Bihar Mukhyamantri SC/ST Udyami Yojana

Mukhyamantri SC/ST Udyami Yojana is a dedicated entrepreneurship support scheme implemented by the Department of Industries, Government of Bihar. The scheme helps eligible SC and ST applicants establish new enterprises by providing financial assistance of up to Rs. 10 lakh, along with training and project support. Applications are accepted online through the Udyami Portal.

Introduction of Bihar Mukhyamantri SC/ST Udyami Yojana: A Brief Insight

Many aspiring entrepreneurs from Scheduled Caste and Scheduled Tribe communities have the skills and determination to start a business, but arranging the initial investment often becomes the biggest challenge. To address this gap, the Government of Bihar introduced Mukhyamantri Anusuchit Jati evam Anusuchit Janjati Udyami Yojana in 2018, creating opportunities for SC/ST youth to establish their own enterprises.

The scheme is implemented by the Department of Industries, Government of Bihar, through the Bihar Start-up Fund Trust. Its primary objective is to encourage entrepreneurship, promote self-employment, and help eligible beneficiaries build sustainable sources of income through new business ventures.

Under the scheme, selected applicants can receive financial assistance of up to Rs. 10 lakh. The support includes a grant component as well as an interest-free loan, reducing the financial burden of setting up a new enterprise. Beneficiaries also receive training and project-monitoring support to help them successfully establish and operate their units.

The assistance is released in different phases based on the progress of the project. From setting up the business location to purchasing machinery and starting operations, each stage is linked to verification and compliance with scheme guidelines.

Applications are accepted online through the Udyami Portal. After scrutiny of applications, eligible candidates are selected through the prescribed selection process. Applicants can also contact their nearest District Industries Centre (DIC) or call 1800-345-6214 for guidance related to the scheme.

Mukhyamantri SC/ST Udyami Yojana is one of the key entrepreneurship programmes operating under the broader Mukhyamantri Udyami Yojana framework. Eligible entrepreneurs may also explore schemes such as Pradhan Mantri Mudra Yojana (PMMY) and Prime Minister’s Employment Generation Programme (PMEGP) for additional business financing opportunities.

Entrepreneurs, job seekers, and aspiring business owners looking for more employment, industry, and self-employment initiatives can explore other programmes available on our Bihar Government Welfare Schemes page.

Benefits Provided to Eligible Beneficiaries

Selected beneficiaries under Mukhyamantri SC/ ST Udyami Yojana receive financial support to establish a new enterprise and become self-reliant through entrepreneurship. The assistance is provided through a combination of grant support and concessional financing.

Financial Assistance Available

• Financial support of up to Rs. 10 lakh for setting up an approved business project
• Up to Rs. 5 lakh is provided as a grant, which does not need to be repaid
• Up to Rs. 5 lakh is provided as an interest-free loan
• Assistance is released directly into the beneficiary’s business account in stages, subject to compliance with scheme guidelines

Training and Handholding Support

• Entrepreneurship training is provided before fund disbursement
• Technical guidance and project monitoring support are available through the designated Project Monitoring Agency (PMA)
• An additional provision of Rs. 25,000 per unit is available towards training and monitoring-related activities

Release of Funds

• Funds are released in multiple stages based on project progress
• The initial amount is provided after approval of the project proposal
• Subsequent instalments are released after verification of infrastructure development, machinery installation, and utilisation of earlier funds
• Submission of Utilization Certificates is mandatory for receiving the next instalment

Repayment of Loan Component

• Only the loan portion of the assistance is recoverable
• Repayment begins after the prescribed moratorium period under the scheme
• The recoverable amount is generally paid back through monthly instalments as per the approved repayment schedule

Eligibility Conditions Required to be Fulfilled

To apply under Mukhyamantri SC/ ST Udyami Yojana, applicants must satisfy the eligibility criteria prescribed by the Department of Industries. Since this component is specifically designed to promote entrepreneurship among Scheduled Caste and Scheduled Tribe communities, only eligible candidates can submit applications.

• Applicant must belong to the Scheduled Caste (SC) or Scheduled Tribe (ST) category
• Must be a permanent resident of Bihar
• Must have passed at least Intermediate (10+2), ITI, Polytechnic Diploma, or an equivalent qualification
• Applicant should be 18 years of age or older on the date of application
• The proposed enterprise must be registered as a Proprietorship Firm, Partnership Firm, LLP, or Private Limited Company
• The business unit must be established within the applicant’s home district
• Assistance is available only for setting up a new industrial or service-based unit

Who Cannot Apply?

• Individuals who do not belong to the SC or ST category
• Applicants residing outside Bihar
• Candidates below 18 years of age
• Applicants who do not possess the minimum educational qualification
• Those proposing to establish the unit outside their home district

Documents Required to be Attached

Candidates applying under Mukhyamantri SC/ ST Udyami Yojana should keep the following documents ready before submitting their application on the Udyami Portal:

• Aadhaar Card linked with an active mobile number
• Caste Certificate issued for the Scheduled Caste (SC) or Scheduled Tribe (ST) category
• Matriculation Certificate showing the applicant’s date of birth
• Intermediate (10+2) certificate, ITI certificate, Polytechnic Diploma, or equivalent qualification proof
• Permanent Residence Certificate of Bihar
• Bank passbook copy or cancelled cheque of the applicant’s account
• PAN Card
• Recent passport-size photograph
• Scanned signature of the applicant
• Project-related documents, wherever applicable (Model DPRs are available on the Udyami Portal)

How Beneficiaries Can Apply to Avail the Benefit of the Scheme

Applying under this scheme is completely online. If you have all your documents ready, you can complete the process from home by following the steps given below.

