himseva.hp.gov.in or offline through the nearest CDPO office. For girl children born on or after 01 April 2026, the Indira Gandhi Sukh Suraksha Yojana replaces this scheme.
Himachal Pradesh Beti Hai Anmol Yojana Highlights | |
|---|---|
| Scheme Name | Beti Hai Anmol Yojana |
| Launch Date | 5 July 2010 |
| Department | Department of Women and Child Development, Government of Himachal Pradesh |
| Main Objective | Provide financial assistance to girl children of BPL families to encourage education and self-reliance |
| Target Beneficiaries | First two daughters of BPL families who are permanent residents of Himachal Pradesh |
| Girl Child Birth Date Eligibility | Born on or after 5 July 2010 and before 01 April 2026 |
| Birth Deposit | Rs. 21,000 in the Post Office or the Bank account of the girl child at birth |
| Enhancement in Birth Deposit | Enhanced from Rs. 10,000 to Rs. 21,000 in October 2020 |
| Withdrawal Age | 18 years |
| Marriage Condition | A girl must not marry before the age of 18 to continue receiving a scholarship |
| Total Beneficiaries | 98,193 |
| Current Status | Replaced by Indira Gandhi Sukh Suraksha Yojana for girls born on or after 01 April 2026 |
| Replaced By | Indira Gandhi Sukh Suraksha Yojana |
| Application Mode | Online through the HimSeva portal and offline through the nearest CDPO office |
| Phone | 0177-3525101 / 0177-3525102 |
| Official Application Form | himachalforms.nic.in |
| Online Application Portal | himseva.hp.gov.in |
| Department Portal | himachal.nic.in/wcd |
Introduction of Himachal Pradesh Beti Hai Anmol Yojana: A Brief Insight
In many Below Poverty Line families across Himachal Pradesh, the birth of a girl child was historically seen as an added financial burden. Families struggled to afford school books, uniforms, and education fees for their daughters. Early marriage became a common outcome when families could not sustain a girl child’s education. Beti Hai Anmol Yojana was launched to directly challenge this mindset by putting money behind the girl child from the very day she is born.
The Government of Himachal Pradesh launched Beti Hai Anmol Yojana on 5 July 2010 under the Department of Women and Child Development. The scheme provides financial assistance to the first two daughters of BPL families from birth through higher education. At birth, the Government deposits Rs. 21,000 in the Post Office or Bank account of the girl child, enhanced from the earlier Rs. 10,000 in October 2020. The deposited amount can be withdrawn when the girl turns 18 years. Annual scholarships ranging from Rs. 450 to Rs. 2,250 per year are provided from Class 1 to Class 12 for books and uniforms. Girls pursuing undergraduate courses receive Rs. 5,000 per year. The scheme has benefited 98,193 beneficiaries across Himachal Pradesh. Families apply online through the HimSeva portal or offline through the nearest CDPO office using the official form available at himachalforms.nic.in.
Important update for 2026: The Government of Himachal Pradesh has replaced Beti Hai Anmol Yojana with the Indira Gandhi Sukh Suraksha Yojana for girl children born on or after 01 April 2026. The new scheme provides a Rs. 25,000 deposit at birth, a Rs. 2 lakh life insurance cover for each parent separately, and maturity extendable up to 27 years. Families with girl children born before 01 April 2026 continue to receive all benefits under Beti Hai Anmol Yojana as earlier.
Pregnant women in BPL families expecting a girl child can also check their eligibility under the Pradhan Mantri Matru Vandana Yojana, which provides Rs. 5,000 maternity benefit in instalments to eligible pregnant and lactating mothers for the first living child across India. Mothers of girl children in Himachal Pradesh can additionally explore the Indira Gandhi Sukh Shiksha Yojana, if the mother is a widow, divorced, abandoned, or destitute, which provides Rs. 1,000 per month per child for education, health, and nutrition up to 18 years, along with free higher education support at Government institutions.
BPL families, parents of girl children, women welfare organisations, and anyone looking for more girl child welfare schemes, education support programmes, women empowerment initiatives, and social security schemes in Himachal Pradesh can also explore other available programmes under the Welfare Schemes List of Himachal Pradesh Government section.
Benefits Provided to Eligible Beneficiaries
Beti Hai Anmol Yojana provides financial assistance to eligible girl children of BPL families in Himachal Pradesh from birth through higher education.
