Andhra Pradesh Chandranna Bima Scheme

The Andhra Pradesh Government provides financial security to BPL families through the Chandranna Bima Scheme. Under this scheme, financial assistance is provided in case of natural death, accidental death, or full/ partial disability of the primary bread earner. Eligible beneficiaries can receive up to Rs. 5,00,000 as insurance support.

Read the complete article to know about the benefits, eligibility, documents, claim process, and how to apply under this scheme.

Introduction of Andhra Pradesh Chandranna Bima Scheme: A Brief Insight

The Chandranna Bima Scheme is a social security initiative launched by the Government of Andhra Pradesh on 2nd October 2016 to provide financial protection to families belonging to the Below Poverty Line (BPL) category. Under this scheme, the government offers financial assistance in case of natural death, accidental death, or full/partial disability of the primary bread earner or head of the family, ensuring that families do not face financial hardship during difficult times.

The scheme is implemented by the Labour Department of Andhra Pradesh as the nodal agency, while the Grama Sachivalayam/ Ward Sachivalayam Department acts as the implementing authority. Over time, the scheme has undergone changes, and it was previously known as the YSR Bima Scheme. Later, after the change in government in 2024, it was reintroduced again as the Chandranna Bima Scheme as part of major welfare promises along with schemes like the Annadata Sukhibhava Scheme, Deepam Scheme, Aadabidda Nidhi Scheme, and Nirudyoga Bruthi Scheme.

The main objective of the Chandranna Bima Scheme is to provide financial relief to families who lose their primary breadwinner or to families whose earning member suffers a disability due to an accident. Under this scheme, financial assistance of Rs. 1,00,000 is provided in case of natural death, Rs. 5,00,000 in case of accidental death or full disability, and Rs. 2,50,000 in case of partial disability. The scheme also ensures that the claim amount is directly transferred to the beneficiary or nominee, providing timely support.

All primary bread earners or heads of families belonging to BPL households are eligible under this scheme, subject to the age criteria. The age limit for natural death claims is between 18 to 50 years, while for accidental death and disability, the age limit is extended up to 70 years. The scheme specifically focuses on economically weaker families to provide them with a safety net.

Eligible beneficiaries are identified through door-to-door surveys conducted by the Grama/Ward Sachivalayam system, and enrollment is done by volunteers at the local level. Beneficiaries can also visit their nearest Sachivalayam to get registered and avail themselves of the benefits of the scheme.

In case of any assistance, beneficiaries can visit their nearest Grama/Ward Sachivalayam or contact the concerned department. More details about the scheme, eligibility, and application status can be accessed through the Official Chandranna Bima Scheme Portal.

You can also explore other social security schemes of the Central Government, like PM Suraksha Bima Yojana and PM Jeevan Jyoti Bima Yojana, for additional insurance benefits.

Benefits Provided to Eligible Beneficiaries

The Andhra Pradesh Government provides financial assistance under the Chandranna Bima Scheme to support families in case of death or disability of the primary bread earner.

• Financial assistance is provided to the family in case of natural death, accidental death, full disability, or partial disability of the primary bread earner.

• Type	Financial Assistance
  Natural Death	Rs. 1,00,000/-. Age should be 18 to 50 Years.
  Accidental Death	Rs. 5,00,000/-. Age should be 18 to 70 Years.
  Full Disability	Rs. 5,00,000/-. Age should be 18 to 70 Years.
  Partial Disability	Rs. 2,50,000/-. Age should be 18 to 70 Years.

• The government provides Rs. 1,00,000/- in case of the natural death of the primary bread earner.
• In case of accidental death or disability, financial assistance up to Rs. 5,00,000/- is provided through the group insurance scheme.

Eligibility Conditions Required to be Fulfilled

The benefits of the Chandranna Bima Scheme will be provided only to those beneficiaries who meet the eligibility criteria prescribed by the Andhra Pradesh Government.

