Central Government Schemes

PM-KUSUM (Pradhan Mantri Kisan Urja Suraksha evam Utthaan Mahabhiyan) is a flagship solar agriculture scheme of the Ministry of New and Renewable Energy (MNRE), helping farmers reduce irrigation costs, install solar-powered pumps, and earn additional income from solar energy generation. Eligible beneficiaries can receive substantial government subsidy under Components B and C or set up … Read more

Atal Vayo Abhyuday Yojana (AVYAY) is a comprehensive senior citizen welfare scheme of the Department of Social Justice and Empowerment, Government of India. The scheme supports elderly citizens through old age homes, free assistive devices, re-employment opportunities, elderly care services, and the Elderline Helpline (14567). Eligible beneficiaries can access services through District Social Welfare Offices, … Read more

Senior Citizens’ Savings Scheme (SCSS) is a government-backed retirement savings scheme administered by the National Savings Institute (NSI), Ministry of Finance. The scheme currently offers 8.2% annual interest, paid quarterly, on deposits of up to Rs. 30 lakh. Eligible senior citizens can open an SCSS account through India Post or authorised bank branches across the … Read more

GOBARdhan Scheme (Galvanizing Organic Bio-Agro Resources Dhan) is a flagship waste-to-wealth initiative of the Government of India, coordinated by the Department of Drinking Water and Sanitation, Ministry of Jal Shakti. The scheme promotes the conversion of cattle dung, agricultural residue, and organic waste into biogas, Compressed Bio Gas (CBG), and organic manure, helping villages generate … Read more

Pradhan Mantri Jan Dhan Yojana (PMJDY) is the Government of India’s flagship financial inclusion scheme, implemented by the Department of Financial Services, Ministry of Finance. It provides a zero-balance bank account, a free RuPay Debit Card, accident insurance coverage of up to Rs. 2 lakh, Direct Benefit Transfer (DBT) facilities, and access to banking services … Read more

PM CARES for Children Scheme is a Central Government welfare initiative launched on 29 May 2021 by the Ministry of Women and Child Development to support children who lost their parents or legal guardians due to COVID-19. The scheme provides long-term financial security through a Rs. 10 lakh corpus, educational assistance, Rs. 5 lakh annual … Read more

Deen Dayal SPARSH Yojana, Scholarship for Promotion of Aptitude and Research in Stamps as a Hobby, is a flagship scholarship initiative of the Department of Posts, Ministry of Communications, Government of India, launched in 2017-18 to encourage Philately among school students. Under this scheme, eligible students studying in Classes VI to IX can receive a … Read more

Post Office Monthly Income Scheme Account (MIS) is a Government-backed small savings scheme that helps investors earn a fixed monthly income from a one-time deposit. Administered by the Department of Posts, Ministry of Communications, the scheme currently offers 7.4% annual interest payable every month and allows investments of up to Rs. 9 lakh in a … Read more

SBI Har Ghar Lakhpati Scheme is a goal-based Recurring Deposit (RD) product offered by the State Bank of India (SBI). The scheme enables customers to accumulate a target maturity amount of ₹1 lakh or its multiples through fixed monthly instalments over a selected deposit tenure. Available through SBI Branches, YONO SBI, and SBI Internet Banking, … Read more

SBI Foundation, through the SBI Platinum Jubilee Asha Scholarship 2026-27, provides financial assistance to meritorious students from economically weaker families pursuing education at different levels. The scholarship covers Class 9 to Class 12, Undergraduate, Postgraduate, Medical (MBBS), IIT, IIM, and Overseas Studies. Depending on the scholarship category, eligible students can receive financial assistance ranging from … Read more