Uttar Pradesh Mukhyamantri Jan Arogya Abhiyan

Mukhyamantri Jan Arogya Abhiyan (MMJAA) is a health insurance scheme launched by the Government of Uttar Pradesh on 1 March 2019 that provides cashless treatment up to Rs. 5 lakh per family per year to eligible families who were left out of Ayushman Bharat PM-JAY. The scheme is fully funded by the state government. Check eligibility at beneficiary.nha.gov.in.

Introduction of Uttar Pradesh Mukhyamantri Jan Arogya Abhiyan: A Brief Insight

When the Central Government launched Ayushman Bharat Pradhan Mantri Jan Arogya Yojana in September 2018, millions of poor families across India received cashless health coverage of Rs. 5 lakh per year. But lakhs of families in Uttar Pradesh who were equally poor and vulnerable found their names missing from the SECC 2011 beneficiary list. These families had no access to the same cashless treatment that their neighbours were receiving. To bridge this gap, the Government of Uttar Pradesh launched the Mukhyamantri Jan Arogya Abhiyan on 1 March 2019.

The State Agency for Comprehensive Health and Integrated Services (SACHIS) implements the scheme on behalf of the Government of Uttar Pradesh. MMJAA covers families left out of PM-JAY who meet similar socio-economic deprivation criteria. The scheme uses the same benefit package, the same empanelled hospitals, and the same treatment rates as Ayushman Bharat PM-JAY, the only difference is that MMJAA is fully funded by the state government.

Under the Mukhyamantri Jan Arogya Yojana of the Uttar Pradesh Government, every eligible family receives cashless and paperless treatment up to Rs. 5 lakh per family per year at 6,391 empanelled government and private hospitals across Uttar Pradesh and India. The scheme covers 1,929 treatment packages across 27 specialities, including cardiac surgery, cancer treatment, neurosurgery, kidney care, and orthopaedics. All pre-existing conditions are covered from Day 1. There is no cap on family size.

MMJAA is not an application-based scheme. The Government of Uttar Pradesh has already prepared the beneficiary list. Eligible families simply need to verify their eligibility at beneficiary.nha.gov.in and generate their Ayushman Card through the nearest Jan Seva Kendra, empanelled hospital, or the Ayushman App. As of May 2026, SACHIS has issued over 5.76 crore Ayushman Cards covering 9.56 crore beneficiaries across Uttar Pradesh.

Families in Uttar Pradesh who want to know about the central government’s flagship health scheme can also explore Ayushman Bharat Pradhan Mantri Jan Arogya Yojana, which provides cashless coverage of Rs. 5 lakh per year to SECC 2011-listed families across India. State government employees and pensioners in UP can check the Pandit Deendayal Upadhyay Rajya Karmchari Cashless Chikitsa Yojana, which provides unlimited cashless treatment to UP government employees at empanelled hospitals. Teachers working in Basic Shiksha Parishad schools can explore the Mukhyamantri Shikshak Cashless Chikitsa Yojana, which provides cashless treatment up to Rs. 5 lakh per family per year to eligible teachers and their dependents.

Families and anyone looking for more health and welfare schemes available under the Uttar Pradesh Government can explore all available programmes on our Welfare Schemes List of Uttar Pradesh Government page.

Benefits Provided to Eligible Beneficiaries

The Government of Uttar Pradesh provides the following healthcare benefits to all eligible families under the Mukhyamantri Jan Arogya Abhiyan through the State Agency for Comprehensive Health and Integrated Services (SACHIS) at empanelled hospitals across India:

• Cashless and paperless treatment up to Rs. 5 lakh per family per year for secondary and tertiary care hospitalisation
• Treatment available at 6,391 empanelled government and private hospitals across Uttar Pradesh and India
• Covers 1,929 treatment packages across 27 medical specialities, including cardiac care, cancer treatment, neurosurgery, orthopaedics, and kidney care
• All pre-existing conditions are covered from Day 1 of enrollment
• No cap on family size – all family members of an eligible family are covered under one Ayushman Card
• National portability, Ayushman Card is valid for cashless treatment at any empanelled hospital across India
• Scheme fully funded by the Government of Uttar Pradesh – no premium or cost to the beneficiary
• Same benefit package as Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY)

Medical Specialities Covered

Eligibility Conditions Required to be Fulfilled

The Government of Uttar Pradesh launched the Mukhyamantri Jan Arogya Abhiyan specifically for families who were left out of the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) despite meeting similar socio-economic deprivation criteria. The State Agency for Comprehensive Health and Integrated Services (SACHIS) maintains the beneficiary records for this scheme:

