Many women from economically weaker households in Delhi continue to face financial challenges in meeting their day-to-day expenses. To provide regular financial assistance and strengthen the economic security of eligible women, the Government of the National Capital Territory (NCT) of Delhi has introduced the Delhi Lakshmi Yojana. Under this scheme, eligible beneficiaries will receive Rs. 2,500 every month through the Direct Benefit Transfer (DBT) system directly into their Aadhaar-linked bank accounts.
The Delhi Government has earmarked Rs. 5,110 crore for the implementation of the scheme during the financial year 2026-27. The Government has also released the official eligibility conditions, exclusion criteria, and the list of documents required for beneficiary verification. However, the online registration portal and mobile application have not been launched yet. Once the registration process begins, eligible women will be able to apply through the official portal of the Women and Child Development Department.
Delhi Lakshmi Yojana Highlights | |
|---|---|
| Scheme Name | Lakshmi Yojana |
| Earlier Name | Mahila Samriddhi Yojana |
| Implementing Department | Women and Child Development Department, Government of NCT of Delhi |
| Financial Assistance | Rs. 2,500 per month |
| Mode of Benefit Transfer | Direct Benefit Transfer (DBT) |
| Budget Allocation | Rs. 5,110 crore (FY 2026-27) |
| Eligible Age | 21 to 60 years |
| Annual Family Income Limit | Below Rs. 2.5 lakh |
| Minimum Residence Requirement | 10 years in Delhi |
| Registration Status | From 01-08-2026 |
| Official Website | wcd.delhi.gov.in |
Introduction of Delhi Lakshmi Yojana: A Brief Insight
The Lakshmi Yojana is a flagship financial assistance programme of the Government of the National Capital Territory (NCT) of Delhi designed to provide monthly monetary support to eligible women from economically weaker families. Earlier announced as Mahila Samriddhi Yojana, the scheme is now being implemented under its new official name, Delhi Lakshmi Yojana. The Government has already notified the eligibility conditions, exclusion criteria, and the list of supporting documents, while the registration process is expected to begin after the launch of the official application platform.
Under the scheme, every eligible beneficiary will receive Rs. 2,500 per month through the Direct Benefit Transfer (DBT) system. The financial assistance will be credited directly to the beneficiary’s Aadhaar-linked bank account after successful verification of her application. To support the implementation of the scheme, the Delhi Government has earmarked Rs. 5,110 crore in the financial year 2026-27.
The Lakshmi Scheme of the Delhi Government primarily targets women between 21 and 60 years of age belonging to BPL or EWS families. Applicants must fulfil the prescribed income, residence, and other eligibility conditions notified by the Government before they can become eligible to receive the monthly assistance. The Women and Child Development Department will carry out the verification process after applications are submitted through the official registration system.
At present, the Government has not opened the online registration portal or mobile application for Delhi Lakshmi Yojana. Eligible women should wait for the official announcement before applying and should avoid unofficial websites or mobile applications claiming to provide registrations. The complete application schedule and registration procedure will be published on the official portals of the Women and Child Development Department and the Government of NCT of Delhi.
Besides Lakshmi Yojana, the Delhi Government also operates several welfare initiatives for women, students, senior citizens, and economically weaker sections. Readers may also explore the Lakhpati Bitiya Yojana for girl children, the Saheli Pink Smart Card Scheme for free bus travel, and our dedicated page on Delhi Government Welfare Schemes to learn about other welfare programmes currently available in Delhi.
Benefits Provided to Eligible Beneficiaries
The Lakshmi Yojana has been introduced to provide monthly financial assistance to eligible women from economically weaker families in Delhi. Instead of offering a one-time grant, the scheme proposes continuous financial support through Direct Benefit Transfer (DBT), enabling beneficiaries to use the amount according to their household requirements.
- Every approved beneficiary will receive Rs. 2,500 each month under the scheme.
- The monthly assistance adds up to Rs. 30,000 in a financial year.
