Aapki Beti Hamari Beti (ABHB) Scheme is a girl child welfare scheme launched by the Government of Haryana to encourage the birth, education, and long-term financial security of daughters. Under this scheme, the Government makes a one-time investment of ₹21,000 with the Life Insurance Corporation of India (LIC) in the name of eligible girl children. The scheme mainly covers the first girl child born in Scheduled Caste (SC) and Below Poverty Line (BPL) families, as well as the second and third girl children of eligible Haryana families. Eligible beneficiaries can submit their applications online through the official SARAL Haryana Portal.
| Haryana Aapki Beti Hamari Beti (ABHB) Scheme Highlights | |
|---|---|
| Scheme Name | Aapki Beti Hamari Beti (ABHB) Scheme |
| Launched By | Government of Haryana |
| Implementing Department | Department of Women and Child Development, Government of Haryana |
| Eligible Beneficiaries | Eligible girl children belonging to Haryana resident families |
| Benefit Provided | One-time investment of ₹21,000 in the name of the eligible girl child through LIC of India |
| Birth Cut-off Date | 22 January 2015 (first and second girl child), 24 August 2015 (third girl child) |
| Maturity | Benefit becomes payable after the girl child attains 18 years of age, subject to scheme conditions |
| Application Mode | Online through the SARAL Haryana Portal |
| Government Fee | Nil |
| CSC/Atal Seva Kendra Service Charge | ₹10 (where applicable) |
| Processing Time | 60 working days (RTS) |
| Official Portal | saralharyana.gov.in |
Introduction of Haryana Aapki Beti Hamari Beti Scheme: A Brief Insight
Aapki Beti Hamari Beti (ABHB) Scheme is a flagship girl child welfare scheme launched by the Government of Haryana to improve the child sex ratio and provide long-term financial security to eligible daughters. Under this scheme, the Government makes a one-time investment of ₹21,000 with the Life Insurance Corporation of India (LIC) in the name of the eligible girl child. The amount becomes payable after she attains 18 years of age, subject to the conditions prescribed under the scheme.
The scheme was introduced to encourage families to value and educate daughters while discouraging gender discrimination. Along with promoting the birth of girl children, it also encourages timely pregnancy registration, birth registration, immunisation, Aadhaar enrolment, and early childhood care. Through this initiative, the Haryana Government aims to improve the overall welfare and development of girls from birth until adulthood.
The Department of Women and Child Development, Government of Haryana implements the scheme across the state with the support of Anganwadi Centres. The department verifies eligible beneficiaries, monitors compliance with the scheme conditions, and facilitates the release of benefits through LIC.
The scheme covers different categories of eligible girl children. The first girl child born in Scheduled Caste (SC) and Below Poverty Line (BPL) families on or after 22 January 2015 is eligible for the benefit. The second girl child of any family is also eligible if she is born on or after the same date, irrespective of caste, religion, or income. Additionally, the third girl child born on or after 24 August 2015 is covered under the revised scheme provisions. In the case of twin or multiple girl children, each eligible daughter receives the benefit separately as per the applicable rules.
To avail the benefit, the family must satisfy the prescribed eligibility conditions. The beneficiaries should belong to Haryana, the pregnancy should be registered at the Anganwadi Centre, the birth of the girl child should be officially registered, and the child should receive Aadhaar enrolment, age-appropriate immunisation, and other requirements notified under the scheme.
Eligible families can apply online through the SARAL Haryana Portal. After completing the registration process, applicants need to submit the required information and supporting documents for verification. Once the application is approved, the Government invests the prescribed amount with LIC in the name of the eligible girl child.
If you need any assistance regarding eligibility, online application, or the status of your application, you can contact the Department of Women and Child Development, Government of Haryana through the official contact details provided later in this article.
If you are looking for other Haryana Government welfare schemes for women and girls, you can also read our detailed guides on the Deendayal Lado Lakshmi Yojana and the Pradhan Mantri Matru Vandana Yojana (PMMVY). These schemes provide financial and welfare benefits at different stages of a woman’s life.
You can also explore our complete collection of Haryana Government Schemes to learn about the latest welfare programmes, scholarships, financial assistance schemes, and citizen services launched by the State Government.
Benefits Provided to Eligible Beneficiaries
The Aapki Beti Hamari Beti (ABHB) Scheme provides long-term financial security to eligible girl children by making a one-time investment of ₹21,000 with the Life Insurance Corporation of India (LIC). The scheme also continues benefits for eligible beneficiaries covered under the earlier Ladli Scheme. The major benefits are given below.