• The family must belong to a category notified by the Government of Uttar Pradesh under the MMJAA scheme
• The family must be listed in the MMJAA beneficiary records maintained by SACHIS
• The family must not already be covered under AB-PMJAY
• The family must have valid Aadhaar details for beneficiary verification and Ayushman Card generation
• There is no cap on family size – all members of an eligible family are covered under the scheme

Who Is Not Eligible

• Families already covered under Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY)
• Families not listed in the MMJAA beneficiary records of SACHIS

Important: Beneficiaries can check their family’s eligibility status at beneficiary.nha.gov.in using their Aadhaar number or Ration Card number before applying for the Ayushman Card.

Documents Required to be Attached

Eligible beneficiaries must keep the following documents ready to generate their Ayushman Card under the Mukhyamantri Jan Arogya Abhiyan at the nearest Jan Seva Kendra or empanelled hospital:

• Aadhaar Card of the beneficiary
• Mobile number linked to Aadhaar for OTP verification
• Ration Card of the family
• Family identification details as registered in the MMJAA beneficiary records

How Beneficiaries Can Apply to Avail the Benefit of this Scheme

To avail cashless treatment under the Mukhyamantri Jan Arogya Abhiyan, eligible families must first obtain an Ayushman Card. Before starting the card generation process through any method, verify your family’s eligibility at beneficiary.nha.gov.in using your Aadhaar number or Ration Card number. Only families appearing in the MMJAA beneficiary records can generate the Ayushman Card and avail cashless treatment.

Method 1: Generate Ayushman Card Through beneficiary.nha.gov.in

Step 1: Visit beneficiary.nha.gov.in on your mobile or computer. This is the official National Health Authority beneficiary portal for Ayushman Card generation.

Step 2: Enter your Aadhaar number and verify your identity using the OTP received on your Aadhaar-linked mobile number.

Step 3: After OTP verification, your family’s eligibility status will appear on screen. If your family is listed under MMJAA, your family details and all eligible members will be visible.

Step 4: Select the family members for whom you want to generate the Ayushman Card. Complete the e-KYC process for each member by verifying their Aadhaar details.

Step 5: After successful e-KYC, download your Ayushman Card directly from the portal. Carry this card whenever you visit any empanelled hospital for cashless treatment.

Method 2: Generate Ayushman Card Through Ayushman App

Step 1: Download the Ayushman App on your Android smartphone from the Google Play Store: Download Ayushman App from Google Play Store. Open the app after installation.

Step 2: Enter your Aadhaar number on the app and verify your identity using the OTP received on your Aadhaar-linked mobile number.

Step 3: After verification, check your family’s eligibility status. If your family appears in the MMJAA beneficiary records, all eligible family members will be displayed on screen.

Step 4: Complete the e-KYC process for each eligible family member through the app. After successful e-KYC, download and save your Ayushman Card directly through the app.

Method 3: Generate Ayushman Card at Jan Seva Kendra (Common Service Centre)

Step 1: Carry your Aadhaar card and Ration Card and visit the nearest Jan Seva Kendra or Common Service Centre (CSC) in your area. Inform the operator that you want to generate an Ayushman Card under the Mukhyamantri Jan Arogya Abhiyan.

Step 2: The CSC operator will open beneficiary.nha.gov.in and check your family’s eligibility using your Aadhaar number. If your family is listed under MMJAA, the operator will proceed with card generation.

Step 3: Complete the e-KYC verification process at the centre. The operator will generate and print your Ayushman Card. Collect the card and keep it safely for future use at empanelled hospitals.

Method 4: Generate Ayushman Card at an Empanelled Hospital Through Arogya Mitra

Step 1: Visit any empanelled hospital in your district and go to the Arogya Mitra helpdesk. Carry your Aadhaar card and Ration Card. The Arogya Mitra is specifically posted at every empanelled hospital to assist MMJAA and PM-JAY beneficiaries.

Step 2: The Arogya Mitra will check your family’s eligibility on the hospital system using your Aadhaar number. If your family is listed under MMJAA, the Arogya Mitra will complete the e-KYC process and generate your Ayushman Card at the hospital itself.

How to Avail Cashless Treatment After Getting Your Ayushman Card

Step 1: Visit any empanelled hospital in India. Check the complete list of empanelled hospitals at hospitals.pmjay.gov.in.

