Assam Mukhya Mantri Lok Sevak Arogya Yojana (MMLSAY)

Mukhya Mantri Lok Sevak Arogya Yojana (MMLSAY) is a healthcare scheme of the Government of Assam that provides cashless treatment at empanelled hospitals and medical reimbursement at applicable CGHS rates for eligible Government employees, pensioners, and their dependent family members. Beneficiaries can register online through the official MMLSAY portal and avail the healthcare services offered under the scheme in accordance with the prescribed guidelines.

Introduction of Assam Mukhya Mantri Lok Sevak Arogya Yojana: A Brief Insight

Medical treatment can place a significant financial burden on any family, especially during hospitalisation. To provide financial protection to its employees and pensioners, the Government of Assam introduced the Mukhya Mantri Lok Sevak Arogya Yojana (MMLSAY). The scheme aims to make quality healthcare more accessible by offering medical reimbursement and cashless treatment facilities in accordance with the prescribed guidelines.

The scheme is implemented by the Medical Education and Research Department, Government of Assam, through the Atal Amrit Abhiyan Society. It has been designed to support eligible Government employees, pensioners, and their dependent family members by reducing the financial burden of hospitalisation and other eligible medical expenses.

Registered beneficiaries can avail cashless treatment at empanelled hospitals wherever applicable under the scheme. Eligible beneficiaries may also submit reimbursement claims for admissible medical expenses in accordance with the applicable MMLSAY guidelines and CGHS reimbursement rates. Registration, beneficiary management, and reimbursement claim services are available through the official online portal.

Eligible Government of Assam employees, pensioners, and their dependent family members can register under the scheme after completing the prescribed verification process. The scheme also allows eligible dependent family members to be added in accordance with the applicable rules.

To register, beneficiaries need to visit the official MMLSAY portal, complete the online registration process, provide the required employment or pension details, and upload the necessary documents. After successful verification and approval, eligible beneficiaries can access the services available under the scheme.

For registration, reimbursement claims, or any other scheme-related assistance, beneficiaries can contact the Atal Amrit Abhiyan Society through the official helpline or support email provided by the Government of Assam.

Government employees exploring wider healthcare initiatives may also find our detailed guides on the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana and the Ayushman Vay Vandana Card Scheme helpful. These articles explain eligibility, benefits, and the application process in detail.

You can also explore our List of Welfare Scheme of Asssam Government section to learn about other Government welfare schemes.

Benefits Provided to Eligible Beneficiaries

The Mukhya Mantri Lok Sevak Arogya Yojana (MMLSAY) provides comprehensive healthcare support to eligible Government of Assam employees, pensioners, and their dependent family members. The scheme combines medical reimbursement with cashless treatment facilities to reduce the financial burden of hospitalisation.

• Medical reimbursement at applicable CGHS rates for eligible treatment, subject to the provisions of the scheme.
• Cashless treatment facility at empanelled Government and private hospitals, wherever applicable under the scheme.
• Fully online registration and reimbursement claim submission through the official MMLSAY portal.
• Medical reimbursement claims processed within the timeline prescribed under the scheme guidelines.
• Extended claim submission period of up to 180 days from the date of hospital discharge, as provided under the scheme.
• Advance payment facility for eligible treatments, wherever permitted under the scheme.
• MMLSAY Health Card issued to eligible registered beneficiaries for accessing cashless treatment facilities.
• Facility to add eligible dependent family members after registration, subject to the applicable rules.
• Automatic transition of the beneficiary profile from employee to pensioner status after retirement, without requiring fresh registration.
• CGHS-based reimbursement rates applied in accordance with the Government of Assam notifications and the applicable schedule in force at the time of claim settlement.

Eligibility Conditions Required to be Fulfilled

The Mukhya Mantri Lok Sevak Arogya Yojana (MMLSAY) is intended for eligible Government of Assam employees, pensioners, and their dependent family members. Applicants should ensure that they meet the following eligibility conditions before registering on the official MMLSAY portal.

• The applicant should be a serving employee of the Government of Assam drawing salary from the State Government.
• The applicant should be a Government of Assam pensioner drawing pension from the State Government.
• Eligible dependent family members of serving employees or pensioners, such as the spouse, children, and dependent parents, may also receive benefits under the scheme, subject to the applicable rules.
• The spouse of a deceased eligible pensioner may continue to receive benefits, subject to the provisions of the scheme.
• The applicant should satisfy any other eligibility conditions prescribed by the Government of Assam or the implementing authority from time to time.

