Haryana Pandit Deen Dayal Upadhyay Samuhik Pashudhan Bima Yojana

Pandit Deen Dayal Upadhyay Samuhik Pashudhan Bima Yojana, implemented by the Department of Animal Husbandry & Dairying, Government of Haryana, provides affordable livestock insurance to farmers at highly subsidised rates. Eligible beneficiaries can insure their animals for as little as Rs. 25-300 per year, while Scheduled Caste livestock owners receive insurance coverage completely free of cost through government support.

Introduction of Haryana Pandit Deen Dayal Upadhyay Samuhik Pashudhan Bima Yojana: A Brief Insight

For many rural families in Haryana, livestock is more than an asset, it is a regular source of income and financial stability. The sudden death of a cow, buffalo, goat, or other livestock due to disease, accident, or natural causes can create a serious economic burden. To provide financial protection in such situations, the Government of Haryana launched Pandit Deen Dayal Upadhyay Samuhik Pashudhan Bima Yojana in 2019 under the broader National Livestock Mission framework.

The scheme is implemented by the Department of Animal Husbandry & Dairying, Government of Haryana, through the Haryana Livestock Development Board. Its primary objective is to provide insurance coverage for livestock and reduce the financial risk faced by farmers and animal rearers when an insured animal dies due to disease, accident, natural calamity, electric shock, snake bite, or other covered causes.

Under the scheme, livestock owners can insure their animals by paying a highly subsidised premium. Farmers generally pay between Rs. 100 and Rs. 300 per year for large animals, while small animals can be insured for only Rs. 25 per year. Scheduled Caste beneficiaries receive insurance coverage completely free of cost, as the State Government bears the entire premium on their behalf.

The scheme covers up to 5 large animals or 50 small animals per beneficiary under the concessional premium structure. In the event of the death of an insured animal, eligible owners can receive compensation as per the approved insurance norms, helping them recover from unexpected financial loss and continue their livestock activities without major disruption.

Applications can be submitted online through the Antyodaya-SARAL Portal or offline through Common Service Centres, Veterinary Hospitals, and Animal Husbandry offices across Haryana. For assistance regarding registration, application status, or claims, beneficiaries can contact the SARAL helpline at 0172-3968400.

Farmers enrolled under this livestock insurance scheme may also explore the Central Government’s PM Kisan Samman Nidhi Yojana, which provides direct income support to eligible farming families. Haryana residents can also check the DAYALU Yojana, which offers financial assistance in cases of accidental death or disability affecting economically weaker families.

Livestock owners, dairy farmers, and citizens looking for more agriculture, animal husbandry, and welfare schemes offered by the Haryana Government can explore all available programmes on our Haryana Government Welfare Schemes List page.

Benefits Provided to Eligible Beneficiaries

The Department of Animal Husbandry & Dairying of the Government of Haryana offers insurance protection and financial security to livestock owners under Pandit Deen Dayal Upadhyay Samuhik Pashudhan Bima Yojana.

Subsidised Insurance Premium

• Large animals can be insured at a highly subsidised premium ranging from Rs. 100 to Rs. 300 per year, depending on the category and valuation of the animal
• Small animals can be insured at a concessional premium of Rs. 25 per year
• Scheduled Caste (SC) beneficiaries receive insurance coverage completely free of cost, as the entire premium is paid by the State Government
• The Haryana Government bears the major share of the insurance premium, reducing the financial burden on livestock owners

Financial Compensation in Case of Animal Death

• Insurance coverage is available for deaths caused by disease, accident, electric shock, snake bite, attacks by venomous creatures, flood, and fire
• Eligible beneficiaries can receive compensation of up to Rs. 86,000 per large animal, subject to the approved valuation and insurance norms
• The exact sum insured depends on factors such as the animal’s type, age, breed, and assessed value
• Insurance protection remains valid for one year from the date of enrolment and can be renewed annually

Wide Coverage Across Haryana

• The scheme was launched in 2019 with a target of insuring around 10 lakh livestock animals
• The Government earmarked approximately Rs. 71.79 crore for implementation of the scheme
• By July 2023, more than 8.52 lakh livestock animals had already been covered under the insurance programme

Time-Bound Service Delivery

Pandit Deen Dayal Upadhyay Samuhik Pashudhan Bima Yojana is covered under the Haryana Right to Service Act, 2014. This ensures that applications are processed within the prescribed timeline. In case of unnecessary delays, applicants can raise grievances or file an appeal through the SARAL Portal to seek timely resolution.