Step 2: Go to the Arogya Mitra helpdesk at the hospital and show your Ayushman Card along with your Aadhaar card. The Arogya Mitra will verify your eligibility and complete the admission process for cashless treatment.

Step 3: After treatment and discharge, the hospital directly claims the treatment cost from SACHIS. You do not need to pay anything or seek reimbursement for covered treatments.

Important: If any empanelled hospital refuses cashless treatment, call the SACHIS toll-free helpline at 1800 1800 4444 immediately or raise a grievance at cgrms.nha.gov.in. For any technical issues related to Ayushman Card generation, the Arogya Mitra at any empanelled hospital can assist you with e-KYC updates and card-related issues.

Difference Between Ayushman Bharat PM-JAY and Mukhyamantri Jan Arogya Abhiyan

Many families in Uttar Pradesh are confused about whether they are covered under Ayushman Bharat PM-JAY or Mukhyamantri Jan Arogya Abhiyan or both. The two schemes serve different beneficiary groups but provide the same treatment benefits. The table below clearly explains the difference:

In simple terms, if your family is listed in the SECC 2011 database, you receive benefits under PM-JAY. If your family was left out of PM-JAY despite being eligible, you may be covered under the Mukhyamantri Jan Arogya Abhiyan. Both schemes provide the same Rs. 5 lakh cashless treatment at the same empanelled hospitals. Check your eligibility at beneficiary.nha.gov.in to find out which scheme covers your family.

How to Check Whether Your Family Is Covered Under PM-JAY or MMJAA?

Many families in Uttar Pradesh are unsure whether they are covered under Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) or the state’s Mukhyamantri Jan Arogya Abhiyan (MMJAA). The easiest way to find out is through the official National Health Authority beneficiary portal, which displays your family’s eligibility details and the scheme under which you are covered.

Step 1: Visit beneficiary.nha.gov.in on your mobile phone or computer.

Step 2: Log in using your mobile number and complete the OTP verification process.

Step 3: Search for your family using Aadhaar Number, Family ID, Ration Card Number, or other available search options.

Step 4: If your family is found in the beneficiary database, the portal will display the eligible family members and the scheme under which your family is covered.

Step 5: If your family is covered under Ayushman Bharat PM-JAY, you can generate and download the Ayushman Card and avail cashless treatment at empanelled hospitals across India.

Step 6: If your family is covered under Mukhyamantri Jan Arogya Abhiyan (MMJAA), you can also generate the Ayushman Card and avail the same cashless treatment benefits at empanelled hospitals.

Important: If your family does not appear in the beneficiary database or you face any difficulty during verification, contact the SACHIS helpline at 1800 1800 4444, visit the nearest Jan Seva Kendra (CSC), or seek assistance from the Arogya Mitra helpdesk at any empanelled hospital.

Important Links Available

• Mukhyamantri Jan Arogya Abhiyan Official Page – SACHIS
• Check Eligibility and Generate Ayushman Card
• Find Empanelled Hospitals Across India
• Ayushman Bharat Grievance Portal
• MMJAA Government Orders and Guidelines
• Circulars and Advisory Guidelines – SACHIS
• Ayushman App – Google Play Store
• Ayushman Sarathi App – Google Play Store
• SACHIS Official Portal

Contact Details in Case of Help Needed

• Office: State Agency for Comprehensive Health and Integrated Services (SACHIS), 2nd to 4th Floor, Navchetna Kendra, 10 Ashok Marg, Hazratganj, Lucknow, Uttar Pradesh, Pin: 226001
• Toll Free Helpline: 1800 1800 4444
• Email: uprsby@yahoo.co.in

Frequently Asked Questions (FAQs)

Q. What is Mukhyamantri Jan Arogya Abhiyan?

Ans. Mukhyamantri Jan Arogya Abhiyan (MMJAA) is a health insurance scheme launched by the Government of Uttar Pradesh on 1 March 2019. It provides cashless and paperless treatment up to Rs. 5 lakh per family per year for secondary and tertiary care hospitalisation to eligible families who were left out of Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) despite meeting similar socio-economic deprivation criteria. The scheme is fully funded by the Government of Uttar Pradesh and implemented through SACHIS.

Q. Is Mukhyamantri Jan Arogya Abhiyan different from Ayushman Bharat PM-JAY?

Ans. Yes. Ayushman Bharat PM-JAY is a Central Government scheme covering families listed in the SECC 2011 database. Mukhyamantri Jan Arogya Abhiyan is a state scheme fully funded by the Government of Uttar Pradesh that covers eligible families who were left out of PM-JAY. Both schemes provide the same Rs. 5 lakh cashless treatment benefit at the same empanelled hospitals using the same benefit package.

