The Pradhan Mantri Unauthorized Colonies in Delhi Awas Adhikar Yojana (PM-UDAY) is a central government initiative that grants legal ownership rights to residents of unauthorized colonies in Delhi. Under this scheme, beneficiaries can obtain conveyance deeds or authorization slips, enabling them to sell, transfer, or mortgage their properties. As a result, residents get legal security along with access to financial and housing benefits.
Pradhan Mantri Unauthorized Colonies in Delhi Awas Adhikar Yojana (PM-UDAY) Highlights | |
|---|---|
| Scheme Name | Pradhan Mantri Unauthorized Colonies in Delhi Awas Adhikar Yojana (PM-UDAY) |
| Date of Launch | 29 October 2019. |
| Benefits Provided | Legal ownership rights, property transfer, and loan eligibility. |
| Eligible Beneficiaries | Residents of notified unauthorized colonies in Delhi. |
| Official Portal | pmuday.ncog.gov.in |
| Responsible Agency | |
| How to Apply | Online through the official portal or mobile application |
Introduction of PM-UDAY Scheme: A Brief Insight
In Delhi, a large population, approximately 40 lakh residents, lives in unauthorized colonies where properties are often held through informal documents like GPA, Agreement to Sell, or possession papers. Due to the absence of legal ownership, residents face difficulties in selling, transferring, or using their property for financial purposes. To address this long-standing issue, the Government of India introduced the Pradhan Mantri Unauthorized Colonies in Delhi Awas Adhikar Yojana (PM-UDAY).
The Ministry of Housing and Urban Affairs (MoHUA) launched this scheme in 2019 after the approval of the Union Cabinet to grant ownership, transfer, and mortgage rights to residents of 1,731 unauthorized colonies. The scheme is backed by the National Capital Territory of Delhi (Recognition of Property Rights of Residents in Unauthorized Colonies) Act, 2019, which enables legal registration of such properties.
Under the PM-UDAY Scheme, eligible residents receive ownership rights in the form of a Conveyance Deed or Authorization Slip. As a result, they can legally sell or transfer their property, take bank loans, and protect themselves from eviction risks. The scheme does not provide financial assistance but ensures the legal security of property ownership.
The application process is completely online through the official portal and mobile application, where applicants can submit documents, complete GIS-based verification, and track their application status. In addition, the government has also introduced updates to simplify regularisation and improve access to basic infrastructure in these colonies.
While PM-UDAY Scheme focuses on providing ownership rights in urban unauthorised colonies, beneficiaries looking for housing assistance can also explore schemes like Pradhan Mantri Awas Yojana – Rural for rural housing support and Pradhan Mantri Awas Yojana – Urban for urban housing subsidies.
For more such government initiatives, you can check the Complete List of Central Government Schemes and the Welfare Scheme List of the Delhi Government, which is available here.
PM-UDAY 2026 Update: Regularisation of 1,511 Colonies on “As-Is Where-Is” Basis
In a landmark decision announced on 7 April 2026, the Ministry of Housing and Urban Affairs expanded PM-UDAY significantly. Here are the key changes:
- 1,511 out of 1,731 unauthorised colonies (those not falling under exclusion criteria) will now be regularised on an “as-is, where-is” basis, without requiring approved layout plans.
- Land use of all plots and buildings in these colonies will be officially treated as residential.
- Convenience shops up to 20 sq. metres will be regularised if they have a right-of-way access of 6 metres. Shops up to 10 sq. metres may have a lesser right-of-way requirement.
- Absence of approved layout plans will no longer be a barrier to regularisation.
- MCD/local bodies will issue Certificates of Regularisation and facilitate the development of civic infrastructure.
- The Revenue Department, GNCTD, will issue Conveyance Deeds / Authorisation Slips to eligible residents.
How to Apply for Regularisation (SWAGAM Portal)
Applications for regularisation are accepted on the MCD SWAGAM Portal (mcdonline.nic.in/swagam) from 24 April 2026 for cases where a Conveyance Deed or Authorisation Slip has already been issued.
Structured Processing Timeline
| Step | Timeline |
|---|---|
| GIS Survey completion | Within 7 days |
| Rectification of application deficiencies | Within 15 days |
| Issuance of Conveyance Deed | Within 45 days |
Redevelopment Rules (New 2026 Norms)
- For reconstruction or redevelopment, land equal to 50% of the right-of-way
Deficiency must be surrendered to achieve minimum access widths (6m internal roads, 9m approach roads). - FAR (Floor Area Ratio) will be calculated on the original plot area but utilised within the reduced plot after surrender.
- If the existing FAR exceeds permissible limits, penal charges of 3× additional FAR charges will apply.
