Uttar Pradesh Mukhyamantri PRD Cashless Chikitsa Yojana

Mukhyamantri PRD Cashless Chikitsa Yojana is a cashless health insurance scheme launched on 18 August 2026 by CM Yogi Adityanath in Gorakhpur, providing Rs. 5 lakh in cashless treatment per family per year to around 31,000 Prantiya Rakshak Dal volunteers and their dependent family members at government and empanelled private hospitals across Uttar Pradesh. The state government pays the entire premium. Check empanelled hospitals at hem.nha.gov.in.

Introduction of Uttar Pradesh Mukhyamantri PRD Cashless Chikitsa Yojana: A Brief Insight

Every day across Uttar Pradesh, thousands of PRD volunteers assist the administration in maintaining law and order, managing traffic, supporting election duties, controlling crowds during religious gatherings, and helping various government departments during emergencies and public events. Despite playing an important role in public service, many volunteers and their families remained vulnerable to the financial burden of medical emergencies. A major surgery, prolonged hospitalisation, or treatment for a serious illness could place significant pressure on a volunteer’s household income.

Recognising this need, the Government of Uttar Pradesh launched the Mukhyamantri PRD Cashless Chikitsa Yojana on 18 August 2026 during the PRD Volunteers’ Conference held at Yogiraj Baba Gambhirnath Auditorium in Gorakhpur, where Chief Minister Yogi Adityanath distributed the first cashless health cards to eligible volunteers.

The scheme has been introduced by the Yuva Kalyan evam Prantiya Rakshak Dal Vibhag, Government of Uttar Pradesh and is being implemented through SACHIS (State Agency for Comprehensive Health and Integrated Services). Prantiya Rakshak Dal (PRD), established on 11 December 1948, has been serving the state for decades by supporting district administration, police authorities, and various government departments whenever additional manpower is required. Through this initiative, the State Government aims to strengthen the social security framework available to PRD volunteers and ensure that they and their dependent family members can access quality healthcare without worrying about treatment expenses.

Under the Mukhyamantri PRD Cashless Chikitsa Yojana, every eligible volunteer receives a Cashless Health Card that provides health coverage of up to Rs. 5 lakh per family per year. The benefit is available on a family floater basis and can be utilised by the volunteer, spouse, dependent children, and dependent parents. Beneficiaries can receive completely cashless treatment at government hospitals as well as empanelled private hospitals. Medical services are provided according to package rates approved under Ayushman Bharat and the National Health Authority framework. The most important feature of the scheme is that the entire premium cost is paid by the Government of Uttar Pradesh, ensuring that volunteers do not have to make any financial contribution towards the insurance cover. Around 31,000 PRD volunteers and their dependent family members are expected to benefit from this facility.

All active and enrolled PRD volunteers who are permanent residents of Uttar Pradesh are eligible to avail the scheme benefits. At present, no income ceiling has been prescribed for beneficiaries. The enrolment process is largely department-driven, where the concerned District Youth Welfare and Prantiya Rakshak Dal Officer verifies the volunteer database and facilitates health card generation. Volunteers are required to complete Aadhaar-based e-KYC and ensure that eligible family members are linked with their records. Beneficiaries can check empanelled hospitals through the official hospital search portal available at hem.nha.gov.in/search. For assistance regarding health cards, beneficiary verification, or treatment-related issues, volunteers may contact their District PRD Office, call +91-9005604448, or write to youthwelfare@nic.in.

The launch of this scheme was accompanied by several other welfare measures aimed at improving the working conditions of PRD volunteers. The State Government increased the daily duty allowance from Rs. 500 to Rs. 600, approved a Rs. 3,000 uniform allowance through Direct Benefit Transfer (DBT), established 11 Urban PRD Companies in major cities, and initiated the construction of a new multi-storey PRD barrack in Lucknow. Together, these decisions reflect the Government’s broader effort to enhance both the welfare and operational capacity of the Prantiya Rakshak Dal.