- The Government will deposit the sanctioned amount directly into the beneficiary’s Aadhaar-seeded bank account through the DBT mechanism.
- The Delhi Government has set aside Rs. 5,110 crore in the 2026-27 Budget for implementing the scheme.
- The financial support can help eligible women manage routine household expenses and improve their financial independence.
- Only applications approved after document verification and eligibility scrutiny will receive the monthly financial assistance.
Eligibility Conditions Required to be Fulfilled
The Government of the National Capital Territory (NCT) of Delhi has prescribed specific conditions for women seeking financial assistance under the Lakshmi Yojana. Applicants must satisfy every mandatory requirement during the verification process. Meeting only some of the conditions will not make an applicant eligible for the scheme.
- The applicant must belong to a BPL or EWS household.
- The combined annual income of the family should remain below Rs. 2.5 lakh.
- Only a woman who is 21 years or above but has not completed 60 years of age can apply.
- The family should have been residing in Delhi for at least 10 years before submitting the application.
- The applicant must possess a valid Aadhaar Card along with a Voter ID Card reflecting her Delhi address.
- The benefit will be sanctioned to only one eligible woman from a family. If multiple women qualify, preference will be given to the eldest eligible member.
- No person in the applicant’s family should be serving as a Government employee or paying Income Tax.
- The applicant’s family must fulfil all other verification requirements notified by the Women and Child Development Department.
Applications Liable to Be Rejected
The department may reject an application if the applicant falls under any of the following categories during document verification.
- The applicant is below 21 years or has already attained the age of 60 years.
- The family’s yearly income is more than Rs. 2.5 lakh.
- The household owns a private four-wheeler.
- The family includes a Government employee or an Income Tax payer.
- The applicant receives a Government pension or any other recurring financial assistance that is not permitted under the scheme.
- The prescribed 10-year residence condition in Delhi is not fulfilled.
- The applicant has more than three living children.
- The household consumes more than 2,400 units of electricity in a year.
- The applicant fails to produce the required documents or does not satisfy the verification process prescribed by the competent authority.
Important: Receiving benefits under the Public Distribution System (PDS) or Ayushman Bharat does not automatically disqualify an applicant. Such women can also apply, provided they satisfy all other eligibility conditions notified by the Government.
Documents Required to be Attached
The Women and Child Development Department has notified the documents that applicants may need while applying for the Delhi Lakshmi Yojana. During the registration and verification process, applicants should ensure that all supporting documents are valid, updated, and match the information provided in the application form.
- Identity Proof
- Proof of Residence in Delhi
(Any One)- Voter ID Card showing a Delhi address.
- Delhi Ration Card, wherever applicable.
- Driving Licence.
- Electricity Bill or Domestic Gas Connection Bill.
- Age Verification Documents
(Any One)- Birth Certificate.
- Class 10 Marksheet or Certificate.
- School Leaving Certificate.
- Driving Licence.
- PAN Card.
- Financial and Other Supporting Documents
- Bank Passbook of an Aadhaar-linked savings account.
- Recent passport-size photograph.
- BPL or EWS-related documents, wherever applicable.
- Recommendation issued by the local MP or MLA of the concerned constituency.
Note: The competent authority may ask applicants to submit additional documents during scrutiny if required. Therefore, applicants should keep the original documents ready until the verification process is completed.
How Beneficiaries Can Apply to Avail the Benefit of this Scheme
The online application process for the Lakshmi Yojana has not started yet. Although the Government has notified the eligibility conditions and the documents required for the scheme, the dedicated registration portal and mobile application are still under development. Once the registration facility becomes available, eligible women will be able to complete the application process through the official platform notified by the Women and Child Development Department.
Applicants are advised to rely only on official Government websites for registration-related announcements and should avoid unofficial portals or mobile applications claiming to accept applications before the official launch.
Step 1: Visit the official Women and Child Development Department website or the Delhi Government Portal to check whether the registration process has commenced.
Step 2: After the registration portal becomes active, create a new user account using your mobile number and complete the OTP verification process.