PM-UDAY Scheme Charges and Fee Structure
Applicants under the PM-UDAY Scheme have to pay nominal charges based on the size of the property and applicable circle rates. The government has kept these charges significantly lower than market rates.
| Property Size (Carpet Area) | Charges (Public Land – Built-up) | Charges (Private Land – Built-up) |
|---|---|---|
| Less than 100 sq.m | ¼ × Carpet Area × 0.5% of Circle Rate | ½ of Public Land charges |
| 100 sq.m to less than 250 sq.m | ¼ × Carpet Area × 1% of Circle Rate | ½ of Public Land charges |
| 250 sq.m and above | ¼ × Carpet Area × 2.5% of Circle Rate | ½ of Public Land charges |
Note: No rights shall be conferred or recognised on vacant public land.
Benefits Provided to Eligible Beneficiaries
Under the PM-UDAY scheme, residents of Unauthorized Colonies receive legal recognition of their property, which directly improves their security and financial standing.
- Legal ownership rights through Conveyance Deed or Authorization Slip.
- Right to sell, transfer, or mortgage the property without restrictions.
- Access to bank loans and financial services using the property as an asset.
- Protection from eviction or demolition due to unauthorized status.
- Increase in property value after legal recognition.
- Eligibility to get building plans approved for construction or modification.
- Improved chances of infrastructure development in the colony.
- Provides legal ownership rights to approximately 40 lakh residents of 1,731 unauthorized colonies across Delhi.
Eligibility Conditions Required to be Fulfilled
Residents of Unauthorized Colonies in Delhi can apply under PM-UDAY only if their property and ownership status meet the government-defined conditions given below:
- The property must be located in a notified Unauthorized Colony (UC) in Delhi.
- The applicant must be in physical possession of the property.
- The property should exist on or before 01 June 2014.
- The colony should meet the minimum built-up criteria as defined by the government.
- The applicant must have supporting documents such as GPA, Agreement to Sell, Will, or similar ownership proofs.
- The property should not fall under restricted or prohibited areas.
- Maximum Floor Limit: Ownership rights under the PM-UDAY Scheme are considered only up to four (4) constructed/ covered floors built in a plot. In case of stilt parking, only up to four floors above the stilt are considered.
The scheme covers the following types of properties:
- Residential properties.
- Mixed-use properties.
- Certain commercial properties (as permitted).
Important: Properties located in restricted zones such as forest land, Yamuna floodplain, ridge areas, or land protected under specific laws are not eligible under this scheme.
Properties and Areas Not Eligible Under PM-UDAY Scheme
The PM-UDAY Scheme does not apply to properties located in restricted or prohibited zones. Applicants should ensure their property does not fall under the following areas:
- Reserved or protected forest areas.
- Yamuna floodplain and Zone-O areas.
- Delhi ridge areas.
- Land under high-tension lines or the right-of-way of roads.
- Areas protected under the Ancient Monuments and Archaeological Sites Act.
- Other land is restricted under government laws.
Documents Required to be Attached
Applicants need to submit the following documents while applying under the PM-UDAY scheme to establish identity, possession, and ownership claim:
- Aadhaar Card of the applicant.
- PAN Card (if available).
- Property documents such as GPA, Agreement to Sell, Will, or Sale Deed.
- Possession proof of the property.
- Payment proof related to the property transaction.
- Latest electricity or water bill.
- Self-declaration affidavit.
- Indemnity bond (as prescribed).
- Passport-size photograph.
How Beneficiaries Can Apply to Avail the Benefit of this Scheme
Applicants can apply under the PM-UDAY scheme through the official online portal or mobile application. The process involves registration, document upload, GIS survey, and verification before final approval.
Step 1: Visit the official portal: PM-UDAY Portal or download the mobile application from here: PM-UDAY Mobile App.
Step 2: Register on the portal using personal details like Name, Gender, Mobile Number, Address and Property Details.
Step 3: Log in to your account with your mobile number and enter property details such as location, plot size, and ownership information.
Step 4: Upload all required documents, including GPA, Agreement to Sell, possession proof, and identity documents.
Step 5: Get a GIS survey conducted through an empanelled agency for mapping and verification of the property.
Step 6: The concerned authority carries out document scrutiny and physical verification of the property.
Step 7: After successful verification, the payment link is generated for applicable charges.
Step 8: Make the payment online. After that, the application moves for final approval.
Step 9: Upon approval, the authority issues the Conveyance Deed or Authorisation Slip.
Step 10: Visit the Sub-Registrar’s office for registration of the issued document to complete the process.
Applicants can track their application status directly through the portal using their login credentials.
PM-UDAY GIS Survey Charges (Government-Fixed Rates)
DDA has empanelled GIS survey firms and fixed maximum rates that these agencies can charge applicants:
| Property Size | Maximum GIS Survey Charge (Excl. GST) |
|---|---|
| Less than 100 sq.m | Rs. 800/- |
| 100 sq.m to less than 250 sq.m | Rs. 1,000/- |
| 250 sq.m and above | Rs. 2,500/- |
If you are charged more than these rates by any agency, report it to the nearest PM-UDAY Processing Centre.
