Central Government Schemes

The Pradhan Mantri Awas Yojana – Urban (PMAY-U 2.0) is a government housing scheme launched to provide affordable and all-weather pucca houses to eligible urban families across India. Under this scheme, financial assistance and interest subsidy are provided to help beneficiaries construct, purchase, or rent a house as per their needs. With a focus on … Read more

The Pradhan Mantri Awaas Yojana – Gramin (PMAY-G) is a flagship rural housing scheme launched by the Government of India on 1st April 2016 to provide pucca houses with basic amenities to homeless families and those living in kutcha or dilapidated houses in rural areas. Under this scheme, eligible beneficiaries receive financial assistance to construct … Read more

The Pradhan Mantri Garib Kalyan Anna Yojana is a government-backed food security scheme launched to provide free foodgrains to poor and vulnerable households across India. Under this scheme, eligible beneficiaries receive foodgrains every month without any cost through the Public Distribution System. With nationwide coverage and complete government support, this scheme plays a crucial role … Read more

The Atal Pension Yojana is a government-backed pension scheme launched by the Government of India to provide financial security to citizens, especially those working in the unorganised sector. Under this scheme, subscribers contribute regularly during their working years and receive a guaranteed monthly pension after retirement. With assured pension benefits and government backing, this scheme … Read more

The Pradhan Mantri Fasal Bima Yojana is a government-backed crop insurance scheme launched by the Government of India to provide financial protection to farmers against crop loss or damage. Under this scheme, farmers can insure their crops by paying a very low premium and receive compensation in case of loss due to natural calamities, pests, … Read more

The Kisan Vikas Patra is a government-backed small savings scheme launched by the Government of India to provide safe and guaranteed returns on investment. Under this scheme, investors can invest a lump sum amount that doubles after a fixed period, making it a reliable option for long-term savings. With assured returns and no maximum investment … Read more

The Sukanya Samriddhi Yojana is one of the most popular savings schemes launched by the Government of India for the financial security of girl children. Under this scheme, parents can invest a small amount every year and build a strong financial corpus for their daughter’s future education and marriage. With high interest rates and complete … Read more

The Government of India launched the Pradhan Mantri Mudra Yojana (PMMY) on 8 April 2015 to provide easy and affordable collateral-free business loans to small entrepreneurs, street vendors, and micro business owners across the country. Under this scheme, eligible applicants can get loans of up to Rs. 20 lakh to start or expand their income-generating … Read more

Indian Citizens can now secure their families a life insurance cover of Rs. 2,00,000/- who are in the age group of 18 years to 50 years under Pradhan Mantri Jeevan Jyoti Bima Yojana of the Central Government. The applicant will have to pay the premium amount of Rs. 436/- per year for enrollment. Read the … Read more

Central Government proposed to start Yudh Samman Yojana, in which one-time financial assistance of Rs. 15 lakh is proposed to be provided to war veterans who fought the 1965 and 1971 wars with Porkistan and who are recipients of the Smar Seva Award Medal or Purvi/ Pashimi Star Medal. Read the complete article to get … Read more