Telangana Gruha Lakshmi Scheme

Telangana Gruha Lakshmi Scheme is going to be the major social welfare scheme of Telangana Government. Government of Telangana will provide financial assistance of Rs. 3,00,000/- to all eligible beneficiary for the construction of House. Financial Assistance under Telangana Gruha Lakshmi Scheme will be provided in 3 equal instalment of Rs. 1,00,000/- each.

Introduction of Telangana Gruha Lakshmi Scheme: A Brief Insight

• Most people has their own land but they are not able to built a house on it.
• The main reason behind this is poor financial conditions of people.
• Now Telangana Government comes up with a solution by starting a new scheme.
• Telangana Gruha Lakshmi Scheme is going to start in whole of Telangana in the year 2023.
• The main aim of Government of Telangana behind launching Telangana Gruha Lakshmi Scheme is to provide financial support to those people who are not able built their own house instead of having a piece of land.
• This Scheme is also called “Telangana Griha Lakshmi Scheme” or “Telangana Housing Assistance Scheme for Poor” or “Telangana Housing Assistance Scheme” or “Telangana Gruha Lakshmi Pathakam”.
• Department of Transport, Road and Building is the nodal department of this scheme.
• And Telangana State Housing Corporation Limited is the implementing body of Telangana Gruha Lakshmi Scheme.
• Government of Telangana will provide monetary assistance of Rs. 3,00,000/- (Three Lakh Rupees Only) to all eligible beneficiary for house construction.
• This is not a one time financial grant.
• But Telangana Government will provided this financial assistance in 3 equal instalments on 3 stages of house construction as mentioned below :-
  

  Stage	Amount
  Basement Level	Rs. 1,00,000/-
  Roof Stage	Rs. 1,00,000/-
  On Final Completion	Rs. 1,00,000/-

• Financial Assistance under Telangana Gruha Lakshmi Scheme is not for all homeless people.
• Monetary Assistance of Rs. 3,00,000/- will only provided to those beneficiaries who has their own house constructible land.
• Houses will be sanctioned only in the name of women beneficiary i.e. in the name of Married Women or A Widow.
• Beneficiary Women belongs to Economically Weaker Section (EWS) are only eligible to avail the benefit of financial assistance for house construction under Gruha Lakshmi Scheme of Telangana.
• Beneficiary Women should also be a holder of Food Security Card.
• Beneficiary can itself choose the design of house constructed under Gruha Lakshmi Scheme.
• House have 2 Bedrooms, Toilet and will be built on RCC framed structure.
• Telangana Government targets to provide financial assistance to built around 4,00,000 such houses across Telangana.
• Financial Assistance will only be transferred in the bank account of Women.
• No financial assistance will be provided in the Jan Dhan Bank Account of Beneficiary.
• Now, Congress Government has started Indiramma Indlu Housing Scheme in which financial assistance of Rs. 5,00,000/- will be provided for construction of house.
• Beneficiary can avail the benefit of monetary assistance for construction of house through Gruha Lakshmi Application Form.

Benefits Provided to Beneficiaries

• The following benefits will be provided to Women Beneficiary of Telangana under Gruha Lakshmi Scheme :-
  

  Rs. 3,00,000/- will be Provided for House Construction. Financial Assistance for Construction of House will be given in 3 Equal Instalment :- Amount Stage Rs. 1,00,000/- At Basement Level. Rs. 1,00,000/- At Roof Level. Rs. 1,00,000/- At House Completion.

Eligibility Criteria Set for Applicants

• The following eligibility conditions is set by Telangana Government in order to avail the benefit of Gruha Lakshmi Scheme :-
  

  Beneficiary should be a Permanent Resident of Telangana State. Beneficiary should be a Women. Beneficiary Women should have a Valid Food Security Card. (FSC) Beneficiary Women should belong to Economically Weaker Section. (EWS) Beneficiary Women should be Married or a Widow. Land should be in the Name of Beneficiary. Beneficiary should be a Resident of Urban Local Body or Village Area.

Documents Required at the Time of Apply

• The following documents is required to be attached with Application Form at the time of applying for Gruha Lakshmi Scheme of Telangana Government :-
  

  Domicile or Residence Proof of Telangana. Applicant Aadhar Card. Ration Card of Family. Applicant Photograph. Details of Bank Account. Mobile Number.

How Beneficiary Can Apply for Scheme

• Beneficiary can avail the benefits of Gruha Lakshmi Scheme of Telangana by filling an Application Form.
• Telangana Gruha Lakshmi Scheme Application Form will be available at any of the following offices :-
  • Municipal Corporation Office.
  • Gram Panchayat Office.
  • Mandal Office.
  • Gram Sabha Office.
• Take the Application Form and fill it correctly.
• Now attach all the mandatory documents with Gruha Lakshmi Scheme Application Form.
• Submit the Application Form with all the documents in the same office.
• Concerned Officials will verify the Documents and Application Form of Gruha Lakshmi Scheme.
• Once the verification is done, the monetary assistance of Rs. 3,00,000/- under Telangana Gruha Lakshmi Scheme will be transferred in 3 equal instalment in the bank account of beneficiary women.

Important Links Related to the Scheme

• Official Website of Telangana Gruha Lakshmi Scheme.
• Application Form of Telangana Gruha Lakshmi Scheme not available in pdf form.
• State Housing Corporation Limited Telangana Portal.
• Guidelines of Telangana Gruha Lakshmi Scheme.

Contact Details of Scheme for Support

• Helpline Number of Telangana Gruha Lakshmi Scheme :- 040-29390057.
• Contact Number of Telangana State Housing Corporation Limited :- 040-23225018.
• Contact Email of Telangana State Housing Corporation Limited :- helpdesk.tshcl@cgg.gov.in.

Conclusion of Scheme

• Gruha Lakshmi Scheme will surely help those poor residents of Telangana who doesn’t have the source to construct their own house. The amount under Gruha Lakshmi Scheme is not that much, but it is enough to construct a well structured house. Again the proper implementation of scheme is more important to provide benefits the real needy people of Telangana.

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