Documents Required to be Attached

Applicants should keep the relevant documents ready while registering on the MMLSAY portal and submitting a medical reimbursement claim. The exact documents may vary depending on the type of treatment, the reimbursement category, and the verification requirements of the concerned authority.

• Aadhaar Card of the employee or pensioner and eligible dependent family members.
• Employee Identity Card or latest salary slip, in the case of serving Government employees.
• Pension Payment Order (PPO), in the case of Government pensioners.
• Recent passport-size photograph, wherever required.
• Bank passbook copy or cancelled cheque for reimbursement through Direct Benefit Transfer (DBT), wherever applicable.
• Documents establishing the relationship with dependent family members, such as a marriage certificate or birth certificate, wherever applicable.
• Hospital discharge summary issued by the treating hospital.
• Original hospital bills, payment receipts, and treatment invoices.
• Diagnostic test reports, investigation reports, and doctor’s prescriptions related to the treatment.
• Implant, stent, prosthesis, or other treatment-specific certificates and invoices, wherever applicable.

How Beneficiaries Can Apply to Avail the Benefit of this Scheme

Eligible Government of Assam employees and pensioners can register online under the Mukhya Mantri Lok Sevak Arogya Yojana (MMLSAY) through the official portal. After successful registration and verification by the competent authority, beneficiaries can access the healthcare services and reimbursement facilities available under the scheme.

Step 1: Visit the Official MMLSAY Portal. Open the official MMLSAY portal using your computer or smartphone. Use only the official portal for registration, profile management, and claim-related services.

Step 2: Click on Beneficiary Login/Registration. Select the Beneficiary Login/Registration option on the homepage and proceed with the registration process if you are a first-time user.

Step 3: Enter Your Personal and Employment Details. Provide the required personal information along with your employee or pensioner details, such as the Employee ID or Pension Payment Order (PPO) number, wherever applicable.

Step 4: Upload the Required Documents. Upload the documents requested on the portal for identity, employment, pension, and dependent verification, wherever applicable. Ensure that all uploaded documents are clear and readable.

Step 5: Add Eligible Dependent Family Members. Enter the details of eligible dependent family members, wherever applicable, so they may also receive benefits under the scheme in accordance with the prescribed rules.

Step 6: Submit Your Registration. Review all the entered information carefully and submit your registration. The application is verified by the competent authority before beneficiary registration is approved.

Step 7: Access Scheme Benefits. After successful registration and approval, eligible beneficiaries can use the services available under the MMLSAY Scheme, including reimbursement claims and cashless treatment facilities, wherever applicable.

Note: Registration approval, issuance of the Health Card, and availability of benefits are subject to verification and the provisions of the latest MMLSAY guidelines.

How to Claim Benefits under Mukhya Mantri Lok Sevak Arogya Yojana

Registered beneficiaries can avail healthcare benefits either through the cashless treatment facility at empanelled hospitals or by submitting a reimbursement claim, depending on the nature of treatment and the provisions of the scheme.

Steps to Avail Cashless Treatment

Step 1: Visit an empanelled hospital covered under the MMLSAY Scheme and inform the hospital that you wish to avail the cashless treatment facility.

Step 2: Present your MMLSAY Health Card, Aadhaar Card, or any other documents required by the hospital for beneficiary verification.

Step 3: The hospital verifies your eligibility and processes the cashless treatment in accordance with the applicable MMLSAY guidelines.

Step 4: Follow any additional instructions issued by the hospital or the implementing authority during admission and treatment.

Steps to Claim Reimbursement

Step 1: Preserve all relevant treatment records, including the discharge summary, hospital bills, payment receipts, prescriptions, investigation reports, and other supporting documents.

Step 2: Visit the official MMLSAY portal and log in using your registered credentials.

Step 3: Select the reimbursement claim option, enter the required treatment details, upload the supporting documents, and submit the claim within the time limit prescribed under the scheme.

Step 4: The claim is verified by the competent authority, including the Drawing and Disbursing Officer (DDO), wherever applicable, before further processing.

Step 5: After successful verification and approval, the admissible reimbursement amount is transferred to the beneficiary’s registered bank account in accordance with the scheme guidelines.

Note: Cashless treatment, reimbursement eligibility, claim timelines, DDO verification, advance payment, and other operational procedures are governed by the latest MMLSAY guidelines and Government of Assam notifications. Beneficiaries should always refer to the official portal for the latest instructions before seeking treatment or submitting a claim.