Eligibility Conditions Required to be Fulfilled

Government of Haryana has prescribed the following eligibility conditions for beneficiaries seeking insurance coverage under Pandit Deen Dayal Upadhyay Samuhik Pashudhan Bima Yojana.

• Must be a permanent resident of Haryana
• Must own eligible livestock, including cows, buffaloes, bulls, camels, horses, sheep, goats, or pigs
• The scheme is available to all livestock owners and farmers across the state
• Scheduled Caste (SC) beneficiaries are entitled to fully subsidised insurance coverage without paying any premium
• A beneficiary can insure a maximum of 5 large animals or 50 small animals under the scheme’s concessional insurance provisions
• The livestock proposed for insurance must meet the identification and eligibility requirements prescribed by the department and the insurance provider

Who Is Not Eligible

• Individuals who are not residents of Haryana
• Applicants unable to establish ownership of the livestock being insured
• Beneficiaries seeking concessional coverage beyond the prescribed limit of 5 large animals or 50 small animals
• Animals that do not satisfy the identification, tagging, or other eligibility conditions specified under the scheme guidelines

Documents Required to be Attached

Applicants interested in availing benefits under Pandit Deen Dayal Upadhyay Samuhik Pashudhan Bima Yojana should keep the required documents ready in advance. Having the correct documents available can help avoid delays during registration and policy issuance.

• Aadhaar Card of the applicant
• Parivar Pehchan Patra (PPP/Family ID), as the scheme is integrated with Haryana’s Family ID system
• Proof of residence in Haryana, if not already verified through PPP records
• Livestock ownership proof or relevant records issued by the Animal Husbandry Department or local veterinary authorities
• Caste Certificate, for Scheduled Caste beneficiaries claiming fully subsidised insurance coverage
• Bank passbook copy showing account number and IFSC code for claim settlement purposes
• Recent passport-size photograph of the applicant
• Photograph of the insured livestock, including identification tag details wherever applicable

How Beneficiaries Can Apply to Avail the Benefit of the Scheme

Applying for Pandit Deen Dayal Upadhyay Samuhik Pashudhan Bima Yojana is quite simple. Livestock owners can either apply online through the SARAL Portal or visit a nearby service centre for assistance. Follow the steps below carefully to complete your registration without any difficulty.

Online Application via Antyodaya-SARAL Portal

Step 1: Open the official Antyodaya-SARAL Portal on your mobile phone or computer.

Step 2: If you are using the portal for the first time, click on “New User/Register Here”. Enter your name, mobile number, email ID, and complete the OTP verification process.

Step 3: After registration, log in to your account using your User ID and Password.

Step 4: Search for the Department of Animal Husbandry & Dairying services and select “Pandit Deen Dayal Upadhyay Samuhik Pashudhan Bima Yojana”.

Step 5: Fill in all required details carefully, including your Parivar Pehchan Patra (PPP) information and details of the livestock you want to insure, such as animal type, age, number of animals, and tag or identification number wherever available.

Step 6: Enter your bank account details correctly. If a future insurance claim is approved, the compensation amount will be credited to this account.

Step 7: Upload the required documents, including Aadhaar Card, PPP details, caste certificate (if applicable), livestock ownership records, bank passbook copy, and photographs.

Step 8: Pay the prescribed insurance premium online. General beneficiaries pay the applicable premium, while eligible Scheduled Caste beneficiaries can avail insurance coverage without paying any premium.

Step 9: Review all information once again to ensure there are no mistakes. After verification, submit the application.

Step 10: After successful submission, save or note down the Application Reference ID. This number will help you track the status of your application in the future.

Step 11: You can check the progress of your application anytime through the “Track Application” option available on the SARAL Portal.

Offline Application

Alternative: Applicants who are not comfortable using online services can visit their nearest Antyodaya-SARAL Kendra, Common Service Centre (CSC), Veterinary Hospital, or District Animal Husbandry Office. Officials at these centres will help you fill out the application form, verify your documents, and complete the registration process.

If Your Animal Dies After Enrolment: Claim Process

Step 1: Inform your nearest Veterinary Hospital, Veterinary Dispensary, or Animal Husbandry Office as soon as possible after the animal’s death.

Step 2: A veterinary officer will inspect the case and conduct the required examination or post-mortem procedure to determine the cause of death.