Uttar Pradesh has also introduced similar cashless healthcare facilities for other service groups. Teachers, instructors, Shiksha Mitras, and mid-day meal cooks can avail benefits under the Mukhyamantri Shikshak Cashless Chikitsa Yojana, while serving and retired state government employees are covered under the Pandit Deendayal Upadhyay Rajya Karmchari Cashless Chikitsa Yojana. These initiatives collectively strengthen the state’s employee and volunteer healthcare ecosystem.

Family members who do not qualify as dependents under the PRD scheme may explore other health protection programmes such as the Mukhyamantri Ayushman Arogya Abhiyan, which extends health coverage to eligible families in Uttar Pradesh, and the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana, India’s flagship public health assurance programme. Senior citizens aged 70 years and above may additionally check eligibility under the Ayushman Vay Vandana Card Scheme, which provides a dedicated health cover for elderly citizens.

PRD volunteers and readers looking for other welfare, employment, education, healthcare, pension, and financial assistance programmes announced by the State Government can explore our dedicated collection of Uttar Pradesh Government Schemes for detailed scheme-wise information and latest updates.

Benefits Provided to Eligible Beneficiaries

The Government of Uttar Pradesh provides the following benefits to eligible PRD volunteers and their dependent family members under the Mukhyamantri PRD Cashless Chikitsa Yojana:

• Cashless health insurance cover of Rs. 5 lakh per family per year
• Family floater coverage for the PRD volunteer and eligible dependent family members
• Cashless treatment at government hospitals and empanelled private hospitals
• No premium payment required from PRD volunteers
• Entire premium cost borne by the Government of Uttar Pradesh
• Treatment available as per approved Ayushman Bharat package rates
• Cashless Health Card provided to eligible beneficiaries
• Daily duty allowance increased from Rs. 500 to Rs. 600
• Rs. 3,000 uniform allowance provided through Direct Benefit Transfer (DBT)
• Benefits available to approximately 31,000 PRD volunteers and their dependent family members across Uttar Pradesh

Note: The detailed list of covered treatment packages and empanelled hospitals may be notified separately by the concerned authorities.

Eligibility Conditions Required to be Fulfilled

To avail benefits under the Mukhyamantri PRD Cashless Chikitsa Yojana, the applicant must fulfil the following eligibility conditions of the scheme:

• Must be an active PRD volunteer enrolled with the Prantiya Rakshak Dal, Uttar Pradesh
• Must be a permanent resident of Uttar Pradesh
• Must possess a valid PRD Volunteer Identity Card or Enrolment Number
• Must have an Aadhaar Card linked with an active mobile number
• No income limit applies under the scheme
• Spouse of the eligible PRD volunteer is covered under the scheme
• Dependent children of the eligible PRD volunteer are covered under the scheme
• Dependent parents of the eligible PRD volunteer are covered under the scheme

Note: Detailed operational guidelines regarding dependent family members and other eligibility conditions may be issued separately by the department.

Documents Required to be Attached

PRD volunteers may be required to submit the following documents for health card generation and inclusion of dependent family members under the Mukhyamantri PRD Cashless Chikitsa Yojana:

• PRD Volunteer Identity Card or Enrolment Number
• Aadhaar Card of the PRD volunteer
• Aadhaar Cards of dependent family members
• Uttar Pradesh Domicile Certificate or other residence proof
• Bank Passbook
• Passport-size photographs
• Marriage Certificate (for spouse inclusion, if applicable)
• Birth Certificate of children (if applicable)
• Active Mobile Number linked with Aadhaar

Note: The Uttar Pradesh Government bears the entire premium cost under this scheme. The final document list may be notified by the concerned department during implementation.

How Beneficiaries Can Avail the Benefit of this Scheme

The Mukhyamantri PRD Cashless Chikitsa Yojana was launched on 18 August 2026 and the facility is available with immediate effect. PRD volunteers are not required to submit any separate application form under this scheme. The concerned department verifies the records of active volunteers and facilitates health card generation. The expected process for availing benefits under the scheme is explained below.

Step 1: Departmental Verification of Volunteer Records

The District Youth Welfare and Prantiya Rakshak Dal Officer prepares and verifies the list of active PRD volunteers serving in the district. This list generally includes the volunteer’s enrolment number, Aadhaar details, and service-related records. After verification, the details are forwarded for further processing under the scheme. PRD volunteers should ensure that their details are correctly recorded with the department.

