Haryana PACS Ekmusht Niptan Yojana

Under the PACS Ekmusht Niptan Yojana, the Haryana Government provides major relief to farmers by waiving off the interest on outstanding loans taken from Primary Agricultural Credit Societies (PACS). Farmers only need to repay the principal amount of the loan to settle their dues under this one-time settlement scheme.
Read the complete article below for full details.

Introduction of Haryana PACS Ekmusht Niptan Yojana: A Brief Insight

• Chief Minister of Haryana Shri Nayab Singh Saini announced the launch of PACS Ekmusht Niptan Yojana on 10th of December 2025.
• The main objective of the government behind starting this scheme is to provide financial relief to farmers who are facing difficulties in repaying outstanding loans taken from Primary Agricultural Credit Societies. (PACS)
• Through this initiative, the Haryana Government aims to reduce the debt burden on farmers and help them to settle their loans in an easy and transparent manner.
• Agriculture and Farmers Welfare Department of the Haryana Government is the implementing department of this scheme.
• Under the PACS Ekmusht Niptan Yojana, the Haryana Government completely waives off the interest amount on loans taken from the Primary Agricultural Credit Societies.
• The government provides the benefit of an interest waiver only when the farmer deposits the principal amount of the loan to PACS.
• The benefit of the PACS Ekmusht Niptan Yojana of the Haryana Government remains applicable till 31st March 2026.
• The families of deceased farmers are also eligible to receive the benefit of an interest waiver under this scheme.
• The benefit of the PACS Ekmusht Nipta Yojana is available only to permanent resident farmers of Haryana who have taken loans from Primary Agricultural Credit Societies (PACS) and are willing to repay the principal amount of their loan.
• To avail the benefit of this scheme, farmers do not need to apply separately.
• Farmers will only have to deposit the principal loan amount with PACS, after which the society settles the loan and the Haryana Government waives off the interest and penal charges automatically.
• Government estimates that the benefit of Ekmusht Niptan Yojana (One Time Settlement Scheme) will be provided to around 6.81 lakh farmers of Haryana and more than Rs. 2,266/- Crore will be waived off.
• Female members of a farmer family can also apply for “Deendayal Lado Lakshmi Yojana” in which a monthly financial assistance of Rs. 2,100/- per month will be provided by the Haryana Government.
• The Complete List of Haryana Government Schemes can be seen here.

Benefits Provided to Eligible Beneficiaries

• Haryana Government will provide the following benefits to all eligible beneficiaries under its PACS Ekmusht Niptan Yojana :-
  • The Interest Amount on the loan will be waived off completely by the Haryana Government.
  • The benefit of the Interest Waiver to the Farmer will only be provided if the principal amount of the loan is deposited.
  • The Benefit of PACS Ekmusth Niptan Yojana will be applicable till 31-03-2026.
  • The benefits of this scheme are also provided to the families of deceased farmers.

Eligibility Conditions Required to be Fulfilled

• The benefit of interest waived off on the loan from Primary Agriculture Credit Societies will be provided to only those beneficiaries who fulfil the below-mentioned eligibility criteria of PACS Ekmusht Niptan Yojana :-
  • Permanent Resident Farmers of Haryana are Eligible.
  • The farmer should have taken a loan from PACS. (Primary Agriculture Credit Societies)
  • The beneficiary farmer should be interested in repaying the Principal Amount of the Loan.

Documents Required to be Attached

• The documents which are required at the time of availing the benefit of Haryana Government’s PACS Ekmusht Niptan Yojana is mentioned below :-
  • Aadhaar Card of a Farmer.
  • Mobile Number.
  • Recent Photo.
  • Loan Documents.

How Beneficiaries Can Apply to Avail the Benefit of this Scheme

• Farmers don’t have any need to apply directly for the PACS Ekmusht Niptan Yojana of the Haryana Government.
• The scheme automatically covers eligible farmers through their respective Primary Agricultural Credit Societies.
• The only condition they have to fulfil to avail the benefit of interest waiver is to deposit the principal amount of the loan directly in the bank account of Primary Agricultural Credit Societies.
• After receiving the principal loan amount, the PACS settles the loan account under Ekmusht Niptan Yojana.
• The Haryana Government then provides the relief by waiving off the interest and penal charges applicable on the outstanding loan.
• The process helps the farmers to close their outstanding loans easily without any additional paperwork or application process.
• Beneficiary Farmers can contact the members or officials of Primary Agricultural Credit Societies in case any help or assistance is required regarding Ekmusht Niptan Yojana.

Important Links Available

• Official Website of Agriculture and Farmers Welfare Department Haryana.

Contact Details in Case of Help Needed

• Contact Number of Agriculture and Farmers Welfare Department Haryana :- 0172 2571544.
• Contact Email of Agriculture and Farmers Welfare Department Haryana :- agriharyaan2009@gmail.com.

Tabassum

Tabassum is a senior content writer with 5 years of experience in creating well-researched and user-friendly content on Central and State Government schemes.