Step 3: Submit the necessary claim documents, including the death report, post-mortem certificate (if required), insurance details, animal identification records, and bank account information.

Step 4: After verification by the concerned authorities and insurance company, the approved compensation amount will be transferred directly to your bank account.

Important: Do not delay reporting the death of an insured animal. Early reporting helps avoid claim-related complications and speeds up the verification process. Keep your insurance certificate, application details, and animal tag information safely preserved throughout the policy period.

Important Links Available of the Scheme

• Apply Online and Track Application Status through Antyodaya-SARAL Portal
• Department of Animal Husbandry & Dairying, Haryana Official Website
• Pandit Deen Dayal Upadhyay Samuhik Pashudhan Bima Yojana Guidelines and Scheme Details

Contact Details in Case of Help Needed

• Nodal Department: Department of Animal Husbandry & Dairying, Government of Haryana
• Address: Pashudhan Bhawan, Sector-2, Panchkula, Haryana
• SARAL Helpline: 0172-3968400 (8:00 AM to 8:00 PM, Monday to Saturday)
• Local Level: Contact your nearest Veterinary Hospital/Dispensary, or your District Deputy Director, Animal Husbandry & Dairying

Frequently Asked Questions (FAQs)

Q. What is Pandit Deen Dayal Upadhyay Samuhik Pashudhan Bima Yojana?

Ans. Pandit Deen Dayal Upadhyay Samuhik Pashudhan Bima Yojana is a livestock insurance scheme of the Department of Animal Husbandry & Dairying, Haryana. It helps livestock owners protect themselves against financial losses arising from the death of insured animals.

Q. Who can apply under this scheme?

Ans. Any eligible livestock owner who is a resident of Haryana can apply. The scheme covers owners of cows, buffaloes, bulls, camels, horses, sheep, goats, pigs, and other notified livestock.

Q. How much premium is payable under the scheme?

Ans. The premium ranges from Rs. 100 to Rs. 300 per year for large animals and Rs. 25 per year for small animals. Scheduled Caste beneficiaries receive insurance coverage without paying any premium.

Q. How many animals can be insured?

Ans. A beneficiary can avail concessional insurance coverage for up to 5 large animals or 50 small animals under the scheme.

Q. What risks are covered under the insurance policy?

Ans. The insurance generally covers animal deaths caused by disease, accidents, electric shock, snake bites, attacks by venomous creatures, floods, fire, and other approved causes mentioned in the policy guidelines.

Q. How much compensation is provided if an insured animal dies?

Ans. The compensation amount depends on the insured animal’s category, age, and assessed value. For large animals, the insured value can go up to approximately Rs. 86,000 as per applicable norms.

Q. How can I apply for Pandit Deen Dayal Upadhyay Samuhik Pashudhan Bima Yojana?

Ans. You can apply online through the Antyodaya-SARAL Portal or visit your nearest Antyodaya-SARAL Kendra, Common Service Centre (CSC), Veterinary Hospital, or District Animal Husbandry Office for assistance.

Q. Which documents are usually required for application?

Ans. Applicants generally need Aadhaar Card, Parivar Pehchan Patra (PPP), livestock ownership details, bank account information, photographs, and a caste certificate in case of Scheduled Caste beneficiaries.

Q. What should I do if my insured animal dies?

Ans. Inform the nearest Veterinary Hospital or Animal Husbandry office immediately. A veterinary officer will verify the case, after which you can submit the required claim documents for insurance settlement.

Q. How long does the insurance coverage remain valid?

Ans. The insurance cover remains valid for one year from the date of enrolment. Beneficiaries can renew the policy after the coverage period ends.

Q. Is the scheme covered under the Haryana Right to Service Act?

Ans. Yes. The service is notified under the Haryana Right to Service Act, 2014, allowing applicants to track service delivery timelines and raise grievances if delays occur.

Q. Where can I get assistance regarding the scheme?

Ans. You can contact the SARAL helpline at 0172-3968400 or visit your nearest Veterinary Hospital, Animal Husbandry Office, or Antyodaya-SARAL Kendra for guidance.

Tabassum

Tabassum is a government schemes researcher and writer with 5 years of experience tracking Central and State welfare scheme programmes across India. She has covered 500+ schemes spanning agriculture, women welfare, education, and housing, helping lakhs of beneficiaries understand their entitlements in simple language.