Karnataka Santwana Scheme | Government Schemes Of India

Financial Assistance of Rs. 5,00,000/- as loan under Santwana Scheme will be provided by Karnataka Government to those minority category beneficiaries whose house and shops have been damaged due to natural calamaties or communal violence. This assisance will be provided as 50% Loan and 50% Subsidy in which only 50% amount i.e Rs. 2,50,000/- will only have to return by beneficiary, remaining 50% will be paid by Karnataka Government.
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Karnataka Santwana Scheme Highlights
Scheme Name	Karnataka Santwana Scheme.
Date of Launch	2024.
Benefits Provided	Financial Assistance as Loan of Rs. 5,00,000/-.
Eligible Beneficiaries	Minorities of Karnataka.
Responsible Agency	Karnataka Minorities Development Corporation Limited.
How to Apply	Santwana Scheme Karnataka Online Application Form.

Table of Contents

Introduction of Karnataka Santwana Scheme: A Brief Insight

Karnataka State faced lots of natural calamaties in which many people suffered house and shop damages.
Due to financial instability, many people doesn’t have any capability to reconstruct or renovate it.
Keeping these things in mind, Government of Karnataka launched new scheme named “Santwana Scheme”.
The main aim of this scheme is to provide financial support to those people who suffered house and shop damages due to natural calamaties or communal violence.
Minorities Development Corporation Limited of Karnataka Government is the implementing agency of this scheme.
Financial Assistance will be provided by Karnataka Government under Santwana Scheme to all eligible people to reconstruct or renovate their houses or shops who got demolished or damaged in communal violence or due to natural calamaties.
Rs. 5,00,000/- under Santwana Scheme will be provided to beneficiaries under this scheme.
Assistance provided to beneficiaries under Santwana Scheme of Karnataka Government will be provided as loan and subsidy in which 50% amount is loan and 50% amount is subsidy.
Beneficiary applicant will have to pay only the 50% of loan amount i.e. Rs. 2,50,000/-.
Remaining 50% amount of loan i.e. Rs. 2,50,000/- will be paid by Karnataka Government as a subsidy.
Financial Assistance will only used for renovation and reconstruction of damaged house and shops.
But Santwana Scheme is not for all residents of Karnataka, only minorities i.e. Muslims, Sikhs, Jains, Parsis, Buddhists and Zoroastrians are eligible to apply.
If any applicant’s family annual income is more than Rs. 8,00,000/- per year then they are not eligible to avail the benefit of financial assistance under Santwana Scheme.
Only 18 years to 55 years age group applicant are eligible under this scheme.
Inspection Report/ Incident Report is mandatorily required to be submitted to show damage valuation.
If beneficiary applicant already availed the benefit of any loan scheme of Karnataka Minorities Development Corporation Limited in the last 5 years then they are not eligible to apply for Santwana Scheme.
However, beneficiaries of Arivu Education Loan Scheme of Karnataka Government is exempted and are eligible to apply.
Beneficiary can visit KMDC Online Portal and apply for Santwana Scheme of Government of Karnataka in order to avail the benefit of financial assistance of Rs. 5 lakh for renovation or reconstruction of damaged shops or houses.
Beneficiary can also Apply for Santwana Scheme through Mobile App of KMDC Online.
In case of help or assistance required, beneficiary can contact Minorities Development Corporation Limited.

Benefits Provided to Eligible Beneficiaries

Government of Karnataka will provide the below mentioned benefits under Santwana Scheme to those minority category applicants whose houses and shops have been destroyed due to natural calamity or communal violence :-
- Financial Assistance of Rs. 5,00,000/- will be Provided to Beneficiaries.
- Beneficiary can use this amount to renovate their damaged house and shop.
- This Assistance will be provided in the form of 50% as Loan and 50% as Government Subsidy.
- Beneficiary will have to pay the loan of Rs. 2,50,000/- and Remaining Rs. 2,50,000/- will be paid by Karnataka Government.
- Interest will be Applicable at Bank Rate.

Eligibility Conditions Required to be Fulfilled

Loan Assistance of Rs. 5,00,000/- in form of 50% Subsidy and 50% Loan will be provided by Karnataka Government to only those beneficiaries who fulfill the below mentioned eligibility criteria of Santwana Scheme :-

Beneficiary Applicant should be belong to any one of the following minority category :-
- Muslim.
- Sikh.
- Jains.
- Parsis.
- Zoroastrians.
- Buddhist.
Above Mentioned Minority Category Applicant should be a Permanent Resident of Karnataka.
Age of Beneficiary Applicant should be from 18 years to 55 years.
Beneficiary Applicant’s Family Annual Income should not be more than Rs. 8,00,000/- per year.
Incident Report from Concerned Authority is mandatorily required.
If any family member of beneficiary applicant is employed in Central or State Government then they are not eligible to apply.
If any loan is taken from Karnataka Minorities Development Corporation (except Arivu Education Loan Scheme) in last five years then beneficiary not eligible to apply.

Documents Required to be Attached

Beneficiary Applicant will have to upload the following documents on KMDC Online Portal at the time of applying for loan under Karnataka Government’s Santwana Scheme :-
- Applicant Photograph.
- Certificate Income from Competent Authority.
- Certificate of Caste or Minority Certificate from Competent Authority.
- Bank Account Number with IFSC Code.
- Applicant Aadhaar Card for Proof of Residence.
- Surety Self Declaration Form.
- Self Declaration of Applicant.
- Incident Report from Competent Authority.

How Beneficiaries Can Apply to Avail the Benefit of this Scheme

Beneficiary Applicant whose houses and shops have been destroyed due to natural calamity or communal violence can apply for financial assistance under Santwana Scheme of Karnataka Government.
Application under Santwana Scheme can be submitted through Online Portal of Karnataka Minorities Development Corporation Limited known as KMDC Online.
Beneficiary Applicant will have to visit the KMDC Online Website and Choose Santwana Scheme or Click on Apply Online.
Enter your Mobile Number and Click on Submit.
Online Portal will then ask for Aadhaar Number which will be authenticated through OTP.
After Aadhaar Authentication, Select Santwana Scheme.
Fill the Santwana Scheme Online Application Form which will appear after verification.
Upload the mandatory documents on the portal.
Preview the Application Form, check the uplaoded documents and click on submit button to submit the form.
Online Portal will generate the Registration ID of Santwana Scheme.
Application Form and Documents will be verified by the concerned officials of Karnataka Minorities Development Corporation Limited.
Selected Beneficiary List will then forwarded to banking institution for approval of loan.
After final approval, financial assistance of Rs. 5,00,000/- under Karnataka Government’s Santwana Scheme will be transferred in the bank account of beneficiary.
50% amount of loan will be paid by Karnataka Government and remaining 50% will be paid by Beneficiary Applicant.
Beneficiary Applicant can also check the Santwana Scheme Application Status with the help of Mobile Number/ Registration ID, Mobile Number and Date of Birth.

Important Links Available

Contact Details in Case of Help Needed

Contact Number of Minorities Development Coporation Limited Karnataka :-
- 080 22860999.
- 080 22861226.
Whatsapp Helpline of Minorities Development Coporation Limited Karnataka :- 8277799990.
Contact Email of Minorities Development Coporation Limited Karnataka :-
- info.kmdc@karnataka.gov.in.
- kmdc.ho.info@gmail.com.
- mwdhelpline@karnataka.gov.in.
Address of Minorities Development Coporation Limited Karnataka :-
No. 39-821, Subedhar Chatra Road,
Sheshadripuram, Bengaluru – 560001.

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