Step 2: Data Integration with SACHIS

The verified database of PRD volunteers is shared with SACHIS (State Agency for Comprehensive Health and Integrated Services), the nodal agency responsible for implementing cashless health insurance schemes in Uttar Pradesh. The beneficiary data is integrated into the digital system used for health benefit verification and treatment authorisation.

Step 3: Aadhaar-Based e-KYC and Addition of Family Members

Eligible PRD volunteers may be required to complete Aadhaar-based e-KYC verification. During this process, details of eligible dependent family members such as spouse, dependent children, and dependent parents may also be linked under the scheme. Aadhaar details of all beneficiaries may be required for verification purposes.

Step 4: Health Card Generation

After successful verification of records, the department generates the Cashless Health Card for eligible PRD volunteers and their covered family members. The health card serves as proof of eligibility for availing cashless treatment under the scheme.

Step 5: Verification at Empanelled Hospitals

Before seeking treatment at a private hospital, beneficiaries should ensure that the hospital is empanelled under the approved network. Treatment benefits are also available at government hospitals covered under the scheme.

Step 6: Availing Cashless Treatment

At the time of treatment, beneficiaries may be required to carry their Cashless Health Card and Aadhaar Card for identity verification. The hospital verifies the beneficiary details through the authorised system before initiating treatment.

Step 7: Admission and Treatment

Once verification is completed, the beneficiary can avail cashless treatment as per the approved package rates and scheme guidelines. Eligible expenses are settled directly under the scheme up to the prescribed coverage limit of Rs. 5 lakh per family per year.

PRD volunteers facing any difficulty related to health card generation, beneficiary verification, or scheme-related assistance may contact their respective District Youth Welfare and Prantiya Rakshak Dal Officer. For additional support, they may also contact the departmental helpline at +91-9005604448 or write to youthwelfare@nic.in. Detailed operational instructions may be issued separately by the department from time to time.

Important Links Available

• Empanelled Hospital List – Search by District and Pin Code
• Beneficiary Portal – Aadhaar e-KYC and Health Card Download
• Pandit Deendayal Upadhyay Rajya Karmchari Cashless Chikitsa Yojana – Official Portal
• Government of Uttar Pradesh – Official State Portal

Contact Details in Case of Help Needed

• Department: Yuva Kalyan evam Prantiya Rakshak Dal Vibhag, Government of Uttar Pradesh
• Directorate Address: Mahanideshak, Yuva Kalyan evam Prantiya Rakshak Dal Mahanideshalaya, Purana Jail Road, Anand Nagar, Alambagh, Lucknow, Uttar Pradesh – 226005
• Department Helpline: +91-9005604448
• Email: youthwelfare@nic.in
• Implementing Agency: State Agency for Comprehensive Health and Integrated Services (SACHIS)
• SACHIS Toll-Free Helpline: 1800-180-4444
• SACHIS Office Address: Chief Executive Officer, Ayushman Bharat (SACHIS), 4th Floor, Navchetna Kendra, 10, Ashok Marg, Hazratganj, Lucknow, Uttar Pradesh – 226001
• District Level Assistance: Contact the District Youth Welfare and Prantiya Rakshak Dal Officer of your district for health card generation, e-KYC verification, and inclusion of dependent family members.
• Unit Level Assistance: Contact your PRD Company Commander or Unit In-charge for volunteer verification and scheme-related guidance.

Frequently Asked Questions (FAQs)

Q. What is Mukhyamantri PRD Cashless Chikitsa Yojana?

Ans. Mukhyamantri PRD Cashless Chikitsa Yojana is a cashless health insurance scheme launched on 18 August 2026 by Chief Minister Yogi Adityanath during the PRD Volunteers’ Conference held in Gorakhpur. Under the scheme, eligible PRD volunteers and their dependent family members receive cashless medical treatment up to Rs. 5 lakh per family per year at government and empanelled private hospitals.