Q. How much health coverage is available under this scheme?

Ans. Every eligible family receives cashless treatment coverage up to Rs. 5 lakh per family per year for secondary and tertiary care hospitalisation at empanelled government and private hospitals across India. There is no cap on family size – all family members of an eligible family are covered.

Q. Who is eligible for Mukhyamantri Jan Arogya Abhiyan?

Ans. Families who were left out of AB-PMJAY coverage despite meeting similar socio-economic deprivation criteria and are listed in the MMJAA beneficiary records maintained by SACHIS are eligible. Families can check their eligibility at beneficiary.nha.gov.in using their Aadhaar number or Ration Card number.

Q. Can a family apply separately to get included in this scheme?

Ans. No. Mukhyamantri Jan Arogya Abhiyan is not an application-based scheme. The Government of Uttar Pradesh has already prepared the beneficiary list. Families listed in the MMJAA beneficiary records simply need to generate their Ayushman Card to avail cashless treatment benefits.

Q. How can I check whether my family is eligible?

Ans. Visit beneficiary.nha.gov.in and enter your Aadhaar number or Ration Card number to check your family’s eligibility status. You can also visit the nearest Jan Seva Kendra or empanelled hospital and ask the Arogya Mitra to check your eligibility on the spot.

Q. What is an Ayushman Card and why is it important?

Ans. The Ayushman Card is the official beneficiary identification card issued to eligible MMJAA families. It is mandatory to avail of cashless treatment at any empanelled hospital across India. Without a valid Ayushman Card, the hospital cannot process cashless treatment for the beneficiary. The card is generated after successful e-KYC verification of Aadhaar details.

Q. How can I get my Ayushman Card?

Ans. After verifying eligibility, eligible beneficiaries can generate their Ayushman Card through four methods – online at beneficiary.nha.gov.in, through the Ayushman App, at the nearest Jan Seva Kendra or Common Service Centre, or at any empanelled hospital through the Arogya Mitra helpdesk.

Q. Is treatment available in private hospitals?

Ans. Yes. Eligible MMJAA beneficiaries can avail of cashless treatment at both government and empanelled private hospitals across Uttar Pradesh and India. The scheme covers 6,391 empanelled hospitals in UP. Beneficiaries can check the complete list of empanelled hospitals at hospitals.pmjay.gov.in.

Q. What treatments are covered under this scheme?

Ans. The scheme covers 1,929 treatment packages across 27 medical specialities, including cardiac care, cancer treatment, neurosurgery, orthopaedics, kidney care, gynaecology, general surgery, and critical care. All pre-existing conditions are covered from Day 1 of enrollment. The benefit package is the same as Ayushman Bharat PM-JAY.

Q. Is the scheme completely free for beneficiaries?

Ans. Yes. The Mukhyamantri Jan Arogya Abhiyan is fully funded by the Government of Uttar Pradesh. Eligible beneficiaries do not pay any premium, registration fee, or treatment cost for covered treatments at empanelled hospitals. The entire cashless treatment cost is settled directly between the hospital and SACHIS.

Q. How can I find empanelled hospitals near me?

Ans. Visit hospitals.pmjay.gov.in to search for empanelled hospitals district-wise across Uttar Pradesh and India. You can also download the Ayushman Sarathi App to find empanelled hospitals near your location.

Q. What should I do if an empanelled hospital refuses cashless treatment?

Ans. Call the SACHIS toll-free helpline at 1800 1800 4444 immediately to report the issue. You can also raise a formal grievance at cgrms.nha.gov.in. The Arogya Mitra at any empanelled hospital is also available to assist you in resolving treatment-related issues.

Q. What is the SACHIS helpline number?

Ans. The toll-free helpline number for Mukhyamantri Jan Arogya Abhiyan and all Ayushman Bharat related queries in Uttar Pradesh is 1800 1800 4444. The helpline is available for assistance with eligibility verification, Ayushman Card generation, hospital empanelment queries, and treatment-related complaints.

Tabassum

Tabassum is a government schemes researcher and writer with 5 years of experience tracking Central and State welfare scheme programmes across India. She has covered 500+ schemes spanning agriculture, women welfare, education, and housing, helping lakhs of beneficiaries understand their entitlements in simple language.