Uttar Pradesh Mukhyamantri Yuva Udyami Vikas Abhiyan (CM-YUVA)

Mukhyamantri Yuva Udyami Vikas Abhiyan (CM-YUVA) is an entrepreneurship promotion scheme launched by the Government of Uttar Pradesh to help skilled young people start their own businesses. Under the scheme, eligible beneficiaries can avail a collateral-free loan of up to ₹5 lakh along with 100% interest subsidy for four years and 10% margin money assistance. After successfully repaying the first loan, eligible entrepreneurs can receive financial support for larger projects under the scheme’s second phase. Applications can be submitted online through the official MSME Uttar Pradesh Portal.

Introduction of Uttar Pradesh Mukhyamantri Yuva Udyami Vikas Abhiyan: A Brief Insight

Mukhyamantri Yuva Udyami Vikas Abhiyan (CM-YUVA) is a flagship entrepreneurship promotion scheme launched by the Government of Uttar Pradesh to encourage young people to establish their own businesses. Instead of relying only on traditional employment opportunities, the scheme helps eligible youth become entrepreneurs by providing financial assistance, interest subsidy, and other support for setting up micro enterprises in the manufacturing and service sectors.

Uttar Pradesh has one of the largest youth populations in the country, making entrepreneurship an important driver of economic growth and employment generation. Through this initiative, the State Government aims to transform skilled and trained youth into job creators while strengthening the state’s MSME ecosystem. The long-term objective of the scheme is to support around 1 lakh new entrepreneurs every year and create nearly 10 lakh entrepreneurs over the next 10 years.

The MSME and Export Promotion Department, Government of Uttar Pradesh implements the scheme through the Directorate of Industries and Enterprise Promotion. A dedicated Mission Office at the state level supervises its implementation, while District Industries and Enterprise Promotion Centres (DIEPCs) receive, verify, and process applications before forwarding eligible cases to banks for loan approval.

The scheme provides financial assistance in two phases. During the first phase, eligible beneficiaries can avail a collateral-free loan of up to ₹5 lakh along with 100% interest subsidy for four years, 10% margin money assistance, and reimbursement of the applicable CGTMSE guarantee fee. Entrepreneurs who successfully repay the first loan may become eligible for higher financial assistance under the second phase for expanding their businesses.

To apply under the scheme, applicants must fulfil the prescribed eligibility conditions, including Uttar Pradesh residency, the required age limit, minimum educational qualification, and recognised skill training or certification. The scheme also gives preference to youth who have completed training under recognised government skill development programmes.

Eligible applicants can submit their applications online through the official MSME Uttar Pradesh portal. After online registration, applicants need to complete the application form, upload the required documents, and submit their project proposal. The concerned District Industries and Enterprise Promotion Centre verifies the application before forwarding it to the selected bank for further processing and loan sanction.

If you need any assistance regarding eligibility, online application, document verification, or loan processing, you can contact the Mukhyamantri Yuva Udyami Vikas Abhiyan Mission Office or the District Industries and Enterprise Promotion Centre using the official contact details provided later in this article.

If you are planning to start a business, you can also read our detailed guides on the Prime Minister’s Employment Generation Programme (PMEGP), the Pradhan Mantri Mudra Yojana (PMMY), and the One District One Product (ODOP) Programme. These initiatives also provide financial assistance and entrepreneurial support for starting or expanding small businesses.

You can also explore our complete collection of List of Uttar Pradesh Government Welfare Schemes to learn about the latest welfare programmes, self-employment initiatives, financial assistance schemes, and citizen services.

Benefits Provided to Eligible Beneficiaries

The Mukhyamantri Yuva Udyami Vikas Abhiyan (CM-YUVA) provides financial assistance, interest subsidy, and other incentives to help eligible youth establish and expand their businesses. The scheme follows a two-phase model, allowing successful entrepreneurs to grow their enterprises over time. The major benefits available under the scheme are listed below.

• Phase 1 Financial Assistance: Eligible beneficiaries can avail a collateral-free loan of up to ₹5 lakh with 100% interest subsidy for four years.
• Margin Money Assistance: The Government provides 10% margin money assistance on the approved project cost.
• CGTMSE Guarantee Fee: The applicable CGTMSE guarantee fee is reimbursed by the Government during the first phase.
• Phase 2 Financial Assistance: Entrepreneurs who successfully repay their Phase 1 loan may become eligible for projects costing ₹10 lakh to ₹20 lakh, along with 50% interest subsidy on eligible loans for three years.
• CGTMSE Support in Phase 2: Eligible beneficiaries continue to receive CGTMSE guarantee fee support during the second phase as per the scheme provisions.
• Digital Transaction Incentive: Beneficiaries receive an incentive of ₹1 per digital transaction, subject to a maximum of ₹2,000 per financial year.
• Banking Network: Loans are available through participating nationalised banks, scheduled commercial banks, regional rural banks, and other eligible financial institutions.
• Long-term Entrepreneurship Support: The scheme aims to support nearly 1 lakh entrepreneurs every year and create around 10 lakh entrepreneurs across Uttar Pradesh over a period of 10 years.