Types of Ownership Documents Issued under PM-UDAY Scheme
Under the PM-UDAY scheme, beneficiaries receive legal ownership through the following documents, based on the type of land:
- Conveyance Deed (CD): Issued for properties located on government land, providing full ownership rights.
- Authorization Slip (AS): Issued for properties located on private land, allowing recognition of ownership and transfer rights.
Both documents enable property registration and allow residents to legally transfer, sell, or mortgage their property.
Key Difference Between Conveyance Deed and Authorization Slip
| Feature | Conveyance Deed (CD) | Authorization Slip (AS) |
|---|---|---|
| Issued for | Built-up properties on Government land | Properties on Private Land |
| Ownership type | Full ownership rights | Recognition of transfer/mortgage rights |
| Registration required | Yes, at the Sub-Registrar’s office | Yes, at the Sub-Registrar’s office |
| Validity after issuance | Must be registered within 3 months | Must be registered within 3 months |
Important: If the CD/ AS is not registered at the Sub-Registrar’s office within 3 months from the date of issuance by DDA, the document stands expired and must be revalidated.
Important Links Available
- Official PM-UDAY Scheme Portal.
- Track Application Status of PM-UDAY Scheme.
- Download PM-UDAY Scheme Official Mobile App.
- Official PM-UDAY Scheme Guidelines.
- Delhi Development Authority (DDA) Official Website.
- Ministry of Housing and Urban Affairs (MoHUA).
- SWAGAM Portal (Regularisation Cases).
Contact Details in Case of Help Needed
- For in-person support, applicants can visit the nearest DDA PM-UDAY Processing Centre.
- Head Office: PM-UDAY Cell, Delhi Development Authority (DDA), Vikas Sadan, INA, New Delhi
- For regularisation-related queries, visit: SWAGAM Portal.
Frequently Asked Questions (FAQs)
Q. What is the PM-UDAY scheme?
Ans. PM-UDAY is a government scheme that provides legal ownership rights to residents of unauthorized colonies in Delhi.
Q. Who can apply under PM-UDAY?
Ans. Residents who have property in notified unauthorized colonies in Delhi and possess valid ownership-related documents can apply.
Q. What is the cutoff date for eligibility?
Ans. The property should exist on or before 01 June 2014 to be eligible under the scheme.
Q. What type of ownership document is issued?
Ans. The authority issues a Conveyance Deed or Authorization Slip depending on the type of land.
Q. Can I apply online for PM-UDAY?
Ans. Yes, applicants can apply through the official portal or mobile application.
Q. Is there any fee to apply under PM-UDAY?
Ans. Yes, applicants have to pay nominal charges based on property size and category, along with applicable registration fees.
Q. Can I take a loan after getting ownership rights?
Ans. Yes, after receiving ownership rights, you can use the property to avail bank loans.
Q. Are all unauthorised colonies covered under this scheme?
Ans. No, colonies located in restricted areas such as forest land, the Yamuna floodplain, or protected zones are not covered.
Q. What is a GIS survey in PM-UDAY?
Ans. A GIS survey is a mapping process used to verify the exact location and details of the property.
Q. How can I track my PM-UDAY application status?
Ans. You can track your application status through the official PM-UDAY portal using your login credentials.
Q. Is it mandatory to visit any office during the process?
Ans. In most cases, the process is online, but applicants may need to visit the Sub-Registrar’s office for final registration.
Q. What happens after approval of the application?
Ans. After approval, the authority issues ownership documents, and the applicant completes registration to finalise the process.
Q. What is the validity of a Conveyance Deed or Authorisation Slip after issuance?
Ans. The CD/AS must be registered at the Sub-Registrar’s office within 3 months of issuance. If not registered in time, the document expires and must be revalidated.
Q. How many floors are covered under PM-UDAY ownership rights?
Ans. Only up to 4 constructed floors are considered. In case of stilt parking, up to 4 floors above the stilt are eligible.
Q. What is the SWAGAM portal?
Ans. SWAGAM (mcdonline.nic.in/swagam) is an MCD portal launched in 2026 for applying for the regularisation of unauthorised colonies in Delhi, for residents who have already received their Conveyance Deed or Authorisation Slip under
PM-UDAY.
Q. What if my property falls outside the delineated boundary of an Unauthorised Colony?
Ans. Properties falling completely outside the delineated boundary of an Unauthorised Colony are ineligible under PM-UDAY. You can use the ‘UC Locator’ feature in the PM-UDAY mobile app to check your property’s status.
Tabassum is a government schemes researcher and writer with 5 years of experience tracking Central and State welfare programmes across India. She has covered 500+ schemes spanning agriculture, women welfare, education, and housing, helping lakhs of beneficiaries understand their entitlements in simple language.