Assam Chief Minister Atmanirbhar Asom Abhijan 2.0

Interest Free Loans of Rs. 2 Lakh and Rs. 5 Lakh, Entrepreneurship Training of 1 month in which a stipend of Rs. 10,000/- will be provided, Government Grant/ Subsidy on disbursed loan and other more benefits will be provided by Assam Government to all eligible educated but unemployed youth under its Chief Minister Atmanirbhar Asom Abhijan 2.0.
Read the complete article to know more about scheme.

Chief Minister Atmanirbhar Asom Abhijan 2.0 Highlights
Scheme Name	Assam Chief Minister Atmanirbhar Asom Abhijan 2.0.
Date of Launch	23-09-2023.
Benefits Provided	Interest Free Loan for Business. Entrepreneurship Training. Stipend during Training. Government Grant on Loan.
Eligible Beneficiaries	Assam Unemployed Youths.
Official Portal	CM Atmanirbhar Asom Abhijan 2.0 Portal.
Nodal Department	Industries and Commerce Department.
How to Apply	Through Online Application Form.

Table of Contents

Introduction of Chief Minister Atmanirbhar Asom Abhijan 2.0: A Brief Insight

- Assam Government started Chief Minister Atmanirbhar Asom Abhijan in the year 2023.
- The main aim of this scheme is to open ample opportunities of self-employment for unemployed but educated youth of Assam.
- This scheme also aims to create an entrepreneurship-oriented environment in State through which new employment opportunities in rural and urban areas will be created by setting up new business ventures.
- Through Chief Minister Atmanirbhar Asom Abhijan Scheme, Assam Government will provide interest-free loans to young and educated entrepreneurs to start their own income generation activity.
- Apart from interest-free loan, the government will also provide grant/ subsidy on disbursed loan which is 50% of loan amount.
- Government also facilitates Entrepreneurship Training for selected youths for one month in which a stipend of Rs. 10,000/- is also provided.
- The 1.0 version of this scheme very successful in which more than 25,000 beneficiary youth will get Rs. 510/- Crore as financial assistance under this scheme.
- Now, Government launched 2.0 version of Chief Minister Atmanirbhar Asom Abhijan on 18-10-2024 for the year 2024-2025.
- Assam Government divides targeted youths in two categories through which the benefits of Chief Minister Atmanirbhar Asom Abhijan will be provided.
- Group 1 is of Youth with Technical/ Professional Degrees of 4 years and Group 2 is of general degree holders or below graduation.
- Youths of Group 1 are eligible to get interest-free loan up to Rs. 5 lakh and youths of group 2 are eligible to get loans up to Rs. 2 lakh under this scheme.
- Loan that are going to be disbursed under Assam Government’s Chief Minister Atmanirbhar Asom Abhijan according to groups are as follows :-

Name of Degrees	Benefits Provided
Group 1 (4 Year Degrees) :- MBBS Engineering BDS Veterinary Fisheries Agriculture Etc	Interest Free Loan of Rs. 5 Lakh. Rs. 2.5 Lakh is the Interest Free Loan Amount. Rs. 2.5 Lakh is a Government Grant/ Subsidy.
Group 2 :- Unemployed Post Graduates General Degree Graduates ITI Passed Diploma Holders Polytechnic Passed Class 10th Passed SC, ST, OBC Applicant (up to Class 10th	Interest Free Loan of Rs. 2 Lakh. Rs. 1 Lakh is the Interest Free Loan Amount. Rs. 1 Lakh is a Government Grant/ Subsidy.

Only those beneficiaries are eligible to avail the benefits of Chief Minister Atmanirbhar Asom Abhijan 2.0 whose age is more than 28 years and below 45 years.
Minimum Qualification required for general category applicants is Class 10th passed and if beneficiary youth belongs to Schedule Caste. Schedule Tribe and Other Backward Class then the minimum educational qualification required to avail the benefit is passed up to class 10th.
From 01-02-2025, Eligible Beneficiaries can apply to get interest free loans and government grant under Chief Minister Atmanirbhar Asom Abhijan 2.0.
Online Application Form is available on Official Portal of CM Atmanirbhar Asom Abhijan 2.0.
In Assam this scheme is also known by some other popular names which are “Mukhyamantri Atmanirbhar Asom Abhijan” or “Mukhyamantrir Atmanirbharshil Asom Scheme” or “Chief Minister Atminarbhar Assam Scheme” or “Mukhyamantri Atmanirbhar Yojana Assam” or “অসমৰ মুখ্যমন্ত্রী আত্মনির্ভৰ অসম অভিযান ২.০”.
List Business/ Sectors which are eligible under CM Atmanirbhar Asom Abhijan 2.0 can be checked here.
In case of any help of assistance required, beneficiary youth can drop an email at “cmaa@assam.gov.in”.