Eligibility Conditions Required to be Fulfilled

Applicants must fulfil the following eligibility conditions to apply under the Uttar Pradesh Mukhyamantri Yuva Udyami Vikas Abhiyan (CM-YUVA). The scheme is intended for eligible skilled and trained youth who wish to establish their own manufacturing or service enterprise.

• Residence: The applicant must be a permanent resident of Uttar Pradesh.
• Age Limit: The applicant should be between 21 and 40 years of age.
• Educational Qualification: The applicant must have passed at least Class 8 or an equivalent examination.
• Skill Qualification: The applicant should possess a recognised skill certificate, diploma, or degree, or have completed training under an approved government skill development programme.
• Eligible Training Programmes: Training under schemes such as ODOP Training Programme, Vishwakarma Shram Samman Yojana, SC/ST/OBC Skill Development Programmes, or the Uttar Pradesh Skill Development Mission (UPSDM) is accepted.
• Other Government Subsidy: The applicant should not be availing benefits under any other Central or State Government scheme that provides interest subsidy or capital subsidy, except where specifically permitted under the scheme guidelines.

Documents Required to be Attached

Applicants should keep the following documents ready before applying under the Uttar Pradesh Mukhyamantri Yuva Udyami Vikas Abhiyan (CM-YUVA). Submitting complete and accurate documents helps the concerned District Industries and Enterprise Promotion Centre process the application smoothly.

• Skill Certificate: Skill certificate, training certificate, diploma, degree, ITI certificate, or any other recognised skill qualification.
• Project Report (DPR): Detailed Project Report of the proposed business.
• PAN Card: Self-attested copy of the applicant’s PAN card.
• Residence Proof: Valid residence certificate or any other prescribed proof of Uttar Pradesh residency.
• Bank Passbook: Copy of the first page of the applicant’s savings or current account passbook.
• Educational Qualification Certificate: Class 8 pass certificate or higher educational qualification, if applicable.
• Age Proof: Aadhaar Card, Birth Certificate, or any other valid age proof.
• Passport-size Photograph: Recent passport-size colour photograph.
• Signature: Scanned specimen signature of the applicant.
• Notarised Affidavit: Affidavit in the prescribed format, wherever applicable.
• GST Registration Certificate: Required, if applicable.
• Udyam Registration Certificate: Required, if applicable.

How Beneficiaries Can Apply to Avail the Benefit of this Scheme

You can apply for the Uttar Pradesh Mukhyamantri Yuva Udyami Vikas Abhiyan (CM-YUVA) entirely online through the official MSME Uttar Pradesh Portal. Before starting your application, keep all the required documents, including your skill certificate, project report (DPR), PAN card, and other supporting documents, ready. Once everything is prepared, simply follow the steps given below.

Step 1: Visit the official MSME Uttar Pradesh Portal.

Step 2: If you are a new user, click on “New Registration” and create your account using the required details. Existing users can log in using their credentials.

Step 3: After logging in, select “Mukhyamantri Yuva Udyami Vikas Abhiyan (CM-YUVA)” from the list of available schemes.

Step 4: Choose the type of enterprise you want to establish, such as a manufacturing or service unit.

Step 5: Fill in the online application form with your personal details, business information, project cost, category, and other required information.

Step 6: Upload all the required documents, including your skill certificate, project report (DPR), PAN card, residence proof, educational certificates, and other supporting documents.

Step 7: Review all the information carefully and submit your application online. After submission, save or print the application acknowledgement for future reference.

Step 8: The concerned District Industries and Enterprise Promotion Centre (DIEPC) will verify your application and documents.

Step 9: If your application is found eligible, it will be forwarded to the selected bank for loan appraisal, sanction, and disbursement.

Step 10: After the loan is sanctioned, the Government releases the eligible benefits, including the applicable interest subsidy, margin money assistance, and CGTMSE guarantee fee support, as per the scheme guidelines.

If you need any assistance while applying, you can also visit your nearest District Industries and Enterprise Promotion Centre (DIEPC), where officials will guide you through the online application process.

Business Activities Covered Under this Scheme

The Mukhyamantri Yuva Udyami Vikas Abhiyan (CM-YUVA) supports a wide range of manufacturing and service-based enterprises. Applicants can choose from more than 200 approved business activities available on the official MSME Uttar Pradesh portal. Some of the major business categories covered under the scheme are listed below.

