Mukhyamantri Mahila Udyami Yojana is an entrepreneurship promotion scheme implemented by the Department of Industries, Government of Bihar. The scheme provides financial assistance of up to Rs. 10 lakh to eligible women and transgender applicants for establishing new enterprises. Beneficiaries receive a combination of grant support, interest-free loan assistance, and entrepreneurship training through the Udyami Portal.
Bihar Mukhyamantri Mahila Udyami Yojana Highlights | |
|---|---|
| Scheme Name | Mukhyamantri Mahila Udyami Yojana |
| Launch Date | 18 June 2021 |
| Nodal Department | Department of Industries, Government of Bihar |
| Implementing Agency | Bihar Start-up Fund Trust |
| Objective | Promote entrepreneurship and self-employment among women and transgender individuals |
| Beneficiaries | Eligible women and transgender applicants residing in Bihar |
| Maximum Financial Assistance | Up to Rs. 10 lakh per beneficiary |
| Grant Support | Up to Rs. 5 lakh (non-repayable) |
| Interest-Free Loan | Up to Rs. 5 lakh |
| Training & Monitoring Support | Rs. 25,000 per unit |
| Age Criteria | 18 to 50 years |
| Minimum Qualification | Intermediate (10+2), ITI, Polytechnic, or equivalent |
| Approved Project Categories | Manufacturing, food processing, service, and traditional livelihood projects |
| Loan Repayment Period | 84 monthly instalments |
| Application Mode | Online |
| Selection Method | Computerised random selection followed by verification |
| Parent Scheme | Mukhyamantri Udyami Yojana |
| Helpline Number | 1800-345-6214 |
| Official Website | udyami.bihar.gov.in |
Introduction of Mukhyamantri Mahila Udyami Yojana: A Brief Insight
Many women in Bihar have the skills, determination, and business ideas needed to start an enterprise. However, arranging capital often becomes the biggest challenge, especially for first-time entrepreneurs who do not have access to collateral or other financial resources. To address this issue and encourage women-led entrepreneurship, the Government of Bihar launched Mukhyamantri Mahila Udyami Yojana on 18 June 2021 under the Saat Nischay Part 2 initiative.
The scheme is implemented by the Department of Industries, Government of Bihar with the objective of helping women and transgender individuals establish their own enterprises and become financially independent. Apart from financial assistance, the scheme also provides entrepreneurship training and project support to help beneficiaries successfully run their businesses.
Under Mukhyamantri Mahila Udyami Yojana, selected applicants can receive financial assistance of up to Rs. 10 lakh. The approved amount is divided into two parts, including a grant component and an interest-free loan. In addition, beneficiaries receive support for entrepreneurship training and project monitoring to strengthen the long-term sustainability of their enterprises.
The scheme covers a wide range of approved projects related to manufacturing, food processing, service-based activities, and traditional Bihar-based industries. This allows applicants to choose a business activity according to their skills, experience, and local market opportunities.
Applications are accepted online through the Udyami Portal. After the application process is completed, eligible candidates are selected through the prescribed selection procedure, followed by document verification and entrepreneurship training. Applicants can also seek assistance from their nearest District Industries Centre (DIC) or contact the scheme helpline at 1800-345-6214.
Mukhyamantri Mahila Udyami Yojana is one of the major components operating under the broader Mukhyamantri Udyami Yojana framework. Applicants belonging to specific categories may also explore schemes such as Mukhyamantri SC/ST Udyami Yojana and Mukhyamantri Ati Pichhda Varg Udyami Yojana, which provide similar entrepreneurship support to eligible beneficiaries from their respective communities.
Women entrepreneurs seeking additional business financing options can also check the Pradhan Mantri Mudra Yojana (PMMY) and the Prime Minister’s Employment Generation Programme (PMEGP), both of which support the establishment and expansion of micro and small enterprises across India.
Women entrepreneurs, transgender applicants, and individuals looking for more self-employment and livelihood support programmes can explore other initiatives available on our Bihar Government Welfare Schemes page.
Benefits Provided to Eligible Beneficiaries
Mukhyamantri Mahila Udyami Yojana provides financial assistance, entrepreneurship support, and project monitoring facilities to help eligible women and transgender applicants establish new enterprises in Bihar.