Birth Assistance
- The government deposits Rs. 21,000 in the Post Office or Bank account of the girl child at the time of birth
- This amount was enhanced from the earlier Rs. 10,000 to Rs. 21,000 in October 2020
- The deposited amount can be withdrawn when the girl child turns 18 years of age
- Maximum two girl children per BPL family are eligible for this birth assistance
Annual Scholarship for Books and Uniforms
- Class 1 to 3: Rs. 450 per year
- Class 4: Rs. 750 per year
- Class 5: Rs. 900 per year
- Class 6 to 7: Rs. 1,050 per year
- Class 8: Rs. 1,200 per year
- Class 9 to 10: Rs. 1,500 per year
- Class 11 to 12: Rs. 2,250 per year
Higher Education Scholarship
- Girls pursuing undergraduate courses, including BA, BCom, BSc, BE, BTech, MBBS, LLB, BEd, and other professional degrees, receive Rs. 5,000 per year
- This scholarship supports girls to continue their education beyond Class 12
As of 2026, the birth assistance benefit under Beti Hai Anmol Yojana has been significantly enhanced for new beneficiaries. Girls born on or after 01 April 2026 are covered under the Indira Gandhi Sukh Suraksha Yojana which deposits Rs. 25,000 at birth, nearly Rs. 4,000 more than the current Beti Hai Anmol benefit, along with Rs. 2 lakh life insurance cover for each parent.
Beti Hai Anmol Yojana vs Indira Gandhi Sukh Suraksha Yojana
Many families are confused about which scheme applies to their girl child. The answer depends entirely on the date of birth of the girl child. Here is a clear comparison of both schemes.
| Feature | Beti Hai Anmol Yojana | Indira Gandhi Sukh Suraksha Yojana |
|---|---|---|
| Launch Year | 5 July 2010 | Applicable from 01 April 2026 |
| Applicable For | Girl children born on or after 5 July 2010 and before 01 April 2026 | Girl children born on or after 01 April 2026 |
| Birth Deposit | Rs. 21,000 in Post Office or Bank account | Rs. 25,000 with an insurance company such as LIC |
| Annual Scholarship | Rs. 450 to Rs. 2,250 per year from Class 1 to 12 and Rs. 5,000 for undergraduate | Not specified separately |
| Life Insurance for Parents | Not available | Rs. 2 lakh each for mother and father separately, total Rs. 4 lakh |
| Maturity Age | 18 years | 18 years, extendable at the girl’s discretion up to 27 years |
| Maximum Girls Per Family | Two daughters of the BPL family | Two daughters of the BPL family |
| Marriage Condition | A girl must not marry before 18 years old | A girl must not marry before 18 years old |
| Parental Protection | No insurance cover for parents | Rs. 4 lakh total life insurance cover for both parents |
| Current Status | Active for girls born before 01 April 2026 | Active for girls born on or after 01 April 2026 |
If your girl child was born before 01 April 2026, apply under Beti Hai Anmol Yojana through the HimSeva portal. If your girl child was born on or after 01 April 2026, apply under the Indira Gandhi Sukh Suraksha Yojana, which provides enhanced financial security benefits.
Eligibility Conditions Required to be Fulfilled
The following eligibility conditions apply to families seeking benefits under Beti Hai Anmol Yojana as per the official scheme guidelines of the Department of Women and Child Development, Government of Himachal Pradesh.
Basic Eligibility
- Applicant must be a permanent resident of Himachal Pradesh
- Family must belong to the Below Poverty Line (BPL) category
- Only the first two daughters of a BPL family are eligible for benefits
- Girl child must be born on or after 5 July 2010
- Girl child must not marry before attaining 18 years of age to continue receiving scholarship benefits
For Annual Scholarship
- Girl child must be enrolled in a recognised school in Himachal Pradesh
- School enrollment must be verified by the concerned Headmaster before the scholarship is released
- Scholarship is available from Class 1 up to the undergraduate level
Who Is Not Eligible
- Families who do not belong to the BPL category
- Families who are not permanent residents of Himachal Pradesh
- Third or subsequent girl children in the family
- Girl children born before 5 July 2010
- Girl children who marry before attaining 18 years of age
Girl children born on or after 01 April 2026 are not covered under Beti Hai Anmol Yojana. The Government of Himachal Pradesh has introduced the Indira Gandhi Sukh Suraksha Yojana for all new eligible girl children born from this date, which provides a Rs. 25,000 deposit at birth and a Rs. 2 lakh life insurance cover for each parent separately.