• Only permanent residents of Andhra Pradesh are eligible under this scheme.
• The age of the beneficiary should be between 18 years to 70 years.
• The beneficiary must be the primary bread earner or head of the family.
• The family should belong to the Below Poverty Line (BPL) category.
• Possession of a valid BPL Ration Card/ Rice Card is mandatory.

Documents Required to be Attached

The following documents are required to apply under the Chandranna Bima Scheme of the Andhra Pradesh Government. Make sure all documents are valid and clearly readable.

• Aadhaar Card of the Beneficiary.
• Residence Proof / Domicile of Andhra Pradesh.
• BPL Ration Card / Rice Card.
• Mobile Number.
• Passport Size Photograph.
• Nominee Aadhaar Card.

Documents Required at the Time of Claim:

• Death Certificate of the Primary Bread Earner.
• FIR Copy (In Case of Accidental Death).
• Postmortem Report (In Case of Accidental Death).
• Disability Certificate (In Case of Full / Partial Disability).
• Bank Account Details with IFSC Code.
• Identity Proof of Nominee.

How Beneficiaries Can Apply to Avail the Benefit of this Scheme

The Government of Andhra Pradesh has made the enrollment process simple under the Chandranna Bima Scheme. Eligible beneficiaries are identified and registered through the Grama/Ward Sachivalayam system.

Step 1 – Identification of Beneficiaries: The GSWS Department conducts a door-to-door survey to identify eligible beneficiaries from Below Poverty Line families.

Step 2 – Enrollment by Volunteers: Grama/Ward Volunteers enrol all eligible primary bread earners or heads of families under the scheme.

Step 3 – Fill Application Form: The Chandranna Bima Scheme application form is filled at the time of enrollment with all required details.

Step 4 – Registration Authority: The Welfare Assistant of Grama/Ward Sachivalayam acts as the registering authority for this scheme.

Step 5 – Facilitation Centres: Grama/Ward Sachivalayam offices also work as facilitation centres where beneficiaries are registered and assisted.

Step 6 – Medical Declaration: Beneficiaries are required to submit a Good Health Medical Certificate at the time of registration.

Step 7 – Nominee Details: The beneficiary must declare the name of the nominee in the application form.

Step 8 – Data Verification: After enrollment, officials prepare a database of beneficiaries and forward it to the Labour Department for verification.

Step 9 – Approval by Labour Department: The Labour Department verifies and validates the beneficiary data.

Step 10 – Acknowledgement: After successful registration, an acknowledgement is sent to the registered mobile number of the beneficiary.

Step 11 – Beneficiary Status Check: Beneficiaries can also check their name and application status online through the official portal.

Claim Process of Chandranna Bima Scheme

The Andhra Pradesh Government has established a simple and transparent claim process under the Chandranna Bima Scheme to ensure timely financial assistance to eligible beneficiaries or nominees.

Step 1 – Claim Eligibility: In case of natural or accidental death of the primary bread earner, the nominee can claim the insurance amount. In case of full or partial disability, the beneficiary can claim the amount directly.

Step 2 – Collect Claim Form: The claim application form can be collected from the nearest Grama/Ward Sachivalayam, which also acts as a facilitation centre.

Step 3 – Fill Claim Form: Fill the claim form carefully with all required details without any errors.

Step 4 – Attach Documents: Attach all necessary documents such as the death certificate, FIR, postmortem report, disability certificate, bank details, and nominee identity proof.

Step 5 – Assistance from Volunteers: Beneficiaries or nominees can take help from Grama/Ward Volunteers to fill and submit the claim form.

Step 6 – Submit Application: Submit the completed claim form along with documents at the Grama/Ward Sachivalayam.

Step 7 – Verification Process: Concerned officials will verify the claim form and documents and forward eligible claims to the Labour Department.

Step 8 – Payment for Natural Death: In case of natural death, the Labour Department directly transfers Rs. 1,00,000/- to the nominee’s bank account.