Financial Assistance Available Under the Scheme
- Financial assistance of up to Rs. 10 lakh for setting up an approved enterprise
- Up to Rs. 5 lakh provided as a grant that does not require repayment
- Up to Rs. 5 lakh provided as an interest-free loan
Training and Project Support
- Additional assistance of Rs. 25,000 per unit for entrepreneurship training and project monitoring
- Guidance and handholding support during project implementation
- Monitoring assistance to help beneficiaries establish and operate their enterprises successfully
Convenient Repayment Facility
- The loan component is repayable in 84 monthly instalments
- The extended repayment period reduces the financial burden on new entrepreneurs
Wide Range of Approved Business Projects
Applicants can choose from various department-approved projects covering manufacturing, food processing, service-based businesses, and traditional livelihood activities.
- Food-based projects such as Atta, Sattu and Besan Production, Spice Processing, Bakery Units, Namkeen Manufacturing, and Hotel or Restaurant Businesses
- Service-oriented activities including Beauty Parlours, Mobile Repairing Centres, Tent House and Event Management Services
- Manufacturing projects such as Steel Furniture Units, Gate and Grill Fabrication, Cattle Feed Production, LED Bulb Manufacturing, and Electric Vehicle Assembly
- Traditional Bihar-based enterprises including Madhubani Painting, Sikki Craft, Bamboo Craft, Zardozi Embroidery, and Carpet Weaving
Eligibility Conditions Required to be Fulfilled
Applicants interested in availing the benefits of Mukhyamantri Mahila Udyami Yojana must meet the eligibility conditions prescribed by the Department of Industries, Government of Bihar. Only eligible candidates can participate in the selection process and receive financial assistance under the scheme.
- Applicant must be a woman or transgender individual
- Must be a permanent resident of Bihar
- Should have passed at least Intermediate (10+2), ITI, Polytechnic Diploma, or an equivalent qualification
- Applicant’s age should be between 18 and 50 years
- The proposed enterprise must be established within the applicant’s home district in Bihar
- The business can be registered as a Proprietorship, Partnership Firm, LLP, or Private Limited Company
Who Is Not Eligible
- Male applicants
- Individuals below 18 years of age or above the prescribed age limit
- Applicants who do not possess the minimum educational qualification required under the scheme
- Persons who are not permanent residents of Bihar
- Applicants proposing to establish their enterprise outside Bihar or outside their home district
Important: Unlike category-specific entrepreneurship schemes such as SC/ST Udyami Yojana or Ati Pichhda Varg Udyami Yojana, Mukhyamantri Mahila Udyami Yojana is open to eligible women and transgender applicants from all social categories. Applicants may, however, be required to submit a caste certificate if they wish to avail benefits under a reserved category allocation.
Documents Required to be Attached
Applicants planning to apply under Mukhyamantri Mahila Udyami Yojana should keep the required documents ready before starting the online registration process. Having all documents prepared in advance can help avoid delays during application submission and verification.
- Aadhaar Card linked with an active mobile number
- Matriculation certificate or mark sheet showing date of birth
- Intermediate (10+2), ITI, Polytechnic Diploma, or equivalent educational qualification certificate
- Permanent Residence (Domicile) Certificate of Bihar
- Caste Certificate, if applying under a reserved category quota
- Recent passport-size photograph
- Applicant’s signature
- Bank passbook copy or cancelled cheque
- PAN Card
- Detailed Project Report (DPR) or project proposal for the selected enterprise
How Beneficiaries Can Apply to Avail the Benefit of the Scheme
Women and transgender applicants can submit their applications online through the Udyami Portal. Before starting the registration process, keep all required documents ready and ensure that your Aadhaar-linked mobile number is active, as OTP verification is mandatory during registration.
Step 1: Visit the official registration portal of Udyami Bihar when the application window for Mukhyamantri Mahila Udyami Yojana is open.
Step 2: Complete the registration process by entering your Aadhaar number, mobile number, and email address.
Step 3: Enter the OTP received on your registered mobile number and create your login credentials to access the portal.
Step 4: After logging in, select “Mukhyamantri Mahila Udyami Yojana” from the list of entrepreneurship schemes available on the portal.
Step 5: Fill in your personal details, including your name, date of birth, address, and other information exactly as mentioned in your official documents.
Step 6: Provide details of your educational qualification, such as Intermediate (10+2), ITI, Polytechnic Diploma, or any other eligible qualification.
Step 7: Review the approved project list available on the Udyami Portal and choose the business activity you wish to establish under the scheme.
Step 8: Upload all required documents, including Aadhaar Card, residence certificate, educational certificates, bank account details, photograph, signature, and other supporting documents.