Documents Required to be Attached
The following documents are required for availing benefits under Beti Hai Anmol Yojana. Applications are processed through the nearest Child Development Project Officer (CDPO) office or online through the HimSeva portal.
- Bonafide Himachali Certificate confirming permanent residence in Himachal Pradesh
- BPL Certificate confirming the family belongs to the Below Poverty Line category
- Birth Certificate of the girl child
- Aadhaar Card of parents and the girl child
- Post Office or Bank account details in the name of the girl child for the deposit of birth assistance
- School enrollment certificate or Headmaster verification for annual scholarship claims
- Copy of Parivar Register
- Passport size photograph of the girl child and parents
- Mobile number linked with Aadhaar
Families can download the official Beti Hai Anmol Yojana application form from himachalforms.nic.in for offline submission at the nearest CDPO office.
Families with girl children born on or after 01 April 2026 should note that Beti Hai Anmol Yojana has been replaced by the Indira Gandhi Sukh Suraksha Yojana for new beneficiaries. The documents and application process for the new scheme may differ from the above list.
How Beneficiaries Can Apply to Avail the Benefit of this Scheme
Beti Hai Anmol Yojana accepts applications through both online and offline modes. Families must apply separately for birth assistance and annual scholarship as and when applicable.
Online Application Process
Step 1: Visit the official HimSeva portal at himseva.hp.gov.in and register or log in using your Aadhaar-linked mobile number and OTP.
Step 2: Search for Beti Hai Anmol Yojana in the available citizen services and click on Apply.
Step 3: Fill the online application form with all required details, including the girl child’s birth information, BPL status, parents’ Aadhaar details, and Post Office or Bank account details in the name of the girl child.
Step 4: Upload all required documents, including BPL Certificate, Bonafide Himachali Certificate, Birth Certificate of the girl child, Aadhaar Card of parents, and bank account details.
Step 5: Submit the completed application and note the reference number for future tracking.
Step 6: For annual scholarship claims, submit a school enrollment certificate with Headmaster verification through the portal each year to continue receiving scholarship benefits.
Offline Application Process
Step 1: Download the official Beti Hai Anmol Yojana application form from himachalforms.nic.in or collect it from the nearest CDPO office or Anganwadi centre.
Step 2: Fill the application form carefully with all required personal, family, BPL status, and bank account details.
Step 3: Attach all required documents, including BPL Certificate, Bonafide Himachali Certificate, Birth Certificate, Aadhaar Card, bank account details, Parivar Register copy, and passport-size photograph.
Step 4: Submit the completed application form with all documents to the nearest Child Development Project Officer (CDPO) office in your area.
Step 5: The CDPO verifies the application and documents and forwards it to the District Programme Officer for approval.
Step 6: After approval, the Government deposits Rs. 21,000 in the Post Office or Bank account of the girl child. Annual scholarship amounts are released each year after Headmaster’s verification of school enrollment.
Important: Families with girl children born on or after 01 April 2026 should not apply under Beti Hai Anmol Yojana. The Government of Himachal Pradesh now accepts applications for such girls under the Indira Gandhi Sukh Suraksha Yojana through the HimSeva portal or the nearest CDPO office.
Important Links Available
- Online Application for Beti Hai Anmol Yojana.
- Beti Hai Anmol Yojana Official Application Form.
- Directorate of Women and Child Development Official Portal.
Contact Details in Case of Help Needed
Families facing issues related to Beti Hai Anmol Yojana application, birth assistance, scholarship, or scheme-related queries can contact the following official channels.
- Phone: 0177-3525101 / 0177-3525102
- Directorate of Women and Child Development
Government of Himachal Pradesh
Block No. 33, SDA Complex,
Kasumpti, Shimla 171009,
Himachal Pradesh - For local queries: Contact the nearest Child Development Project Officer (CDPO) office in your area
- For district-level queries: Contact the District Programme Officer of your concerned district
Frequently Asked Questions (FAQs)
Q. What is Beti Hai Anmol Yojana?
Ans. Beti Hai Anmol Yojana is a scheme launched by the Government of Himachal Pradesh on 5 July 2010 to provide financial assistance to girl children of Below Poverty Line (BPL) families through birth assistance deposit and annual scholarships from Class 1 to undergraduate level to encourage girl child education and self-reliance.