- First Girl Child Benefit: A one-time investment of ₹21,000 is made in the name of the first girl child born on or after 22 January 2015 in eligible Scheduled Caste (SC) and BPL families.
- Second Girl Child Benefit: A one-time investment of ₹21,000 is provided for the second girl child born on or after 22 January 2015, as per the scheme provisions.
- Third Girl Child Benefit: A one-time investment of ₹21,000 is available for the third girl child born on or after 24 August 2015 under the revised scheme provisions.
- Twin or Multiple Girl Children: In the case of twin or multiple girl children, each eligible daughter receives a separate investment of ₹21,000 according to the applicable scheme rules.
- Benefits under the Earlier Ladli Scheme: Eligible families already covered under the previous Ladli Scheme continue to receive benefits as per the applicable government guidelines.
- Amount Payable at 18 Years: The investment matures and becomes payable after the eligible girl child attains 18 years of age, subject to the conditions of the scheme.
According to the Department of Women and Child Development, Haryana, the scheme has benefited more than 4.60 lakh girl children across the state. The Government allocated a budget of ₹26,798.50 lakh for the scheme during the 2023–24 financial year.
Eligibility Conditions Required to be Fulfilled
Applicants must fulfil the following eligibility conditions to avail the benefits of the Haryana Aapki Beti Hamari Beti (ABHB) Scheme. The scheme covers eligible girl children belonging to Haryana resident families and prescribes specific conditions based on the birth order of the girl child.
- Girl Child: The beneficiary must be a girl child.
- First Girl Child: The first girl child born on or after 22 January 2015 is eligible if she belongs to a Scheduled Caste (SC) or Below Poverty Line (BPL) family.
- Second Girl Child: The second girl child born on or after 22 January 2015 is eligible as per the scheme provisions.
- Third Girl Child: The third girl child born on or after 24 August 2015 is eligible under the revised scheme provisions.
- Twin or Multiple Girl Children: Twin or multiple girl children are covered as per the applicable provisions of the scheme.
- Residence: The girl child and at least one parent should be residents of Haryana.
- Pregnancy Registration: The pregnancy should be registered with the nearest Anganwadi Centre or the Health Department before childbirth.
- Birth Registration: The birth of the girl child must be registered with the competent authority.
- Aadhaar: The girl child should have an Aadhaar number. If Aadhaar has not been issued, the parent’s Aadhaar may be accepted as per the scheme guidelines.
- Immunisation: The girl child should receive age-appropriate immunisation as prescribed.
- Anganwadi Enrolment: The girl child should be enrolled at the nearest Anganwadi Centre according to her age.
Documents Required to be Attached
Applicants should keep the following documents and details ready while applying for the Haryana Aapki Beti Hamari Beti (ABHB) Scheme.
- Parivar Pehchan Patra (PPP): Family ID Number.
- Birth Certificate: Birth certificate of the eligible girl child.
- Residence Proof: Ration Card, Voter ID Card, Electricity Bill, Telephone Bill, or any other valid residence proof.
- Scheduled Caste (SC) Certificate: Required for eligible SC families.
- BPL Certificate: Required for eligible BPL families.
- Immunisation Card: Immunisation record of the girl child.
How Beneficiaries Can Apply to Avail the Benefit of this Scheme
You can apply for the Haryana Aapki Beti Hamari Beti (ABHB) Scheme through the official SARAL Haryana Portal. Before starting the application, make sure your pregnancy has been registered at the Anganwadi Centre, your daughter’s birth has been registered, and all the required documents are ready. After that, simply follow the steps below.
Step 1: Visit the official SARAL Haryana Portal.
Step 2: If you are a new user, click on “New User? Register Here” and create your account using the required details.
Step 3: After registration, log in using your User ID and Password.
Step 4: Search for “Aapki Beti Hamari Beti Scheme” in the list of available services and open the application form.
Step 5: Enter all the required details, including the girl’s birth information, Parivar Pehchan Patra (PPP) details, and other information asked in the application form.
Step 6: Upload the required documents and submit your application.
Step 7: After submitting the form, note down the application reference number for future use.
Step 8: The concerned department will verify your application and the uploaded documents.
Step 9: If all the details are found correct, your application will be approved under the scheme.
Step 10: After approval, the Government invests ₹21,000 with LIC of India in the name of the eligible girl child. The amount becomes payable after she attains 18 years of age, subject to the scheme conditions.
From Ladli Scheme to Aapki Beti Hamari Beti: How the Scheme Changed
Before the launch of the Aapki Beti Hamari Beti (ABHB) Scheme in 2015, the Haryana Government provided financial assistance to eligible families through the Ladli Scheme. Under that scheme, financial assistance was released in annual instalments over a fixed period.