Step 9 – Payment for Accidental Cases: In case of accidental death or disability, the claim is forwarded to the insurance company for settlement.

Step 10 – Final Disbursement: The insurance company transfers Rs. 5,00,000/- for accidental death or full disability and Rs. 2,50,000/- for partial disability to the beneficiary’s bank account.

Progress of Chandranna Bima Scheme

Important Links Available

• Official Website of Chandranna Bima Scheme Andhra Pradesh.
• Beneficiary Search of Chandranna Bima Scheme Andhra Pradesh.
• Guidelines of Chandranna Bima Scheme Andhra Pradesh.
• Official Website of Labour Department Andhra Pradesh.
• Official Website of Gram Sachivalayam/ Ward Sachivalayam (GSWS) Department.

Contact Details in Case of Help Needed

• Contact Numbers of Labour Department Andhra Pradesh.
• Contact Email of Gram Sachivalayam/ Ward Sachivalayam Department.
• Address of Labour Department Andhra Pradesh :- support@gsws.ap.gov.in.
  O/o Commissioner of Labour,
  # 33-7-6 & 33-8-14,
  Papaiah Street,
  Sitapramapuram, Vijayawada,
  Andhra Pradesh – 520002.

Conclusion

The Chandranna Bima Scheme provides important financial support to BPL families in Andhra Pradesh during difficult situations like death or disability of the primary bread earner. Eligible beneficiaries should ensure proper enrollment and timely claim submission to receive benefits without delay.

Frequently Asked Questions (FAQs)

Q. What is the Chandranna Bima Scheme?
Ans. Chandranna Bima Scheme is a social security scheme of the Andhra Pradesh Government that provides financial assistance in case of death or disability of the primary bread earner of a BPL family.

Q. Who can apply under the Chandranna Bima Scheme?
Ans. Only permanent residents of Andhra Pradesh belonging to Below Poverty Line (BPL) families and working as primary bread earners can apply under this scheme.

Q. What is the financial assistance provided under the scheme?
Ans. The scheme provides Rs. 1,00,000 for natural death, Rs. 5,00,000 for accidental death or full disability, and Rs. 2,50,000 for partial disability.

Q. What is the age limit for the Chandranna Bima Scheme?
Ans. The age limit is 18 to 50 years for natural death benefits and 18 to 70 years for accidental death and disability benefits.

Q. Is the scheme available for all families?
Ans. No, only families belonging to the Below Poverty Line (BPL) category are eligible under this scheme.

Q. How can beneficiaries apply for this scheme?
Ans. Beneficiaries can apply through the Grama/Ward Sachivalayam with the help of volunteers who handle the enrollment process.

Q. Who can claim the insurance amount?
Ans. In case of death, the nominee can claim the amount, and in case of disability, the beneficiary can claim it directly.

Q. How is the claim amount paid?
Ans. The claim amount is transferred directly to the beneficiary or nominee’s bank account through DBT.

Q. What documents are required to claim the amount?
Ans. Documents such as a death certificate, FIR (for accidental cases), postmortem report, disability certificate, and bank details are required.

Q. Can beneficiaries check their application status online?
Ans. Yes, beneficiaries can check their application or enrollment status through the official Chandranna Bima Scheme portal.

Q. Which department manages the Chandranna Bima Scheme?
Ans. The Labour Department of Andhra Pradesh is the nodal agency, and the GSWS Department implements the scheme.

Q. What happens if the primary bread earner becomes disabled?
Ans. In case of full or partial disability due to an accident, financial assistance is provided to the beneficiary as per scheme guidelines.

Tabassum

Tabassum is a government schemes researcher and writer with 5 years of experience tracking Central and State welfare programmes across India. She has covered 500+ schemes spanning agriculture, women welfare, education, and housing, helping lakhs of beneficiaries understand their entitlements in simple language.