• Food Processing & Agri Business: Flour mills, spice processing, dairy products, bakery, food packaging, and other agro-based enterprises.
• Manufacturing Units: Cement products, paper products, textile and apparel, automobile components, metal fabrication, wood products, and allied manufacturing industries.
• Electronics & Technology: Electronics manufacturing, electrical equipment, IT services, software-related businesses, and technology-based enterprises.
• Chemical & Polymer Industry: Chemical products, polymer-based products, and allied manufacturing activities permitted under the scheme.
• Retail & Franchise Businesses: Small business models, authorised franchise outlets, and other eligible trading activities.
• Healthcare & Personal Care: Healthcare-related services, wellness centres, beauty and personal care businesses, and household product manufacturing.
• Education & Training: Skill development centres, coaching, educational services, and vocational training enterprises.
• Renewable Energy & Green Businesses: Enterprises related to renewable energy products and environmentally sustainable business activities.
• Printing & Stationery: Printing presses, stationery manufacturing, publishing, and related businesses.
• General Service Enterprises: Various eligible service-sector businesses approved under the CM-YUVA scheme.

The scheme does not provide financial assistance for certain restricted business activities. These include the manufacture or sale of tobacco products, gutkha, pan masala, alcoholic beverages, carbonated drinks, firecrackers, plastic carry bags below the prescribed thickness, and any other activity prohibited by the Central Government or the Government of Uttar Pradesh from time to time.

Important Links Available

• MSME Uttar Pradesh Portal
• Apply Online / Login
• CM-YUVA Mission Portal
• Scheme Brochure (PDF)
• Support & Help Centre
• UP MSME 1Connect Scheme Details

Contact Details in Case of Help Needed

If you need any assistance regarding eligibility, online application, loan processing, or document verification, you can contact the concerned authorities using the details below.

• Mission Office: Mukhyamantri Yuva Udyami Vikas Abhiyan Mission Office, 8 Cantt Road, Kaiserbagh, Lucknow – 226001
• Directorate: Directorate of Industries and Enterprise Promotion, Government of Uttar Pradesh
• Helpline: +91-9129-9871-11, 0522-6905555
• Toll-Free Number: 1800-296-2233
• Email: cmmyuva@gmail.com

Frequently Asked Questions (FAQs)

Q. What is Mukhyamantri Yuva Udyami Vikas Abhiyan (CM-YUVA)?

Ans. It is an entrepreneurship promotion scheme of the Government of Uttar Pradesh that helps eligible youth start their own businesses by providing financial assistance, interest subsidy, and other benefits.

Q. Who can apply for the scheme?

Ans. Permanent residents of Uttar Pradesh aged between 21 and 40 years who fulfil the prescribed educational and skill qualification requirements can apply.

Q. What financial assistance is available in Phase 1?

Ans. Eligible beneficiaries can avail a collateral-free loan of up to ₹5 lakh with 100% interest subsidy for four years, subject to the scheme guidelines.

Q. Is any margin money assistance available?

Ans. Yes. The Government provides 10% margin money assistance on the approved project cost under the scheme.

Q. How much self-contribution is required?

Ans. The required contribution is 15% for the General category, 12.5% for OBC applicants, and 10% for SC/ST, Divyangjan, and eligible applicants from notified aspirational districts.

Q. What benefits are available under Phase 2?

Ans. Entrepreneurs who successfully repay their Phase 1 loan may become eligible for larger projects with 50% interest subsidy under the second phase, as per the scheme provisions.

Q. Is there any incentive for digital transactions?

Ans. Yes. Eligible beneficiaries receive an incentive of ₹1 per digital transaction, subject to a maximum of ₹2,000 per financial year.

Q. Which business activities are not covered?

Ans. Businesses related to tobacco products, gutkha, pan masala, alcoholic beverages, firecrackers, plastic carry bags below the prescribed thickness, and other prohibited activities are not eligible.

Q. How can I apply for the scheme?

Ans. Applications can be submitted online through the official MSME Uttar Pradesh Portal. Applicants may also visit their District Industries and Enterprise Promotion Centre for guidance.

Q. What documents are required?

Ans. Applicants generally need their skill certificate, project report (DPR), PAN card, residence proof, bank passbook, educational certificates, age proof, photograph, and other prescribed documents.

Q. Which banks provide loans under CM-YUVA?

Ans. Loans are provided through participating nationalised banks, scheduled commercial banks, regional rural banks, and other eligible financial institutions under the scheme.

Q. Where can I get help regarding the scheme?

Ans. Applicants can contact the Mukhyamantri Yuva Udyami Vikas Abhiyan Mission Office or their nearest District Industries and Enterprise Promotion Centre for assistance with the application process.

Tabassum

Tabassum is a government schemes researcher and writer with 5 years of experience tracking Central and State welfare scheme programmes across India. She has covered 500+ schemes spanning agriculture, women welfare, education, and housing, helping lakhs of beneficiaries understand their entitlements in simple language.