After the introduction of the ABHB Scheme, the Government adopted a new benefit structure by making a one-time investment of ₹21,000 with the Life Insurance Corporation of India (LIC) in the name of the eligible girl child. However, families who had already become eligible under the earlier Ladli Scheme continued to receive benefits according to the provisions applicable to them. This ensured that existing beneficiaries were not affected by the introduction of the new scheme.
Aapki Beti Hamari Beti vs Sukanya Samriddhi Yojana: What Is the Difference?
Many people assume that the Aapki Beti Hamari Beti Scheme and the Sukanya Samriddhi Yojana are the same because both focus on the financial security of girl children. However, they are completely different schemes.
- Aapki Beti Hamari Beti Scheme: A welfare scheme of the Haryana Government under which the Government makes a one-time investment of ₹21,000 with LIC in the name of eligible girl children. Only eligible Haryana resident families can avail its benefits.
- Sukanya Samriddhi Yojana: A small savings scheme of the Government of India in which parents or guardians voluntarily deposit money into a Sukanya Samriddhi Account. The account earns interest at the rate notified by the Government from time to time.
Important Links Available
- Aapki Beti Hamari Beti Scheme Details
- Apply Online through SARAL Haryana
- Download Application Form (PDF)
- Official Scheme Notification (PDF)
Contact Details in Case of Help Needed
If you need any assistance regarding eligibility, online application, or other scheme-related queries, you can contact the Department of Women and Child Development, Government of Haryana using the details below.
- Department: Department of Women and Child Development, Government of Haryana
- Helpline: 0172-3968400
- Email: saral.haryana@gov.in
Frequently Asked Questions (FAQs)
Q. What is the Aapki Beti Hamari Beti (ABHB) Scheme?
Ans. Aapki Beti Hamari Beti (ABHB) is a Haryana Government welfare scheme under which a one-time investment of ₹21,000 is made with LIC in the name of eligible girl children.
Q. Which department implements the scheme?
Ans. The scheme is implemented by the Department of Women and Child Development, Government of Haryana.
Q. Who is eligible to apply under the scheme?
Ans. Eligible Haryana resident families fulfilling the prescribed conditions for the first, second, or third girl child can apply under the scheme.
Q. What is the birth cut-off date under the scheme?
Ans. The birth cut-off date is 22 January 2015 for the first and second girl child categories and 24 August 2015 for the third girl child category.
Q. Is the first girl child of every family eligible?
Ans. No. The first girl child benefit is available only to eligible Scheduled Caste (SC) and BPL families as per the scheme guidelines.
Q. Are twin or multiple girl children covered?
Ans. Yes. Twin or multiple girl children are covered according to the provisions of the scheme.
Q. Is pregnancy registration mandatory?
Ans. Yes. Pregnancy should be registered with the Anganwadi Centre or the Health Department before childbirth.
Q. Is Aadhaar mandatory for the beneficiary?
Ans. Yes. The girl child should have an Aadhaar number. If Aadhaar has not been issued, the parent’s Aadhaar may be accepted as per the scheme guidelines.
Q. Is an immunisation record required?
Ans. Yes. The immunisation record of the girl child is required as per the scheme conditions.
Q. How can I apply for the Aapki Beti Hamari Beti Scheme?
Ans. Eligible applicants can apply online through the SARAL Haryana Portal by submitting the application form along with the required documents.
Q. Is there any application fee?
Ans. There is no government application fee. However, a service charge of ₹10 may be applicable when applying through a CSC or Atal Seva Kendra.
Q. How long does it take to process the application?
Ans. The prescribed Right to Service (RTS) timeline for processing the application is 60 working days.
Q. When will the benefit amount be released?
Ans. The investment becomes payable after the eligible girl child attains 18 years of age, subject to the scheme conditions.
Q. Can beneficiaries of the earlier Ladli Scheme continue to receive benefits?
Ans. Yes. Eligible beneficiaries covered under the earlier Ladli Scheme continue to receive benefits according to the applicable government provisions.
Q. How many beneficiaries have been covered under the scheme?
Ans. According to the Department of Women and Child Development, Haryana, the scheme has benefited more than 4.60 lakh girl children across the state.
Tabassum is a government schemes researcher and writer with 5 years of experience tracking Central and State welfare scheme programmes across India. She has covered 500+ schemes spanning agriculture, women welfare, education, and housing, helping lakhs of beneficiaries understand their entitlements in simple language.