Assam Mukhyamantri Mahila Udyamita Abhiyan

The Government of Assam will provide Seed Capital of Rs. 10,000/- in the first year to set up a business and Rs. 25,000/-  in the next 2 years as subsidized loans, of which Rs. 12,500/- is a nonrefundable government subsidy and Rs. 12,500/- is a bank loan that is refundable and financial assistance of Rs. 50,000/- in 3rd year under its Mukhyamantri Mahila Udyamita Abhiyan to woman members of Self Help Groups.
Read here the complete details of the scheme.

Introduction of Assam Mukhyamantri Mahila Udyamita Abhiyan: A Brief Insight

• Assam Government cabinet gave its approval to start Mukhyamantri Udaymita Abhiyan in the State on 07-01-2024.
• The main objective of the Government behind starting this scheme is to empower SHG members to become entrepreneurs and upgrade their socioeconomic status and their living conditions.
• Mukhyamantri Mahila Udyamita Abhiyan is implemented by the Panchayat & Rural Development Department of the Assam Government with the help of the Assam Rural Livelihood Mission. (ASRLM)
• This scheme will ensure that every woman, as a small entrepreneur, will have a minimum annual income of Rs. 1,00,000/- per year.
• The government of Assam will now support women members of Self Help Groups to set up their own business activity for self-employment.
• Mukhyamantri Mahila Udyamita Abhiyan will be implemented in 3 phases in 3 years by the Assam Government.
• In the first phase and first year of this scheme, a Seed Capital Fund of Rs. 10,000/- will be provided to all eligible women members of Self Help Groups. (SHGs)
• In the second year and second phase of Mukhyamantri Mahila Udyamita Abhiyan, the Assam Government will disburse subsidized loans to beneficiary women.
• A subsidized Loan of Rs. 25,000/- in the 2nd year will be disbursed among women beneficiaries under this scheme.
• Woman Beneficiary will have to return only 50% of the loan amount to the bank i.e. Rs. 12,500/-.
• The other 50% of the loan amount i.e. Rs. 12,500/- is non-refundable and will not be returned, it is a capital subsidy from the Assam Government.
• If the women beneficiaries utilize the money provided in 2 phases in a productive way, then the Assam Government will give Rs. 50,000/- financial assistance in the 3rd year under Mukhyamantri Mahila Udyamita Abhiyan.
• Women members of registered Self Help Groups who are interested in doing business activity for self-employment are eligible to avail the benefit of Mukhyamantri Mahila Udyamita Abhiyan.
• Through this scheme, women beneficiaries will get Rs. 85,000/- in 3 3-year periods to set up self-employment business activity.
• Government of Assam sets unique eligibility conditions of applicants, in which if any woman member belongs to the General or OBC Category and has more than 3 Childre,n then she is not eligible under this scheme.
• And women applicants who belong to Scheduled Caste, Scheduled Tribe, Moran, Matak, or Tea Garden Community have more than 4 children, then she is not eligible to apply for Mukhyamantri Mahila Udyamita Abhiyaan.
• If a woman applicant has a girl child, then she must be in school.
• Through this scheme, the Assam Government aims to provide benefits to around 40 lakh women members of Self Help Groups.
• Eligible Women can apply for seed capital and subsidized loans under Mukhyamantri Mahila Udyamita Abhiyan through Application Forms, which are available in Gram Panchayat Offices in Rural Areas and in Municipal Corporation/ Board Office in Urban Areas.
• The other major and popular names of this scheme are “Chief Minister Mahila Udyamita Abhiyan Assam” or “Mukhyamantri Mahila Udyamita Abhiyan Scheme Assam” or “Mukhyamantri Mahila Udyamita Abhiyan Achoni”.
• Government of Assam’s other major employment generation scheme is “Chief Minister Atmanirbhar Asom Abhijan”.
• Assam Government will spend Rs. 3038/- crore in the year 2025-2026 for the smooth implementation of this scheme.
• And from 01-04-2025, this scheme will going to be implemented in the Behali Legislative Assembly.
• Contact your nearest Gram Panchayat or Municipal Corporation Office in case any help of assistance is required regarding Mukhyamantri Mahila Udyamita Abhiyan of the Government of Assam.