Q. Is Beti Hai Anmol Yojana still active in 2026?
Ans. Beti Hai Anmol Yojana continues for girl children born before 01 April 2026 who are already enrolled under the scheme. For girl children born on or after 01 April 2026, the Government of Himachal Pradesh has introduced the Indira Gandhi Sukh Suraksha Yojana which replaces Beti Hai Anmol Yojana for new beneficiaries with enhanced benefits.
Q. How much is deposited at birth under Beti Hai Anmol Yojana?
Ans. The Government deposits Rs. 21,000 in the Post Office or Bank account of the girl child at the time of birth. This amount was enhanced from the earlier Rs. 10,000 to Rs. 21,000 in October 2020.
Q. When can the girl child withdraw the deposited amount?
Ans. The deposited amount of Rs. 21,000 can be withdrawn when the girl child turns 18 years of age.
Q. What is the annual scholarship amount under this scheme?
Ans. Annual scholarships for books and uniforms are provided as follows: Class 1 to 3 receive Rs. 450 per year, Class 4 receives Rs. 750, Class 5 receives Rs. 900, Class 6 to 7 receive Rs. 1,050, Class 8 receives Rs. 1,200, Class 9 to 10 receive Rs. 1,500, and Class 11 to 12 receive Rs. 2,250 per year. Girls pursuing undergraduate courses receive Rs. 5,000 per year.
Q. How many daughters can avail this benefit in one family?
Ans. A maximum of two girl children per BPL family are eligible for benefits under Beti Hai Anmol Yojana.
Q. Who is eligible for Beti Hai Anmol Yojana?
Ans. Girl children born on or after 5 July 2010 and before 01 April 2026, who are the first or second daughter in a BPL family and are permanent residents of Himachal Pradesh, are eligible. The girl must not marry before 18 years of age to continue receiving scholarship benefits.
Q. What happened to Beti Hai Anmol Yojana in 2026?
Ans. The Government of Himachal Pradesh introduced the Indira Gandhi Sukh Suraksha Yojana in 2026, which replaces the Beti Hai Anmol Yojana for girl children born on or after 01 April 2026. The new scheme provides Rs. 25,000 deposit at birth, a Rs. 2 lakh life insurance cover for each parent separately, and maturity at 18 years, extendable to 27 years, significantly enhanced benefits compared to the earlier scheme.
Q. What is the difference between Beti Hai Anmol Yojana and Indira Gandhi Sukh Suraksha Yojana?
Ans. Beti Hai Anmol Yojana, launched in 2010 provides Rs. 21,000 birth deposit and annual scholarships from Class 1 to graduation for BPL girls. Indira Gandhi Sukh Suraksha Yojana launched in 2026, provides Rs. 25,000 birth deposit, Rs. 2 lakh life insurance cover for each parent separately, and maturity extendable up to 27 years. The new scheme adds parental insurance protection which was not available under the earlier scheme.
Q. Where can families apply for Beti Hai Anmol Yojana?
Ans. Families can apply online through the HimSeva portal at himseva.hp.gov.in or download the official application form from himachalforms.nic.in and submit it offline at the nearest CDPO office.
Q. Can a girl child get a scholarship if she has taken admission in a private school?
Ans. The scheme is designed for girl children studying in recognised schools. School enrollment must be verified by the Headmaster before the scholarship is released each year. Families must confirm eligibility with the concerned CDPO office for their specific case.
Q. What documents are required to apply?
Ans. Applicants need a Bonafide Himachali Certificate, BPL Certificate, Birth Certificate of the girl child, Aadhaar Card of parents and girl child, Post Office or Bank account details, school enrollment certificate with Headmaster verification for scholarship claims, Parivar Register copy, and a passport-size photograph.
Q. Can families currently benefiting under Beti Hai Anmol Yojana continue receiving benefits?
Ans. Yes. Families whose girl children were born before 01 April 2026 and are already registered under Beti Hai Anmol Yojana continue to receive all benefits, including annual scholarships, until the girl completes her education as per scheme conditions. Only new applicants with girl children born on or after 01 April 2026 must apply under the Indira Gandhi Sukh Suraksha Yojana.

Tabassum is a government schemes researcher and writer with 5 years of experience tracking Central and State welfare scheme programmes across India. She has covered 500+ schemes spanning agriculture, women welfare, education, and housing, helping lakhs of beneficiaries understand their entitlements in simple language.