Step 3: Enter the required personal, family, residential, and bank account details exactly as mentioned in your supporting documents.
Step 4: Upload the prescribed documents, including identity proof, residence proof, income-related documents, and other certificates required by the department.
Step 5: Review the application carefully before final submission. After submitting the form, download or print the acknowledgement receipt for future reference.
Step 6: The concerned department will verify the application, supporting documents, and eligibility details. Applicants found eligible after verification will receive the monthly financial assistance directly in their Aadhaar-linked bank account through the Direct Benefit Transfer (DBT) system.
Important: The Government has not yet announced the official registration date for the Delhi Lakshmi Yojana. All future updates regarding the application schedule, registration portal, mobile application, and beneficiary verification process will be published through the official websites of the Government of NCT of Delhi.
Important Links Available
- Official Eligibility Criteria & Document Guidelines (PDF)
- Women and Child Development Department, Government of NCT of Delhi
- Official Portal of the Government of NCT of Delhi
- Delhi e-District Portal
Note: The Government has not activated the online registration portal for the Delhi Lakshmi Yojana. Applicants should regularly visit the official websites to check the latest notifications regarding registration, application dates, and beneficiary verification.
Contact Details in Case of Help Needed
Applicants seeking information related to the Lakshmi Yojana may contact the Women and Child Development Department, Government of the National Capital Territory (NCT) of Delhi through the following official channels:
- Department: Women and Child Development Department, Government of NCT of Delhi
- Office Address: Maharana Pratap ISBT Building, Kashmere Gate, Delhi – 110006
- Telephone: 011-23070378, 011-23380513
- Email: wcd@nic.in
Important: The department has not yet announced a dedicated helpline for the Delhi Lakshmi Yojana. Until a scheme-specific support system is introduced, applicants may use the above contact details for official enquiries.
Frequently Asked Questions (FAQs)
Q. What is the Delhi Government’s Lakshmi Yojana?
Ans. Lakshmi Yojana is a monthly financial assistance scheme of the Government of NCT of Delhi. Under the scheme, eligible women will receive Rs. 2,500 every month through the Direct Benefit Transfer (DBT) system after their applications are approved.
Q. Is Delhi Lakshmi Yojana a new scheme?
Ans. The scheme was originally announced as Mahila Samriddhi Yojana. The Delhi Government has now introduced it under the official name Lakshmi Yojana.
Q. Who can become a beneficiary under Lakshmi Yojana?
Ans. Women aged between 21 and 60 years belonging to eligible BPL or EWS families and fulfilling all the prescribed eligibility conditions can apply for the scheme.
Q. Has the Delhi Government started accepting applications?
Ans. No. The Government has released the eligibility conditions and document guidelines, but the online registration portal and mobile application have not been launched yet.
Q. How will beneficiaries receive the financial assistance?
Ans. After successful verification, the approved amount will be transferred directly to the beneficiary’s Aadhaar-linked bank account through the DBT system.
Q. Can more than one woman from the same family receive the benefit?
Ans. No. The scheme allows financial assistance to only one eligible woman from a family. Preference will be given to the eldest eligible woman as per the notified guidelines.
Q. Will women receiving benefits under PDS or Ayushman Bharat be disqualified?
Ans. No. Receiving benefits under the Public Distribution System (PDS) or Ayushman Bharat does not by itself make an applicant ineligible, provided all other eligibility conditions are fulfilled.
Q. Where will the official registration portal be available?
Ans. The Delhi Government will announce the registration portal through the official websites of the Women and Child Development Department and the Government of NCT of Delhi once registrations are opened.
Q. Is there any application fee for Lakshmi Yojana?
Ans. The Government has not announced any application fee for the scheme. Applicants should rely only on official notifications for updates regarding the registration process.
Tabassum is a government schemes researcher and writer with 5 years of experience tracking Central and State welfare scheme programmes across India. She has covered 500+ schemes spanning agriculture, women welfare, education, and housing, helping lakhs of beneficiaries understand their entitlements in simple language.