Q. Who can avail the benefit of this scheme?

Ans. All active and enrolled Prantiya Rakshak Dal (PRD) volunteers of Uttar Pradesh are eligible under the scheme. The benefit is also available to their dependent spouse, children, and dependent parents.

Q. How much health insurance coverage is provided under the scheme?

Ans. Eligible beneficiaries receive cashless health coverage of up to Rs. 5 lakh per family per year on a family floater basis.

Q. Is any premium required to be paid by PRD volunteers?

Ans. No. The entire premium amount is borne by the Government of Uttar Pradesh. PRD volunteers and their family members are not required to pay any contribution.

Q. Which family members are covered under the scheme?

Ans. The scheme covers the PRD volunteer along with their spouse, dependent children, and dependent parents, subject to verification by the concerned authorities.

Q. Is there any income limit for availing benefits under this scheme?

Ans. No. There is currently no income ceiling prescribed for active PRD volunteers under the scheme.

Q. How many PRD volunteers are expected to benefit from this scheme?

Ans. Approximately 31,000 PRD volunteers and their eligible dependent family members across Uttar Pradesh are expected to benefit from the scheme.

Q. Do beneficiaries need to submit a separate application form?

Ans. No separate application process has been prescribed. The concerned department verifies the active PRD volunteer database and facilitates health card generation for eligible beneficiaries.

Q. How can PRD volunteers obtain their Cashless Health Card?

Ans. After departmental verification and Aadhaar-based e-KYC, eligible volunteers are issued a Cashless Health Card through the concerned PRD authorities.

Q. Is Aadhaar mandatory for availing benefits?

Ans. Yes. Aadhaar-based verification is required for beneficiary identification, e-KYC completion, and health card generation.

Q. Where can treatment be availed under the scheme?

Ans. Beneficiaries can receive treatment at government hospitals and government-empanelled private hospitals approved under the scheme network.

Q. How can beneficiaries check the list of empanelled hospitals?

Ans. The hospital list can be searched online through the National Health Authority portal at https://hem.nha.gov.in/search.

Q. What documents should be carried while visiting a hospital?

Ans. Beneficiaries should carry their Cashless Health Card and Aadhaar Card for identity verification and treatment approval.

Q. Do beneficiaries have to pay any amount during treatment?

Ans. No. Treatment under the scheme is completely cashless. Eligible beneficiaries are not required to pay hospitalisation expenses covered under the approved package rates.

Q. Which agency is responsible for implementing the scheme?

Ans. The scheme is implemented through SACHIS (State Agency for Comprehensive Health and Integrated Services), the nodal agency responsible for cashless health schemes in Uttar Pradesh.

Q. Are treatment packages based on Ayushman Bharat rates?

Ans. Yes. Medical treatment under the scheme is provided according to package rates approved by the National Health Authority (NHA) and Ayushman Bharat guidelines.

Q. What additional welfare measures were announced for PRD volunteers?

Ans. Along with the health insurance scheme, the State Government increased the daily duty allowance from Rs. 500 to Rs. 600, approved a Rs. 3,000 uniform allowance, established 11 Urban PRD Companies, and initiated construction of a new PRD barrack in Lucknow.

Q. In which cities have Urban PRD Companies been established?

Ans. Urban PRD Companies have been established in Lucknow, Gorakhpur, Varanasi, Prayagraj, Kanpur Nagar, Bareilly, Agra, Aligarh, Meerut, Moradabad, and Gautam Buddha Nagar.

Q. What should a beneficiary do if there is an issue with health card generation or e-KYC?

Ans. Beneficiaries should contact their respective District Youth Welfare and Prantiya Rakshak Dal Officer or the nearest PRD office for assistance.

Q. Where can beneficiaries seek help regarding the scheme?

Ans. Beneficiaries may contact the department helpline at +91-9005604448, the SACHIS Toll-Free Helpline 1800-1800-4444, or send queries to youthwelfare@nic.in for further assistance.

Tabassum

Tabassum is a government schemes researcher and writer with 5 years of experience tracking Central and State welfare scheme programmes across India. She has covered 500+ schemes spanning agriculture, women welfare, education, and housing, helping lakhs of beneficiaries understand their entitlements in simple language.