Karnataka Samagra Mathru Arogya Palane Scheme

Pregnant women and lactating mothers belonging to BPL, SC, and ST categories in Karnataka will receive free delivery services, maternity kits, and financial assistance under the sub-schemes of the Samagra Mathru Arogya Palane Scheme of the Karnataka Government.
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Introduction of Karnataka Samagra Mathru Arogya Palane Scheme: A Brief Insight

• The Samagra Mathru Arogya Palane Scheme is a comprehensive maternity welfare initiative launched by the Government of Karnataka to ensure safe motherhood and financial security for pregnant women and lactating mothers belonging to economically weaker sections.
• The main aim of the scheme is to reduce maternal and infant mortality, encourage institutional deliveries, and provide complete healthcare support before and after childbirth.
• The scheme is implemented through government hospitals, empanelled hospitals, Anganwadi centres, and ASHA workers across the state under the monitoring of Health & Family Welfare Services of the Karnataka Government.
• This umbrella scheme includes four important sub-schemes, each designed to support women at different stages of pregnancy and post-delivery care.
• Under the Thayi Bhagya Scheme, pregnant women can deliver their child completely free of cost at government or empanelled hospitals.
• The government bears all expenses related to delivery, medicines, treatment, and check-ups.
• Free transportation from home to hospital is also provided to ensure safe access to healthcare facilities.
• The Thayi Bhagya Plus Scheme provides financial assistance to eligible women who deliver their child in a non-empanelled private hospital.
• A fixed financial amount is given to reduce their financial burden.
• Through the Madilu Kit Scheme, women who deliver in government hospitals receive a Madilu Kit containing essential daily-use items for both mother and newborn.
• This kit supports basic postnatal care and hygiene needs.
• The Prasoothi Araike Scheme provides one-time financial assistance to lactating mothers.
• The amount varies based on category (SC/ ST or BPL) and is given in instalments to support nutrition and post-delivery care.
• Overall, the Samagra Mathru Arogya Palane Scheme brings together healthcare services and financial assistance to protect both mother and child during pregnancy and after childbirth.
• The Karnataka Government supports eligible women by covering medical expenses, providing essential maternity kits, arranging transportation, and granting financial aid.
• Through this combined support system, the scheme reduces financial stress and promotes safe motherhood across the state.
• Lakhs of women in Karnataka have already received benefits under this initiative.
• Under each sub-scheme, the local Anganwadi Worker or the concerned government hospital enrols eligible women according to the scheme guidelines.
• For any information, clarification, or help with registration and documents, beneficiaries can directly contact their nearest Anganwadi Worker or ASHA Worker.
• Further, the Complete List of Karnataka Government Schemes can be seen here.

Benefits Provided to Eligible Beneficiaries

• Under the Samagra Mathru Arogya Palane Scheme, the Karnataka Government provides the following benefits to pregnant women and lactating mothers through its sub-schemes :-
  

  Scheme Name	Benefits
  Thayi Bhagya Scheme	Pregnant women can deliver free of cost at any government or empanelled hospital. All delivery expenses will be borne by the Karnataka Government. Pre and post-pregnancy treatment is completely free. Free transportation from home to the hospital is provided. No charges for medicines. All pre and postnatal check-ups are free.
  Thayi Bhagya Plus Scheme	Financial assistance is available for delivery in a non-empanelled private hospital. An amount of Rs. ,000 will be provided to eligible beneficiaries.
  Madilu Kit Scheme	A Madilu Kit will be provided to the woman beneficiary. Each kit contains 19 essential daily-use items. The cost of each kit is around Rs. 1,500. Women delivering in a private hospital will also receive Rs. 1,000 financial assistance.
  Prasoothi Araike Scheme	One-time financial assistance will be provided to lactating mothers. SC/ ST mothers will receive Rs. 3,000. BPL mothers will receive Rs. 2,000. The assistance will be given in instalments. Benefits are applicable for up to two deliveries.

Eligibility Conditions Required to be Fulfilled

• The following are the sub-scheme-wise eligibility criteria under the Samagra Mathru Arogya Palane Scheme, and the beneficiary applicant must fulfill the eligibility conditions of each scheme separately :-
  

  Scheme Name	Eligibility
  Thayi Bhagya Scheme	The applicant must be a pregnant woman or a lactating mother. The beneficiary must be a permanent resident of Karnataka. She should belong to the BPL category. She must belong to either the Scheduled Caste or the Scheduled Tribe category.
  Thayi Bhagya Plus Scheme	The woman beneficiary must be a permanent resident of Karnataka. The child must be born in a non-empanelled private hospital. She should belong to the BPL category. She must belong to either the Scheduled Caste or the Scheduled Tribe category.
  Madilu Kit Scheme	The woman beneficiary must be a permanent resident of Karnataka. The child must be born in a government hospital. She should belong to the BPL category. She must belong to either the Scheduled Caste or the Scheduled Tribe category.
  Prasoothi Araike Scheme	Only pregnant women are eligible for the benefits. The applicant must be a permanent resident of Karnataka. She should belong to the BPL category. She must belong to the Scheduled Caste or Scheduled Tribe category. The child must be delivered in a government hospital.

Documents Required to be Attached

• Beneficiary Women will be required to submit the following documents at the time of registration under any of the sub-schemes of Samagra Mathru Arogya Palane Scheme of the Government of Karnataka :-
  • Domicile or Any Karnataka Residence Proof.
  • Certificate of Caste.
  • Beneficiary Aadhaar Card.
  • ANC Number.
  • BPL Ration Card.
  • MAMTA Card.
  • Mobile Number.
  • Bank Account Number with IFSC Code.
  • Any Document asked by the ASHA/ ANM/ Anganwadi Worker.

How Beneficiaries Can Apply to Avail the Benefit of this Scheme

• To get benefits under the Samagra Mathru Arogya Palane Scheme and its sub-schemes like Madilu Kit Scheme, Thayi Bhagya Scheme, Thayi Bhagya Plus Scheme and Prasoothi Araike Scheme, beneficiary women will need to follow the following mentioned steps.
• First, contact your nearest Anganwadi Worker or ASHA Worker.
• They will guide you about the scheme and check whether you are eligible or not.
• For some schemes, registration is done at a government hospital.
• So, you may also need to visit the hospital if the worker tells you to do so.
• The Anganwadi Worker will enrol pregnant women or lactating mothers in the schemes according to their eligibility.
• At the time of enrollment, beneficiary women will have to provide all the required documents.
• After successful registration, women applicants will receive an acknowledgement receipt as proof of enrollment.
• Once enrolled, eligible women will receive benefits under the scheme in different stages, as per the rules of each sub-scheme.

Important Links of the Scheme

• Karnataka Health & Family Welfare Services Website.

Contact Details of the Scheme in Case of Help Needed

• Karnataka Health Department Office Contact Numbers.

Tabassum

Tabassum is a senior content writer with 5 years of experience in creating well-researched and user-friendly content on Central and State Government schemes.