Step 9: Carefully verify all the information entered in the application form and submit it online. After submission, download and save the acknowledgement receipt for future reference.
What Happens Once You’ve Applied
Step 1: All applications received through the portal are considered for the computerized selection process conducted by the Department of Industries.
Step 2: If your application is selected, you will be informed through the portal and asked to complete the next stage of verification.
Step 3: Visit your nearest District Industries Centre (DIC) with the original documents for verification.
Step 4: After successful verification, participate in the entrepreneurship training programme arranged by the department.
Step 5: Open and maintain a current account in the name of the enterprise, as the approved financial assistance is transferred through the designated business account.
Step 6: Financial assistance is released in phases as per the approved project and scheme guidelines.
Step 7: Submit the required Utilization Certificate and progress details through the portal whenever instructed, so that subsequent instalments can be released without delay.
Important: Select your business project carefully before submitting the application, as changes are generally not permitted after approval. Applicants should also ensure that the proposed enterprise is established within their home district and that all information provided in the application matches the supporting documents.
Important Links Available of the Scheme
- Udyami Bihar Portal for Onlien Application
- Bihar Mukhyamantri Mahila Udyami Yojana Guidelines
- Registration and Login Portal
- Browse the Approved Project List
Contact Details in Case of Help Needed
- Department: Department of Industries, Government of Bihar
- Office Address: Directorate of Micro, Small and Medium Enterprises, Vikas Bhawan, 2nd Floor, New Secretariat, Nehru Path, Patna, Bihar – 800015
- Toll-Free Helpline: 1800-345-6214
- Email: dir-msme.ind-bih@gov.in
- In Person: Reach out to your local District Industries Centre
Frequently Asked Questions (FAQs)
Q. What is Mukhyamantri Mahila Udyami Yojana?
Ans. Mukhyamantri Mahila Udyami Yojana is a women-focused entrepreneurship scheme implemented by the Department of Industries, Government of Bihar. The scheme provides financial assistance of up to Rs. 10 lakh to eligible women and transgender applicants for establishing new business ventures.
Q. Who can apply under Mukhyamantri Mahila Udyami Yojana?
Ans. Women and transgender individuals who are permanent residents of Bihar, meet the prescribed age criteria, and possess the required educational qualification can apply under the scheme.
Q. Is the scheme available for applicants from all categories?
Ans. Yes. Mukhyamantri Mahila Udyami Yojana is open to eligible women and transgender applicants from all social categories, including General, SC, ST, EBC, BC, and other communities.
Q. How much financial assistance is provided under the scheme?
Ans. Selected beneficiaries can receive assistance of up to Rs. 10 lakh, comprising a grant component and an interest-free loan component as per the scheme guidelines.
Q. What is the grant and loan structure under Mukhyamantri Mahila Udyami Yojana?
Ans. Up to Rs. 5 lakh is provided as a grant that does not require repayment, while up to Rs. 5 lakh is provided as an interest-free loan. Additional support may also be available for entrepreneurship training and project monitoring.
Q. Are transgender applicants eligible to apply?
Ans. Yes. The scheme specifically allows eligible transgender individuals to apply and avail the benefits along with women applicants.
Q. How can beneficiaries apply for the scheme?
Ans. Applications are accepted online through the Udyami Portal. Applicants must complete registration, fill out the application form, upload the required documents, and submit the application online.
Q. Is entrepreneurship training mandatory?
Ans. Yes. Selected beneficiaries are required to participate in the training programme prescribed by the Department of Industries before receiving financial assistance under the scheme.
Q. What types of businesses can be started under the scheme?
Ans. Applicants can choose from various approved projects related to manufacturing, food processing, service-based enterprises, and traditional Bihar-based crafts notified by the Department of Industries.
Q. How is the loan repaid?
Ans. The loan component is generally repayable in 84 monthly instalments as per the provisions of the scheme.
Q. Can an applicant change the selected project after approval?
Ans. Applicants should carefully select their proposed project before submitting the application. Changes after approval may not be permitted under the scheme guidelines.
Q. Where can applicants get assistance regarding the scheme?
Ans. Applicants can contact their nearest District Industries Centre (DIC), call the helpline number 1800-345-6214, or visit the official Udyami Portal for guidance and updates.
Tabassum is a government schemes researcher and writer with 5 years of experience tracking Central and State welfare scheme programmes across India. She has covered 500+ schemes spanning agriculture, women welfare, education, and housing, helping lakhs of beneficiaries understand their entitlements in simple language.