Step 1: Visit the official Udyami Bihar Portal when applications are invited for the scheme.

Step 2: Open the registration and login portal and create your account using your Aadhaar-linked mobile number.

Step 3: Enter the OTP received on your mobile phone and complete your registration.

Step 4: Log in to your account and choose “Mukhyamantri SC/ST Udyami Yojana” from the available scheme options.

Step 5: Fill in all the required details carefully, such as your personal information, educational qualifications, caste details, and business information.

Step 6: Select the project you want to start from the approved project list available on the portal.

Step 7: Upload all the required documents, including your Aadhaar Card, caste certificate, educational certificates, residence certificate, PAN Card, bank details, photograph, and signature.

Step 8: Check every detail once again and submit the application. Choose your project thoughtfully because it cannot be changed after submission.

Selection and Fund Release Process

Step 9: After the application window closes, eligible applications are shortlisted and candidates are selected through a computerised lottery system.

Step 10: If your name appears in the selection list, the department verifies your documents and application details.

Step 11: After successful verification and approval, the first instalment of financial assistance is released to help you start your project.

Step 12: Use the amount to begin setting up your unit, arrange the required land or workspace, and complete the initial project work.

Step 13: Once the department verifies the progress of your project, the next instalment is released.

Step 14: Install the required machinery and equipment, then upload the Utilization Certificates and supporting documents on the portal.

Step 15: After final verification of the project and expenditure, the remaining instalment is released to complete the setup of your enterprise.

Important: Start your business unit only in your home district and keep copies of all bills, invoices, and project-related documents safely. These documents may be required during verification and for the release of future instalments.

Important Links Available of the Scheme

• Udyami Portal Official Application Portal, Department of Industries
• About Mukhyamantri Udyami Yojana
• Registration and Login Udyami User Portal
• List of Approved Projects
• Bihar Mukhyamantri SC/ST Udyami Yojana Guidelines

Contact Details in Case of Help Needed

• Nodal Department: Department of Industries, Government of Bihar
• Implementing Agency: Bihar Start-up Fund Trust
• Helpline: 1800-345-6214
• Local Level: Contact your nearest District Industries Centre (DIC)

Frequently Asked Questions (FAQs)

Q. What is Mukhyamantri SC/ST Udyami Yojana?

Ans. Mukhyamantri SC/ST Udyami Yojana is a dedicated entrepreneurship support scheme for Scheduled Caste and Scheduled Tribe applicants in Bihar. It operates under the larger Mukhyamantri Udyami Yojana framework and helps eligible beneficiaries establish new business ventures through financial assistance and training support.

Q. Who can apply for this scheme?

Ans. Permanent residents of Bihar belonging to the SC or ST category can apply, provided they meet the prescribed educational qualification and other eligibility conditions notified by the Department of Industries.

Q. What financial assistance is available under the scheme?

Ans. Selected beneficiaries can receive assistance of up to Rs. 10 lakh, consisting of a grant component and an interest-free loan component. Training and project support are also provided during implementation.

Q. Is the loan interest-free?

Ans. Yes. The loan portion provided under Mukhyamantri SC/ST Udyami Yojana is interest-free, making it easier for beneficiaries to start and operate their businesses.

Q. How are the funds released?

Ans. Financial assistance is generally released in phases based on the progress of the project and the successful completion of verification and compliance requirements.

Q. Do I need to repay the entire assistance amount?

Ans. No. Only the loan portion is repayable as per the scheme guidelines. The grant portion does not have to be returned.

Q. Can I apply for an existing business?

Ans. No. The scheme is primarily intended for setting up new enterprises and business units.

Q. How are beneficiaries selected?

Ans. Applications are scrutinised by the department, and final selection is made through the prescribed selection process, including computerised randomisation where applicable.

Q. Can I change my project after submitting the application?

Ans. Applicants are advised to choose their project carefully while applying, as changes are generally not permitted after submission and approval.

Q. Where should the business unit be established?

Ans. The proposed enterprise should be established within the applicant’s home district, as per the scheme guidelines.

Q. How can I apply for Mukhyamantri SC/ST Udyami Yojana?

Ans. Applications are accepted online through the Udyami Portal during the notified application period. Applicants must select the SC/ST category while submitting their application.

Q. Where can I get assistance regarding the scheme?

Ans. Applicants can contact their nearest District Industries Centre (DIC) or call the official helpline at 1800-345-6214 for guidance and support.

Tabassum

Tabassum is a government schemes researcher and writer with 5 years of experience tracking Central and State welfare scheme programmes across India. She has covered 500+ schemes spanning agriculture, women welfare, education, and housing, helping lakhs of beneficiaries understand their entitlements in simple language.