Haryana Matrushakti Udyamita Yojana

Under the Matrushakti Udyamita Yojana of the Haryana Government, Women Applicants can avail the benefit of collateral free loans up to Rs. 5 Lakh with an interest subsidy of 7% for 3 years and a 3-month moratorium period to start their own self-employment business activity.
Read here about a scheme to get complete details.

Introduction of Haryana Matrushakti Udyamita Yojana: A Brief Insight

• Haryana Government launched the Matrushakti Udyamita Yojana in the State in the year 2022.
• The main objective behind starting this scheme is to make women of the state self-reliant and encourage them to start their own self-employment activities so that their social and economic status increases.
• This scheme is implemented by Haryana Government with the help of Women Development Corporation Limited.
• Loans for business activities will be disbursed among women beneficiaries under Matrushakti Udyamita Yojana.
• Women Beneficiary can avail the benefit of loans to open Salon, Beauty Parlor, Tailoring Shop, Boutique etc to generate income on their own by setting up their own business activity.
• Under Matrushakti Udyamita Yojana, Business Loans up to Rs. 5 Lakh will be disbursed among all eligible women beneficiaries.
• Earlier the maximum loan amount was Rs. 3 lakh which is further extended by Haryana Government to Rs. 5 lakh.
• Loans disbursed to women beneficiaries under this scheme are completely collateral-free, beneficiaries will not have to mortgage any property in order to secure a loan.
• Apart from providing collateral-free business loans up to Rs. 5 lakh, the Haryana Government also provided an interest subsidy of 7% on bank interest for 3 years under Matrushakti Udyamita Yojana.
• Subsidy on bank interest will only be applicable if women beneficiaries repay the installments of the loan on time.
• The government will also provide 3 3-month moratorium period on disbursed loans.
• This scheme is only for those women who are permanent residents of Haryana and possess Parivar Pehchan Patra (PPP ID) and Domicile Certificate.
• If any woman applicant’s family annual income is more than Rs. 5 lakh per year then she is not eligible to secure a loan under Matrushakti Udyamita Yojana.
• There is also age limit criteria in which loans under this scheme will only disbursed to those women beneficiaries who are under the age group of 18-60 years.
• If any woman applicant is a loan defaulter in the past then she is also not eligible to apply for a loan.
• Women Applicant can collect the Matrushaktri Udyamita Yojana Application Form from the District Office of Women Development Corporation Limited and avail the benefit of collateral-free loans up to 5 lakh and an interest subsidy of 7% for 3 years if found eligible.
• This scheme is also known by some popular names in the state which is “Mukhyamantri Matrushakti Udyamita Yojana Haryana” or “Matrushakti Udyamita Scheme Haryana” or “Matrushakti Udyamita Loan Scheme” or “Loan Scheme for Women in Haryana” or “हरियाणा मातृशक्ति उद्यमिता योजना”.
• Haryana Matrushakti Udyamita Yojana Online Apply is not available.
• Contact the Women Development Corporation Limited District Office in case of any help or assistance is required regarding this scheme.

Business Eligible for Loan

• The following businesses of women applicants are eligible for loans under the Haryana Government’s Matrushakti Udyamita Scheme :-
  • Salons.
  • Beauty Parlours.
  • Tailoring Shops.
  • Boutiques.
  • Other Services.

Benefits Provided to Eligible Beneficiaries

• Government of Haryana will provide the following benefits to all eligible women beneficiaries under its Matrushaktri Udyamita Yojana :-
  • Collateral Free Loans will be Provided to Women Beneficiaries.
  • Women Beneficiary can take Loan for Business Activity up to Rs. 5,00,000/-.
  • The government will also provide Interest Subsidy on disbursed Loans.
  • Interest Subsidy of 7% for 3 years will be applicable on Loans.
  • Interest Subsidy will only be applicable if the Women Beneficiary repays loan installments within time.
  • A moratorium Period of 3 months will also provided to beneficiaries.

Eligibility Conditions Required to be Fulfilled

• Collateral Free Loan up to Rs. 5 lakh with interest subsidy under Matrushakti Udyamita Yojana of the Haryana Government will only provided to those beneficiaries who fulfill the below-mentioned eligibility criteria of scheme :-
  • Only Women Applicants are Eligible to Apply for Business Loans.
  • Women Applicant should be a Permanent Resident of Haryana.
  • The age of Women Applicants should be more than 18 years and less than 60 years.
  • The Family Annual Income should not be more than Rs. 5 Lakh per Year.
  • Having Parivar Pehchan Patra (PPP ID) and Domicile of Haryana is mandatory.
  • Women Applicant should not be a Loan Defaulter.

Documents Required to be Attached

• Beneficiary Women will have to attach the following documents with the Application Form of Matrushakti Udyamita Yojana at the time of applying for a business loan :-
  • Any Residence Proof or Domicile of Haryana.
  • Beneficiary Aadhaar Card.
  • Family Parivar Pehchan Patra.
  • Certificate of Income.
  • Caste Certificate. (If Applicable)
  • Voter Identity Card or Birth Certificate. (For Age Proof)
  • Color Passport Size Photograph.
  • Mobile Number.
  • Bank Account Number and IFSC Code.
  • Detailed Project Report.

How Beneficiaries Can Apply to Avail the Benefit of this Scheme

• In order to get collateral-free business loans under the Haryana Government’s Matrushakti Udyamita Yojana, women beneficiaries can apply through an Offline Application Form.
• Application Form of Matrushakti Udyamita Yojana can be collected free of cost at the District Office of Women Development Corporation Limited.
• Collect the Application Form and fill the details without making any mistakes.
• Attach all the required documents with the application form.
• Now, Submitthe the Matrushakti Udyamita Yojana Application Form along with all the documents in the same Women Development Corporation Limited District Office.
• Concerned Officials will scrutinize the received application form and documents and verify the details.
• A list of Eligible Women Beneficiaries will be made then sent to higher officials for further approval.
• After final approval, the list of selected women beneficiaries will be sent to financial institutions for disbursement of the loan amount.
• Loan amount provided under the Government of Haryana’s Matrushaktri Udyamita Yojana will be disbursed directly in the bank account of women beneficiaries in installments.
• Disbursed Loans under this scheme are completely collateral-free.
• Interest Subsidy of 7% will only provided to women beneficiaries if they pay installments of loan on time.
• At present there will be no Official Website or Online Application Form of the Matrushakti Udyamita Yojana of Haryana Government is available.

Important Links Available

• Guidelines of Matrushakti Udyamita Yojana Haryana.
• Official Website of Women Development Corporation Limited Haryana.

Contact Details in Case of Help Needed

• Contact Number of Women Development Corporation Limited Haryana :- 0172 2564720.
• Contact Email of Women Development Corporation Limited Haryana :-
  • hwdc1982@gmail.com.
  • hwdc@hry.nic.in.
• Address of Women Development Corporation Limited Haryana :-
  SCO-212, Second Floor,
  Sector 14, Panchkula.

GSI

GSI (Government Schemes of India) is a dedicated content platform that provides well-researched, user-friendly articles on Central and State Government Schemes in India. Our goal is to make official information more accessible to students and families across the country.