Benefits Provided to Eligible Beneficiaries

• Women Members of Self Help Groups (SHGs) will get the following benefits from the  Assam Government under Mukhyamantri Mahila Udyamita Abhiyan :-
  • Seed Capital for Business will be Provided.
  • Rs. 10,000/- Seed Capital will be provided to the Women Beneficiary for her Business.
  • Loan of Rs. 25,000/- for Business over the next 2 years.
  • 50% of the Loan (Rs. 12,500/-) is a  Government Subsidy and 50% (Rs. 12,500/-) will be returned to Bank.
  • Financial Assistance of RS. 50,000/- in 3rd year.
  • Subsidy provided by the Government is Non-Refundable and no need to return.
  • A total of Rs. 85,000/- in 3 years will be provided to women beneficiaries to support them to start their own business activity.

Eligibility Conditions Required to be Fulfilled

• Seed Capital of Rs. 10,000/- for Business and a Subsidized Loan of Rs. 25,000/- and financial assistance of Rs. 50,000/- in the 3rd year will only be provided to those women beneficiaries who fulfill the below-mentioned eligibility criteria of Mukhyamantri Mahila Udyamita Abhiyan of Assam Government :-
  • Only Permanent Resident Women of Assam are Eligible.
  • Women beneficiaries should be Active members of the Self Help Group. (SHGs)
  • Self-help groups should be registered with the Assam State Rural Livelihood Mission.
  • Beneficiary Women should not be defaulters of SHG or any bank or financial institution.
  • Women Applicants should have a  Business Plan to start their own income-generation activity.
  • Women Applicants should not have more than 3 Children. (For General and OBC Category Applicant)
  • Women Applicants should not have more than 4 Children. (For SC/S ST/ Moran/ Matak/ Tea Tribe Category Applicant)
  • If a woman beneficiary has Girl, then she must be admitted in School.
  • Women Beneficiaries should have planted a tree sapling during Amrit Brikshya Andolan and the tree sapling should be surviving.

Documents Required to be Attached

• Women Beneficiaries from Self Help Groups will have to attach the following documents with the Mukhyamantri Mahila Udyamita Abhiyan Application Form in order to get seed capital and subsidized loan for business :-
  • Aadhaar Card of Women Beneficiary.
  • Recent Color Passport Photograph.
  • Mobile Number.
  • Details Project Report for Business.
  • Self-Help Group Registration Details.
  • Bank Account Number with IFSC Details.
  • Two Sankalp Patra.

How Beneficiaries Can Avail the Benefit of this Scheme

• Women Members of Self Help Groups of Assam can apply for seed capital of Rs. 10,000/- and subsidized loan of Rs. 25,000/- and financial assistance of Rs. 50,000/- under the Assam Government’s Mukhyamantri Mahila Udyamita Abhiyan by applying through the Application Form.
• Application Form of Mukhyamantri Mahila Udyamita Abhiyan can be collected free of cost from any of the below-mentioned offices :-
  • Municipal Corporation/ Municipal Board Office. (In Urban Areas)
  • Gram Panchayat/ Sabha Office. (In Rural Areas)
• Take the Application Form, fill it out correctly without any mistakes, and attach all the required documents.
• Submit the duly filled Mukhyamantri Mahila Udyamita Abhiyan Application Form along with all the documents in the same office.
• After initial verification, the Application Form and documents will be forwarded to the concerned department for further approval.
• Select Women Beneficiary will then receive seed capital of Rs. 10,000/- for her business under this scheme in the first phase of the scheme.
• In the second phase, a loan of Rs. 25,000/- will be disbursed to a beneficiary woman to support further for her business.
• Contact the nearest Municipal Corporation/ Board office or Gram Panchayat Office for Application Status, and in case any help is needed.