Eligible Sectors under CM Atmanirbhar Asom Abhijan 2.0

Young Entrepreneurs of Assam will take interest-free loans and government subsidy to start any of the below-mentioned income generation activity :-
- Readymade Garment Business.
- Furniture Business.
- Packaging Business.
- Fisheries.
- Stationary Business.
- Agriculture and Horticulture.
- Poultry, Goatery, Dairy, Piggery.
- Fabrication and Hardware Business.
- Professional Courses for Self Employment.
- Bamboo, Rubber, Agar etc Plantation Business.
- Any other business including service sector.
- List of All Sectors Eligible Can be Seen Here.

Benefits Provided to Eligible Beneficiaries

All eligible applicants will get the below-mentioned benefits under Chief Minister’s Atmanirbhar Asom Abhijan 2.0 of Government of Assam :-

Loans will disbursed to Young Entrepreneurs to start their own Income Generation Activity.
Disbursed Loans will be Completely Interest Free.
Government will also provide grant in terms of subsidy on disbursed loans.
Technical/ Degree Holders will get Rs. 5 Lakh Loan in which 2.5 Lakh is loan amount and Rs. 2.5 Lakh is subsidy/ grant from government.
Whereas, other general degree holders and below graduates will get Rs. 2 Lakh Loan in which 1 lakh is loan amount in Rs. 1 lakh is government subsidy.
Entrepreneurship Training without any Cost will also provided to beneficiaries.
Training Time Period will be 1 Month.
Rs. 10,000/- Stipend will also provided to Trainees.

Eligibility Conditions Required to be Fulfilled

Assam Government will provide the benefits of Chief Minister Atmanirbhar Asom Abhijan 2.0 to only those applicants who fulfill the following eligibility criteria of scheme :-

Permanent Residents of Assam are only Eligible to Apply.
Applicant’s Age should be more than 28 years and below 45 years.
Beneficiary Applicant should possess the following educational qualification :-
- For General Category Applicant :- Class 10th Passed.
- For SC/ ST/ OBC Applicant :- Up to Class 10th.
Beneficiary Applicant should have Skill, Experience and Knowledge to start Income Generating Activity.
Bank Account of the Beneficiary Applicant should be opened before 01-04-2024.
Beneficiary Applicant shouldn’t be a defaulter of any bank.
Beneficiary Applicant should be Registered in Employment Exchange.
1 Member per Family are Eligible to Apply for this scheme.
Applicant shouldn’t be a beneficiary of Chief Minister Atmanirbhar Asom Abhijan 2.0.

Documents Required to be Attached

Beneficiary Applicant will have to submit the below-mentioned documents on the portal at the time of applying for benefits under Chief Minister Atmanirbhar Asom Abhijan 2.0 of Assam Government :-

Any one of the following identity proof/ address proof :-
- Beneficiary Aadhaar Card.
- Voter Identity Card.
- Driving License.
- Passport.
Copy of Bank Account Passbook.
PAN Card of Applicant.
Registration Card of Employment Exchange.
Education Qualification-related Documents.
Mobile Number and Email.

How Beneficiaries Can Apply to Avail the Benefit of this Scheme

Young Entrepreneurs who are interested to start their own income generation activity can avail the benefit of Chief Minister Atmanirbhar Asom Abhijan 2.0 version through Online Application Form.
Assam Government launched the Official Website of Chief Minister Atmanirbhar Asom Abhijan to facilitate applicants to submit applications online.
If any applicant avails the benefit of 1.0 version of this scheme, then they are not eligible to apply for this 2.0 version.
Visit Official Website and Click on Sign Up.
A User Sign Up Form will appear in which applicants will have to enter their Name, Email, Mobile Number and Password as shown in the image below :-
Portal will verify the Mobile Number of the Application through OTP authentication.
After Registration, Click on Login and Login with a Registered Mobile Number through a Password or OTP.
Fill the Online Application Form of Chief Minister Atmanirbhar Asom Abhijan 2.0.
Beneficiary Applicant will have to fill in Personal Details, Contact Details, Education Details, and Bank Account Details in the form.
Upload all the required documents on the portal.
Preview the filled details in the Application Form and Click on Submit Button to Submit it.
Portal will Generate the Certificate of Acknowledgement, and take a printout of it for future use.
Concerned Officials of the Industries and Commerce Department will scrutinize the received application form and documents.
List of Selected Applicants will be made then and intimation will be sent to them on their Mobile Number through SMS.
Entrepreneurship Training will be provided to selected youths and after completion of training loan amount will be directly transferred in the bank account of beneficiary.
Beneficiary Applicant will have to pay the half amount of loan, other half will be paid by Government of Assam.
Chief Minister Atmanirbhar Asom Abhijan 2.0 registration is started on 01-02-2025.
Application Fees for General Category Applicant is Rs. 200/- and for SC/ ST/ OBC Applicant, the Application Fees is Rs. 100/-.

Important Links Available

Contact Details in Case of Help Needed

Contact Email of Chief Minister Atmanirbhar Asom Abhijan 2.0 :- cmaa@assam.gov.in.

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