Important Links Available

The following official websites and documents provide authentic information about the Mukhya Mantri Lok Sevak Arogya Yojana (MMLSAY), including beneficiary registration, claim submission, operational guidelines, and other scheme-related resources.

Note: Beneficiaries should rely only on official Government of Assam websites and notifications for the latest information regarding registration, reimbursement claims, operational guidelines, empanelled hospitals, and scheme updates.

Contact Details in Case of Help Needed

If you need assistance with beneficiary registration, Health Card, reimbursement claims, cashless treatment, or any other service under the Mukhya Mantri Lok Sevak Arogya Yojana (MMLSAY), you can contact the Atal Amrit Abhiyan Society using the details below.

• Toll-Free Helpline: 1800-309-3945
• Email: support.mmlsay@aaasassam.in
• Grievance Email: grievance@aaasassam.in
• Phone: 0361-2333603
• Office: Office of the Chief Executive Officer, Atal Amrit Abhiyan Society, 3rd Floor, Nayantara Supermarket Complex, Six Mile, G.S. Road, Guwahati – 781022, Assam.

Note: Before contacting the helpline, keep your registration details, Employee ID or PPO number, and claim reference number (if applicable) ready to help the support team process your request more efficiently.

Frequently Asked Questions (FAQs)

Q. What is the Mukhya Mantri Lok Sevak Arogya Yojana (MMLSAY)?

Ans. Mukhya Mantri Lok Sevak Arogya Yojana (MMLSAY) is a healthcare scheme of the Government of Assam that provides medical reimbursement and cashless treatment facilities to eligible Government employees, pensioners, and their dependent family members in accordance with the scheme guidelines.

Q. Which department implements the MMLSAY Scheme?

Ans. The Medical Education and Research Department, Government of Assam, implements the scheme through the Atal Amrit Abhiyan Society.

Q. Who is eligible to register under MMLSAY?

Ans. Eligible Government of Assam employees, pensioners, and their dependent family members may register under the scheme, subject to the prescribed eligibility conditions.

Q. Does the manual medical reimbursement system continue after MMLSAY?

Ans. Yes. As per the scheme guidelines, the existing manual medical reimbursement system continues alongside the MMLSAY portal-based process.

Q. How can I register under MMLSAY?

Ans. Eligible beneficiaries can register online through the official MMLSAY portal. Assistance may also be available through designated help desks or kiosks established by the Government of Assam, wherever applicable.

Q. Is reimbursement available only for treatment taken at empanelled hospitals?

Ans. No. Reimbursement may also be available for eligible treatment taken at non-empanelled hospitals, subject to the provisions of the MMLSAY guidelines and applicable reimbursement rules.

Q. Where can I avail cashless treatment under MMLSAY?

Ans. Cashless treatment is available at empanelled Government and private hospitals covered under the scheme. Beneficiaries can check the latest empanelled hospital list on the official MMLSAY portal or contact the helpline for assistance.

Q. What is the time limit for submitting a reimbursement claim?

Ans. Eligible reimbursement claims should be submitted within the time limit prescribed under the MMLSAY guidelines.

Q. How long does claim settlement take?

Ans. Reimbursement claims are processed in accordance with the timelines prescribed under the MMLSAY guidelines after completion of the required verification and approval process.

Q. Who verifies the reimbursement claim?

Ans. The reimbursement claim is verified by the competent authority, including the Drawing and Disbursing Officer (DDO), wherever applicable, before further processing.

Q. Can I add dependent family members after registration?

Ans. Yes. Eligible dependent family members may be added after registration in accordance with the provisions of the scheme.

Q. What happens to my MMLSAY profile after retirement?

Ans. Eligible beneficiaries can continue to receive benefits as pensioners in accordance with the provisions of the scheme after retirement.

Q. Is there any registration fee under MMLSAY?

Ans. No. Registration under the MMLSAY Scheme is free for eligible beneficiaries.

Q. How can I get help regarding registration or reimbursement claims?

Ans. Beneficiaries can contact the official MMLSAY helpline, email support, or the Atal Amrit Abhiyan Society using the contact details provided in this article.

Tabassum

Tabassum is a government schemes researcher and writer with 5 years of experience tracking Central and State welfare scheme programmes across India. She has covered 500+ schemes spanning agriculture, women welfare, education, and housing, helping lakhs of beneficiaries understand their entitlements in simple language.