Important Links Available

• Official Website of Mukhyamantri Mahila Udyamita Abhiyan Assam.
• Official Website of Assam State Rural Livelihood Mission.
• Official Website of Panchayat & Rural Development Department Assam.

Contact Details in Case of Help Needed

• Contact Details of Panchayat & Rural Livelihood Department Assam.
• Contact Details of Assam State Rural Livelihood Mission.
• Contact Number of Assam State Rural Livelihood Mission :- 0361 233052.
• Address of Assam State Rural Livelihood Mission :-
  Siva Nath Gogoi Path, Panjabari,
  Guwahati – 781037.
• Address of Panchayat & Rural Development Department Assam :-
  Janata Bhawan, Dispur,
  Guwahati, Assam – 781006.

Frequently Asked Questions

• What is the Mukhyamantri Mahila Udyamita Abhiyan of Assam Government?
  -It is a financial assistance scheme launched by the Assam Government to empower women SHG members to start their own businesses.
• When was this scheme launched?
  -The scheme was launched on 07 January 2024.
• Who can get benefit from Mukhyamantri Mahila Udyamita Abhiyan?
  -Active women members of registered Self Help Groups (SHGs) in Assam are the beneficiaries of this scheme.
• How much seed capital is provided in the first year under this scheme?
  -A seed capital of Rs. 10,000/- is provided in the first year to all eligible women beneficiaries.
• What benefits will be provided in the second year to beneficiaries?
  -A subsidized loan of Rs. 25,000/- is provided, of which Rs. 12,500/- is a non-refundable subsidy from the government and the remaining will be returned to the bank.
• What benefit is given in the third year to women members of Self Help Groups?
  -Financial assistance of Rs. 50,000/- is given in the third year to eligible women members of SHGs.
• What is the total financial benefit provided to women beneficiaries under the Mukhyamantri Mahila Udyamita Abhiyan Scheme of the Assam Government?
  -A total of Rs. 85,000/- is provided over 3 years to each beneficiary woman member of SHGs..
• What is the main objective of this scheme?
  -The main objective of this scheme is to promote entrepreneurship among SHG women members and help them to earn a minimum annual income of Rs. 1,00,000/-.
• Which department implements this scheme?
  -The scheme is implemented by the Assam Government’s Panchayat & Rural Development Department with the Assam State Rural Livelihood Mission.
• What are the eligibility criteria for the General and OBC category women?
  -They must not have more than 3 children to be eligible for this scheme.
• What is the child eligibility for the SC/ ST/ Moran/ Matak/ Tea Tribe category women?
  -They must not have more than 4 children.
• Is it necessary for girl children of women beneficiaries to attend school?
  -Yes, if the beneficiary has a girl child, she must be enrolled in school.
• Is planting a tree sapling a condition for this scheme?
  -Yes, the woman should have planted a sapling during Amrit Brikshya Andolan, and it must be surviving.
• Where can women beneficiaries get the application form of Mukhyamantri Mahila Udyamita Abhiyan Achoni?
  -Application Forms are available at Gram Panchayat Offices in Rural Areas and in Municipal Board/ Corporation Offices in Urban Area.
• Can defaulters of banks or SHGs apply for this scheme?
  -No, if a woman member is a bank or SHG defaulters, then she is not eligible to apply.
• Is a business plan required for applying?
  -Yes, applicants must submit a business plan with the application.
• What documents are required at the time of application?
  -Aadhaar Card, Recent Photo, Mobile Number, SHG Registration Number, Project Report, Bank Account Details, and two Sankalp Patras are needed at the time of applying for subsidized loans under this scheme.
• Is there any official website of the Mukhyamantri Mahila Udyamita Abhiyan of the Assam Government?
  -Yes, Women beneficiaries can visit the Mukhyamantri Mahila Udyamita Abhiyan Official Website for more details about the scheme.
• Whom to contact if any assistance is required regarding the scheme?
  -Contact your nearest Gram Panchayat or Municipal Corporation Office, or call at 0361-233052.

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